{"slug":"wecu-spend-plus-checking-sign-up-bonus","category":"bank","institutionSlug":"wecu","product":"Spend Plus Checking","title":"WECU Spend Plus Checking: $400 bonus","bonus":"$400","unit":"cash","amount":400,"reqShort":"$1,000+ direct deposit within 60 days","expiresOn":"2026-12-31","status":"live","verifiedOn":"2026-07-20","reports":0,"openIssues":0,"states":["WA"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"$5 monthly, waived with direct deposit over $100 per month","keep":"Account must be open on day 65 for the bonus to pay","posts":"Deposited on day 65 once the requirement is met","applyDomain":"wecu.com","applyUrl":"https://www.wecu.com/open-spend-plus-checking/","summary":"WECU pays a $400 bonus to new members who open a Spend Plus Checking account online and receive a direct deposit of $1,000 or more within the first 60 days. The bonus lands on day 65. Membership is limited to people with a Washington state connection, so this is not a nationwide offer.","reqSteps":["Qualify for WECU membership by living, working, worshipping, or attending school in Washington.","Open a new Spend Plus Checking account online.","Receive direct deposits of $1,000 or more into the new account within the first 60 days.","Keep the account open through day 65, when the bonus is deposited."],"finePrint":["Open to people who have not been a WECU member in the last 12 months.","You must not have previously received a New Member Bonus.","Membership requires living, working, worshipping, or attending school in Washington.","Only tax-reporting account owners are eligible, so foreign members without a tax identification number do not qualify.","The account carries a $5 monthly fee, waived with more than $100 per month in direct deposit.","One bonus per person and it cannot be combined with other offers.","You are responsible for any taxes due on the value of the bonus.","Offer expires 12/31/26."],"reqUsd":1000,"listedOn":"2026-07-20","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"wecu.com offer page","url":"https://www.wecu.com/open-spend-plus-checking/","checkedOn":"2026-07-20"}],"needsVerification":false}