{"slug":"wells-fargo-autograph-visa-credit-card-20000","category":"card","institutionSlug":"wells-fargo","product":"Autograph","title":"Wells Fargo Autograph: 20,000-point bonus","bonus":"20,000 points","unit":"points","amount":20000,"reqShort":"$1,000 in purchases within first 3 months of account opening","expiresOn":null,"status":"live","verifiedOn":"2026-07-17","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":true,"chex":null,"fee":"No annual fee","keep":"No annual fee, so no pressure to cancel","posts":"1 to 2 billing cycles after you qualify","applyDomain":"wellsfargo.com","applyUrl":"https://creditcards.wellsfargo.com/autograph-visa-credit-card/","summary":"The Autograph earns 20,000 points after $1,000 of spend in 3 months, with no annual fee. Those points redeem for about $200 in cash. The card earns 3x points on restaurants, travel, gas, transit, streaming, and phone plans.","reqSteps":["Apply on wellsfargo.com; there is no annual fee.","Spend $1,000 in 3 months.","20,000 points post 1 to 2 billing cycles after you qualify."],"finePrint":["Wells Fargo generally limits you to one new consumer card every 6 months.","Points are Wells Fargo Rewards. They redeem for about $200 in cash; other redemptions may differ."],"reqUsd":1000,"listedOn":"2026-07-17","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"wellsfargo.com Autograph","url":"https://creditcards.wellsfargo.com/autograph-visa-credit-card/","checkedOn":"2026-07-17"}],"needsVerification":false}