Disclaimer & compensation statement

Last updated July 7, 2026 · Dealaka LLC

Compensation: there isn't any

Most sites covering these offers publish an advertiser disclosure because the law requires one — they hold affiliate relationships with the institutions they cover, earn compensation when readers click and apply, and acknowledge that this compensation can affect which products appear and in what order. This page is the opposite document. Dealaka holds no affiliate relationships with any institution listed on this site. We receive no compensation — money, points, fee waivers, or anything else — from any bank, card issuer, brokerage, or app for coverage, placement, ordering, or applications. Apply links go directly to the institution with no tracking or referral parameters attached; we don't know and can't know whether you applied. Nothing on this site is sponsored. If any of this ever changes, this page and the method page will say so prominently before it does.

Not financial advice

Dealaka is an informational reference, not advice. Entries describe offers — their published terms, their reported behavior in practice, their history. They do not recommend that you, personally, open any account, apply for any card, or move any money. Whether an offer makes sense depends on your finances, credit profile, taxes, and goals, none of which we know. For decisions that matter, consult a qualified financial, tax, or legal professional. You are responsible for your own decisions.

Offers change without notice

Every figure on this site is controlled by the issuing institution, which can raise, cut, extend, restrict, or kill an offer at any moment, published end date or not. We verify entries against institutions' own pages on the stated schedule, and every entry displays when it was last verified — that date tells you when we last checked, not that nothing has changed since. Before applying for anything, read the institution's own offer page and terms. If you find a discrepancy, send a tip; corrections ship and are credited in the changelog.

Field reports are reports

Status labels and field reports summarize what has been publicly reported or submitted about an offer's behavior in practice. They are curated in good faith but reflect individual experiences that may not match yours, and they are not guarantees of approval, payout, or anything else.

Taxes

Bank, brokerage, and many other bonuses are generally taxable income; institutions commonly issue 1099 forms for them. Card rewards earned through spending are generally treated differently. Tax treatment depends on your situation — consult a tax professional. Nothing here is tax advice.

Trademarks

Institution and product names appearing on this site are the property of their respective owners and are used only to identify the offers being described. Their appearance here does not imply any affiliation with, sponsorship of, or endorsement by those institutions — in either direction.

This page is part of the site's terms of use. Published by Dealaka LLC. Questions: legal@dealaka.com.