{"slug":"wintrust-total-access-checking-sign-up-bonus","category":"bank","institutionSlug":"wintrust","product":"Total Access Checking","title":"Wintrust Total Access Checking: $500 bonus","bonus":"$500","unit":"cash","amount":500,"reqShort":"Open account, enroll online banking/e-statements, $2,000/mo","expiresOn":null,"status":"live","verifiedOn":"2026-07-31","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No monthly maintenance fee or minimum balance fee stated","keep":"","posts":"","applyDomain":"wintrust.com","applyUrl":"https://www.wintrust.com/personal-solutions/bank-with-us/checking/tac.html","summary":"Wintrust offers up to a $500 bonus for opening a new Total Access Checking account. You earn $300 with $500 in monthly direct deposits or $500 with $2,000 in monthly direct deposits, after enrolling in online banking and e-statements.","reqSteps":["Open a new Total Access Checking account.","Enroll in online banking.","Enroll in e-statements.","Have $2,000 in direct deposits each month of the qualification period."],"finePrint":["$100 minimum to open the account.","Promo code applied automatically.","Program rates, terms, and conditions subject to change."],"listedOn":"2026-07-31","listedAt":"2026-07-31T13:20:39.635Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"wintrust.com offer page","url":"https://www.wintrust.com/personal-solutions/bank-with-us/checking/tac.html","checkedOn":"2026-07-31"}],"needsVerification":false}