{"slug":"winsouth-credit-union-share-certificate-cd-rate","category":"bank","institutionSlug":"winsouth-credit-union","product":"Share Certificate (CD)","title":"Winsouth Credit Union Share Certificate (CD): 3.90% APY","bonus":"3.90% APY","unit":"cash","amount":0,"reqShort":"6-month or 12-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-16","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"winsouthcu.com","applyUrl":"https://www.winsouthcu.com/personal/savings/share-certificates-cds/","summary":"Winsouth offers 3.90% APY on a 6-month share certificate or 3.75% APY on a 12-month certificate. Members with an active direct deposit receive an additional 0.75% added to money market rates for a limited time as part of the institution's 75th anniversary promotion.","reqSteps":[],"finePrint":[],"apy":390,"apyTerm":"6-month term","listedOn":"2026-08-16","listedAt":"2026-08-16T13:06:15.646Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"winsouthcu.com rate page","url":"https://www.winsouthcu.com/","checkedOn":"2026-08-16"}],"needsVerification":false}