Bank bonuses
Available now in sign-up bonuses: $101,397 in cash, 25,000 in points, and 20,000 in miles.
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CommunityAmerica offers up to $400 for opening a new Cashback Free Checking or Chiefs Checking account in the Kansas City or St. Louis area. To get the top $400 tier you must set up at least $10,000 in total direct deposits within 90 days of opening, using promo code SPRING26.
Banner Bank pays up to $1,000 in combined bonuses when a business opens both a new checking and a new high yield relationship savings account, deposits $10,000 into checking and $25,000 into savings within 60 days, and keeps those balances for another 90 days.
Open a new Relationship Rewards Checking account by August 31, 2026 and set up a direct deposit of $500 or more by October 31, 2026 to earn a $400 cash bonus, paid around November 15, 2026.
Open a new MyMoney checking account in August with at least a $25 deposit and Deerwood Bank will deposit a $25 bonus into the account. The offer is limited to new MyMoney accounts, one bonus per customer.
Copper State Credit Union will deposit $75 into a new teen checking account opened between July 1 and August 31, 2026. The teen must have a savings account to meet membership guidelines and make a minimum $25 opening deposit.
New Forbright Bank customers who open a Growth Savings account get a 0.30% APY boost on the standard 3.85% rate, for up to 4.15% APY. You need to reach a one-time minimum balance of $1,000 by August 31, 2026, and the boost applies through December 31, 2026.
Grasshopper Bank offers a $300 sign-on bonus for opening an Innovator Business Checking account with promo code NW300. To earn it, fund the account with at least $10,000 within 30 days and maintain that average daily balance for the following 90-day period.
Guaranty Bank is offering a $300 cash bonus or a choice of a premium gift (Yeti cooler, Solo Stove, or Ninja Slushi) for opening a new consumer checking account. To qualify, you need to complete a direct deposit or direct debit, make a debit card transaction, and enroll in e-statements within 60 days of opening the account.
BECU's refer-a-friend promotion pays a new member $100 and the referring member $190 when the referred friend opens a checking and savings account with the promo code and referral code, completes 10 transactions within 30 days, and keeps the accounts open and in good standing for 90 days.
HSBC will pay up to $5,000 to new customers who open a Premier checking account and fund it with qualifying deposits or investments. The bonus tier depends on how much you deposit, ranging from $1,500 for $150,000 to $5,000 for $1,000,000 or more, and you must maintain that balance for three full months after opening.
Open a new Forward Checking account with the code ONLINE300 and get a $300 bonus. You need to fund an additional deposit product, set up direct deposit of at least $500 a month for three consecutive months, and make at least 5 debit transactions a month for 90 days.
Navigator Credit Union pays $150 for opening a new Free Checking account between June 1 and August 31, 2026 with at least $500 in qualifying direct deposits and 12 debit card purchases within the first 60 days. Qualifying accounts are also entered into a monthly drawing for a $200 bonus.
New Raisin customers can earn up to $1,200 by depositing $200,000 or more with a partner bank and setting up recurring deposits totaling $2,000 or more within 90 days. Smaller deposit amounts qualify for smaller bonuses, starting at $50 for a $10,000 deposit.
Banner Bank pays $500 for opening a new business checking account. You deposit $10,000 within 60 days and keep that balance for another 90 days. Opening checking and savings together is a separate, larger offer.
CEFCU is offering up to $225 in savings credits for opening a new checking account. You earn $200 by meeting a balance, debit spend, or direct deposit requirement in the first month and signing up for eStatements, plus an extra $25 for using your debit card for qualifying purchases over the next three months.
SECU pays $350 for opening a Total Checking & Rewards account, but only to residents of Maryland and its neighbours who set up e-statements and two payroll direct deposits within 90 days.
Foothill Credit Union pays $200 to new or existing members who open an eligible checking account and set up at least $2,000 in new direct deposits within 90 days. There is also a separate $100 referral bonus for both the referrer and the new member who is referred.
Open a new Bask Mileage Savings account between June 1 and August 31, 2026 and fund it within 15 business days. Keep at least $50,000 in the account for 90 of the first 120 days to earn 20,000 American Airlines AAdvantage bonus miles.
Texas Capital Bank splits this $200 into a one-time $50 welcome bonus for depositing $1,500, plus three $50 activity bonuses. Each activity bonus needs both five debit purchases totaling $300 and a $2,500 average monthly balance, in three separate statement periods. Only the $50 welcome bonus is easy to earn.
Think Bank pays a $200 bonus to new checking customers who open an eligible account with a $50 minimum deposit by August 31, 2026. To earn it you need at least two direct deposits totaling $2,000 or more and 10 or more non-ATM debit card purchases within 60 days of opening, with the bonus paid within 30 days after that period.
