# WECU Spend Plus Checking: $400 bonus

Canonical: https://dealaka.com/offers/wecu-spend-plus-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $400
- Requirement: $1,000+ direct deposit within 60 days
- Expires: Dec 31, 2026
- Availability: WA (WA)
- Institution: WECU
- Verified: Jul 20, 2026 against wecu.com
- Field reports: 0

## Summary
WECU pays a $400 bonus to new members who open a Spend Plus Checking account online and receive a direct deposit of $1,000 or more within the first 60 days. The bonus lands on day 65. Membership is limited to people with a Washington state connection, so this is not a nationwide offer.

## Requirements
1. Qualify for WECU membership by living, working, worshipping, or attending school in Washington.
2. Open a new Spend Plus Checking account online.
3. Receive direct deposits of $1,000 or more into the new account within the first 60 days.
4. Keep the account open through day 65, when the bonus is deposited.

## Fine print that matters
- Open to people who have not been a WECU member in the last 12 months.
- You must not have previously received a New Member Bonus.
- Membership requires living, working, worshipping, or attending school in Washington.
- Only tax-reporting account owners are eligible, so foreign members without a tax identification number do not qualify.
- The account carries a $5 monthly fee, waived with more than $100 per month in direct deposit.
- One bonus per person and it cannot be combined with other offers.
- You are responsible for any taxes due on the value of the bonus.
- Offer expires 12/31/26.

## Sources
- wecu.com offer page <https://www.wecu.com/open-spend-plus-checking/> (checked Jul 20, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._