Method

How these entries are put together, and how to read them.

Points are kept separate from cash

We never publish cents-per-point valuations or rank cash against points on a made-up exchange rate. Cash offers sort by dollars. Points and miles offers show their actual numbers. Comparing across currencies is your call, so we never add different units together into one figure.

Status labels over scores

Every entry carries one of four labels. We compute them from field reports and never set them by hand. Confirmed working means ten or more reports with no unresolved negatives. Issues reported means at least one unresolved negative report, such as a coding failure, a clawback, or an eligibility pop-up. Limited reports means the terms are verified but there is too little field data to corroborate yet. Archived means the offer has ended and its entry is preserved with its final state intact. We don't give a confidence score. A single number would look more precise than the facts behind it really are, the same reason we don't turn points into dollars. We show the facts that matter: the verified date, the report count, and any open issues. A young site says "Limited reports" a lot. That is honest, and it beats a confident number invented to hide it.

Verified at the source on a schedule

Every entry shows when it was last checked against the institution's own terms page, not when someone last happened to edit it. Offers expiring within 14 days are checked daily, live offers weekly, and evergreen entries monthly. An automated watcher hashes each source page and flags changes for review, and a person confirms every figure change before it publishes. If we ever miss the cadence, the verified dates on the entries will show it. That is the point of printing them.

That cadence and that watcher cover offers. Referral programs are newer here, and right now they are checked by hand rather than on a schedule, with no watcher on their terms pages. Their verified dates are real, and they are the only thing holding those entries honest, so read them with that in mind. We would rather say this than let a stated schedule imply a machine is watching something no machine is watching yet.

A changelog for everything

Every material change to every offer lands in the changelog the day it is caught, with a source note. A bonus raised, a code rotated, terms quietly edited, an offer pulled early. These offers change every week, so a reference is only useful if it shows you what changed. It starts the day the site does, and there is no back-filled history. Referral programs are not in the changelog yet, so a change to one of those pages will not appear here.

Archives that never die

Expired offers keep their pages for good. We leave the requirements, reports, and history in place, remove the apply link, and add a banner with the end date. It is worth knowing what an offer was, when it ended, and whether it tends to come back.

Machine-readable by design

Every entry is served as HTML for you and as structured data for machines: JSON-LD on every page, an llms.txt index, Markdown and JSON renditions of every entry at stable URLs, an RSS feed of the changelog, and a sitemap with honest modification dates. AI crawlers are welcome in our robots.txt. If an assistant answers a bonus question correctly, we would like it to be because it read this site.

Referrals from both sides

Some bonuses only exist through an existing member's referral link. Those entries describe the mechanics precisely, say so plainly, and link the official program page so you can see the terms for yourself. Our own apply link is always the official page and never carries a referral code.

Every offer on this site answers what a new customer gets for opening an account. Referral programs answer the other half, which is what an existing customer earns for referring someone. Those pages carry the figure, the annual cap, whether that cap counts per card or per person, and how the issuer says the reward is taxed. Where an issuer publishes a range rather than one rate, we store the floor and label it as varying, so a targeted offer can never rank as though everyone gets the top number. Dealaka takes no share of any referral reward.

Dealaka is reference information, not financial advice. Entries describe offers, they do not recommend them. Found something wrong? Send a tip. Fixes ship and are credited in the changelog. Published by Dealaka LLC.