Open a new BMO business checking account between May 1 and August 31, 2026 and keep a balance of $100,000 or more through day 90 to earn a $1,500 cash bonus. Lower tiers pay $400, $750, or $1,000 depending on the balance maintained.
Earn a $400 bonus when you open a new PNC Virtual Wallet with Performance Select checking account and establish $5,000 in qualifying direct deposits within 60 days.
Truity Credit Union is offering a $100 bonus for opening a new checking account. You must be a new checking customer and use the promo code 100NEWCK26 when you apply.
New Raisin customers who deposit and maintain funds with partner banks can earn a tiered cash bonus. Depositing $200,000 or more and keeping it for 90 days earns the top $1,000 bonus when you use code SUMMER26 at sign-up.
Open a new Cashback Checking account with code EARN400 and set up direct deposits of at least $1,000 per month for two consecutive months within 90 days. First Commonwealth Federal Credit Union will deposit a $400 bonus into your account about 30 days after you meet the requirements.
Open a Western Alliance Bank High-Yield Savings Account through Raisin using code SUMMER26 and you can earn up to $1,200. To hit the top tier, deposit $200,000 or more within 14 days, then set up recurring deposits totaling $2,000 or more executed at least twice within 90 days, and keep the funds on deposit for 90 days.
Open a Hancock Whitney Freestyle Checking account and get a $300 bonus by setting up at least $3,000 in direct deposits within the first 90 days. Opening a Freestyle Savings account at the same time and meeting its requirements adds an extra $200 for a combined total up to $600.
Keypoint Credit Union pays new members up to $300 for opening a checking account and setting up recurring direct deposits. You get $50 a month for six months once you deposit at least $1,000 monthly, with the first deposit required within 60 days of opening.
Suffolk Credit Union pays up to $500 for opening a new Momentum Checking account. You get $250 for setting up $2,500 in qualifying direct deposits within the first 90 days, and another $250 for another $2,500 in direct deposits between days 91 and 180.
A seasonal window with real dates (opened June 30, closes September 8) paying $400 for $4,000 in qualifying direct deposits within 90 days across three eligible checking products. The deposit hurdle is heavier than Chase's, but the window is long and the only hard part is waiting about 100 days to get paid.
Open a new Wells Fargo business checking account and deposit $25,000 or more within 30 days to earn an $825 bonus. You must maintain that balance through day 60 and complete at least 5 qualifying transactions during the 60-day period.
Penn Community Bank is offering a $400 cash bonus for opening a new personal checking account. To earn it, open the account with at least $25 and within 60 days either receive $1,500 or more in direct deposits or make 20 debit card purchases of $20 or more each, using promo code 400BONUS.
Eastern Bank will pay up to $750 to new customers who open both a personal checking and a statement savings account. You earn $350 for checking with $3,000 in direct deposits within 90 days, $250 for savings by depositing and maintaining $15,000, and an extra $150 if both accounts are opened within 3 business days of each other and all requirements are met.
Union Savings Bank offers up to $400 for opening an Essential Checking account. You earn $150 for one direct deposit, $100 for making 10 debit card purchases, and $150 for opening a savings account and keeping a $500 average balance for 60 days.
Open a First Horizon FirstView Checking account along with a Traditional Savings account to earn up to $700. You get $450 for opening the checking account and setting up $2,000 in direct deposits within 90 days, plus an extra $250 for opening the savings account the same day and depositing $3,000 in new funds that you keep in the account for 90 days.
Open a Free Checking Plus account at CCU Florida and earn a $250 bonus by setting up a direct deposit of at least $500 within 90 days and keeping it going for three consecutive months. Use promo code MK-CHECKING when applying.
Open a new U.S. Bank Platinum Business Checking account and deposit at least $25,000 in new money within 30 days to earn a $1,200 bonus. You must keep that balance for 60 days and complete six qualifying transactions to get paid.
Open a new U.S. Bank Business Essentials checking account and deposit at least $5,000 in new money within 30 days. Keep that balance for 60 days and complete six qualifying transactions to earn a $400 bonus.
Open a new Cambridge Savings Bank personal checking account between May 1 and September 30, 2026 and get a one-time $500 bonus. You need at least $2,500 in monthly direct deposits and a $5,000 average balance for the first three full calendar months after opening.
Community Bank & Trust pays a $250 refer-a-friend bonus when you invite a friend to open a checking account. The new client must open the account and meet all new-account bonus requirements including 15 qualifying debit transactions and $500 in direct deposits each cycle over 90 days.
First Federal Bank pays $200 to new customers who open a personal Enhanced Checking account through a bank representative and set up at least $1,000 in qualifying direct deposits within 60 days. The account must stay open and in good standing for 90 days, and the bonus is credited within 30 days after requirements are met.
Open a new Edge Checking account at Community State Bank by September 30, 2026 and earn a $400 cash bonus. To qualify, meet the account's premium interest requirements (15 debit card transactions, one direct deposit, and e-statement enrollment in the same statement cycle) at least once within the first 90 days.
