{"slug":"wyoming-community-bank-rewards-checking-rate","category":"bank","institutionSlug":"wyoming-community-bank","product":"Rewards Checking","title":"Wyoming Community Bank Rewards Checking: 3.03% APY","bonus":"3.03% APY","unit":"cash","amount":0,"reqShort":"$100 minimum, 10 debit transactions + 1 direct deposit","expiresOn":null,"status":"live","verifiedOn":"2026-08-12","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Interest credited monthly with statement cycle","applyDomain":"wyomingcommunity.bank","applyUrl":"https://www.wyomingcommunity.bank/personal/accounts/personal-checking","summary":"Earn 3.03% APY on balances up to $25,000 and 0.81% APY above that, if you meet monthly qualifications: 10 debit card transactions, 1 direct deposit or ACH auto debit, and e-statements. Otherwise the rate drops to 0.10% APY for that month.","reqSteps":[],"finePrint":["3.03% APY paid on balances $0.01-$25,000 and 0.81% APY on amounts above $25,000 if monthly qualifications are met","If qualifications not met, average daily balance earns 0.10% APY and ATM fee refunds are not provided","Must have ten debit card transactions post and settle (ATM transactions do not count)","Must have at least one direct deposit or ACH auto debit per statement cycle","Must enroll in and receive electronic statements","Up to $25.00 in ATM fee refunds per statement cycle if qualifications are met","APYs effective as of 12/20/24 and subject to change at any time","Fees may reduce earnings","If account closes before interest is credited, accrued interest is forfeited","$2.50 monthly fee for paper statements"],"apy":303,"apyTerm":"ongoing APY, tiered by balance","listedOn":"2026-08-12","listedAt":"2026-08-12T13:05:17.646Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"wyomingcommunity.bank rate page","url":"https://www.wyomingcommunity.bank/personal/accounts/personal-checking","checkedOn":"2026-08-12"}],"needsVerification":false}