# Wealthfront Cash Account: 3.30% APY

Canonical: https://dealaka.com/offers/wealthfront-cash-account-rate

- Status: Limited reports
- Bonus: 3.30% APY
- APY: 3.30% (ongoing APY, base rate)
- Requirement: No minimum, FDIC insured up to $8M
- Expires: no published end date
- Availability: Nationwide
- Institution: Wealthfront
- Verified: Aug 10, 2026 against wealthfront.com
- Field reports: 0

## Summary
Wealthfront's Cash Account earns a base 3.30% APY from program banks with no account fees and free instant withdrawals. New clients can earn up to 3.95% APY for 3 months on up to $150,000 with a 0.65% promotional boost. The rate is subject to change in response to federal funds rate changes.

## Requirements
1. Apply through the offer page to open the Cash Account.
2. Complete the requirement: No minimum, FDIC insured up to $8M.

## Fine print that matters
- 3.30% base annual percentage yield (APY) as of 01/30/2026 is provided by program banks and is subject to change
- APY boost is up to a $150,000 balance
- New clients earn 3.95% with a 0.65% apy boost for 3 months on up to $150,000
- Direct deposit and invest gets 0.25% apy increase with no expiration date or balance limit when you direct deposit $1,000 a month
- Interest accrues daily based on current balance and pays out near the beginning of each month
- Funds sweep to up to 32 program banks for FDIC insurance

## Sources
- wealthfront.com rate page <https://www.wealthfront.com/cash> (checked Aug 10, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._