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Referral programs

What an existing customer earns for referring someone. Every other page on this site answers the opposite question, which is what a new customer gets for opening an account.

Each entry links the issuer's own program terms and shows the annual cap, whether that cap counts per card or per person, and how the reward is taxed. Dealaka takes no share of any referral reward. See the method.

Cards

Paid in cash
ProgramYou earnCapTax form
Apply through your link and be approved
confirmed Jul 21, 2026
Not publishedShown only in your accountCapped per card, amount not publishedNot confirmed
Apply online through the link and make a purchase
confirmed Jul 21, 2026
Not publishedShown only after you sign inCapped per account, amount not publishedNone published
Paid in points
ProgramYou earnCapTax form
Apply through your link and be approved for a Card
confirmed Jul 22, 2026
Not publishedSet per Card Member, shown only to you5 per calendar year, per person1099-MISC
Apply through your unique URL and be approved
confirmed Jul 21, 2026
Varies by card and offerVaries by cardholderCapped per card, amount not publishedNone published

Banks

ProgramYou earnCapTax form
Open an active checking account and mention the referral
confirmed Jul 21, 2026
$100None publishedNone published
Open an eligible account and meet its funding rule
confirmed Jul 19, 2026
$50 to $100None published1099-MISC

Brokerages

ProgramYou earnCapTax form
Open and fund an eligible account through the link
confirmed Jul 21, 2026
Up to $781$1,000 per rolling 12 months, per personNone published
Deposit $10,000 within 30 days and maintain it one year
confirmed Jul 21, 2026
$20015 per calendar year, per personNot confirmed
Fund a new account through your link
confirmed Jul 21, 2026
$150 or an APY boostVaries by cardholder5 per calendar year, per personNone published
Deposit $10,000 within 30 days and hold it 30 more
confirmed Jul 21, 2026
$7510 per calendar year, per person1099-MISC
Make a one-time deposit of $1,000 or more
confirmed Jul 21, 2026
$20 in stock$500 per lifetime, across all Public promotions, per person1099-MISC
Sign up through the link and link a bank account
confirmed Jul 21, 2026
$5 to $200 in stockA lottery: about 99% get $5$5,000 per calendar year, per personNot confirmed
Open an account and make a qualifying net deposit
confirmed Jul 21, 2026
NothingNone published1099-INT
There is no qualifying action, because there is no reward
confirmed Jul 21, 2026
NothingNone publishedNone published
Open a brokerage account and let a first deposit settle
confirmed Jul 21, 2026
Not publishedStated only inside the appNone publishedNot confirmed

Apps & portals

ProgramYou earnCapTax form
Open and fund a SoFi Checking and Savings account
confirmed Jul 21, 2026
$75 to $100$10,000 per calendar year, per person1099-MISC
Make a first dining purchase of $50 or more
confirmed Jul 22, 2026
$50 dining creditNone publishedNone published
Get a qualifying direct deposit of $200+ in 45 days
confirmed Jul 21, 2026
Not publishedSet by your active offer10 per calendar year, per person1099-MISC

Crypto

ProgramYou earnCapTax form
Buy crypto within 90 days of becoming trade eligible
confirmed Jul 21, 2026
Not publishedCoinbase says it varies by countryNone publishedNone published

Referral terms change without notice and the figure an issuer shows you can differ from the one it shows someone else. Confirm on the issuer's own page before you rely on any of it. Dealaka is reference information, not financial advice.