{"slug":"wealthfront-cash-account-rate","category":"bank","institutionSlug":"wealthfront","product":"Cash Account","title":"Wealthfront Cash Account: 3.30% APY","bonus":"3.30% APY","unit":"cash","amount":0,"reqShort":"No minimum, FDIC insured up to $8M","expiresOn":null,"status":"live","verifiedOn":"2026-08-10","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"No early withdrawal penalties; funds can be withdrawn instantly to eligible accounts.","posts":"Interest accrues daily and pays out near the beginning of each month.","applyDomain":"wealthfront.com","applyUrl":"https://www.wealthfront.com/cash","summary":"Wealthfront's Cash Account earns a base 3.30% APY from program banks with no account fees and free instant withdrawals. New clients can earn up to 3.95% APY for 3 months on up to $150,000 with a 0.65% promotional boost. The rate is subject to change in response to federal funds rate changes.","reqSteps":[],"finePrint":["3.30% base annual percentage yield (APY) as of 01/30/2026 is provided by program banks and is subject to change","APY boost is up to a $150,000 balance","New clients earn 3.95% with a 0.65% apy boost for 3 months on up to $150,000","Direct deposit and invest gets 0.25% apy increase with no expiration date or balance limit when you direct deposit $1,000 a month","Interest accrues daily based on current balance and pays out near the beginning of each month","Funds sweep to up to 32 program banks for FDIC insurance"],"apy":330,"apyTerm":"ongoing APY, base rate","listedOn":"2026-08-10","listedAt":"2026-08-10T13:11:18.716Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"wealthfront.com rate page","url":"https://www.wealthfront.com/cash","checkedOn":"2026-08-10"}],"needsVerification":false}