# Wyoming Community Bank Rewards Checking: 3.03% APY

Canonical: https://dealaka.com/offers/wyoming-community-bank-rewards-checking-rate

- Status: Limited reports
- Bonus: 3.03% APY
- APY: 3.03% (ongoing APY, tiered by balance)
- Requirement: $100 minimum, 10 debit transactions + 1 direct deposit
- Expires: no published end date
- Availability: Nationwide
- Institution: Wyoming Community Bank
- Verified: Aug 12, 2026 against wyomingcommunity.bank
- Field reports: 0

## Summary
Earn 3.03% APY on balances up to $25,000 and 0.81% APY above that, if you meet monthly qualifications: 10 debit card transactions, 1 direct deposit or ACH auto debit, and e-statements. Otherwise the rate drops to 0.10% APY for that month.

## Requirements
1. Apply through the offer page to open the Rewards Checking.
2. Complete the requirement: $100 minimum, 10 debit transactions + 1 direct deposit.

## Fine print that matters
- 3.03% APY paid on balances $0.01-$25,000 and 0.81% APY on amounts above $25,000 if monthly qualifications are met
- If qualifications not met, average daily balance earns 0.10% APY and ATM fee refunds are not provided
- Must have ten debit card transactions post and settle (ATM transactions do not count)
- Must have at least one direct deposit or ACH auto debit per statement cycle
- Must enroll in and receive electronic statements
- Up to $25.00 in ATM fee refunds per statement cycle if qualifications are met
- APYs effective as of 12/20/24 and subject to change at any time
- Fees may reduce earnings
- If account closes before interest is credited, accrued interest is forfeited
- $2.50 monthly fee for paper statements

## Sources
- wyomingcommunity.bank rate page <https://www.wyomingcommunity.bank/personal/accounts/personal-checking> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._