E*TRADE's Premium Savings account pays a 4.00% APY boost for the first 6 months on new accounts opened by September 30, 2026, then reverts to its variable base rate of 3.50%. There is no monthly fee and no minimum balance.
Cambridge Savings Bank is offering new customers up to $1,200 for opening a checking account and/or a relationship high-yield money market account between May 1 and September 30, 2026. The checking bonus pays a $500 one-time reward plus up to $300 in monthly debit card bonuses, while the money market account pays a separate $400 bonus for keeping a $25,000 average balance for three months.
Associated Bank pays up to $600 to new personal checking customers. You need to open an account, get at least $500 in direct deposits within 90 days, and your bonus tier depends on your average daily balance across deposit accounts during days 31-90, paid within 120 days.
New HawaiiUSA FCU members can earn $100 by opening an eLife or Kasasa checking account. The first $50 comes from joining, opening the account, and enrolling in digital banking, and the second $50 comes from setting up $1,500 in direct deposits within one month.
New members can earn up to $750 by opening a Reward Checking account and a qualifying loan or Visa credit card of at least $5,000, then meeting Reward Checking qualifications three times within five months. Existing members can earn a smaller $450 or $300 bonus depending on which product they already have.
Open a qualifying checking account at Midland States Bank using promo code BANKGIFT and you'll get a $25 eGift card, or $100 if you open the account between August 22 and 28, 2026. The gift card is sent electronically within two business days of account opening, and the minimum opening deposit required is $50.
Seacoast Bank pays a tiered bonus on a new business checking account: $300 for a $5,000 deposit plus 10 qualifying electronic payments, or $600 for a $10,000 deposit plus 15 payments. The deposit must be held for 90 days and the payments completed within 90 days.
Equity Bank will pay you $400 if you open a new checking and savings account together using code SURGE. You need to get at least $1,000 in direct deposits into the checking account and activate and use your debit card within 45 days.
Citadel's Ultimate Growth Checking account offers up to $500 for new members. You get $300 for setting up $2,000 or more in direct deposits within 90 days, plus an extra $200 for keeping a $5,000 balance during days 61 to 90.
Open a new Banner Bank savings account with promo code 2026dp and deposit new money to earn a bonus. Deposit $5,000 within 60 days and keep it for 90 days to get $250, or deposit $25,000 into a High Yield Relationship Savings account to get $500.
Rolling F Credit Union is offering new members $15 for opening a first-time checking account and an additional $25 once their first direct deposit is verified, for a total of $40. The promotion runs from April 1 through September 30, 2026 and is open to those who live, work, or worship in Stanislaus or Merced County, California.
Equity Bank is offering a $1000 bonus for opening a new business checking account. You need to fund the account, deposit at least $20,000 in new money within 60 days, and activate the debit card to qualify.
TD Bank pays $300 on a new Beyond Checking account when you receive $2,500 in qualifying direct deposits. The offer runs on the East Coast only, from Maine to Florida, and it ends September 30, 2026.
S&T Bank pays up to $600 for opening new personal accounts. You can earn $350 by opening a Preferred Banking checking account and making two $500 direct deposits within 90 days, plus another $250 for funding a new Preferred Savings account with $10,000 in new money.
Open a BreakFree Checking Plus or Direct Checking Plus account in person with at least $25 and complete 25 debit transactions plus two direct or mobile deposits of $200 or more within 60 days to earn a $400 bonus. The bonus is paid within 75 days of opening the account.
New members can earn $100 by opening a Peninsula Shores Rewards Checking account and completing the qualifying activities. The offer runs from May 1 through September 30, 2026 and is limited to new member accounts.
Darden Credit Union will pay you $200 for opening a new checking account and keeping up direct deposits. You need at least $1,500 in direct deposits each month for three straight months, and the bonus lands in your account the month after that.
Radifi Credit Union is offering a $50 bonus for opening a new Teen Checking account for a 13 to 17 year old. To earn it the teen needs to enroll in digital banking, make at least five debit card purchases within 60 days, and keep the account open and in good standing for 90 consecutive days.
Open a new USF Credit Union checking account and set up direct deposits of at least $1,500 each month for three consecutive months to earn a $200 bonus. The bonus is paid the month after you complete the third qualifying month of direct deposits.
BMI Federal Credit Union pays a $100 cash bonus for opening a new Free Checking account with promo code ADD26. You need a $20 opening deposit and 30 debit card purchases of at least $5 each within 90 days. The bonus is deposited into your savings account within 10 business days after the qualifications are met.
Hawthorn Bank pays $300 to new checking customers who open a qualifying account and set up two or more direct deposits totaling at least $500 within 90 days. The bonus is deposited into the account within 2 to 6 weeks after the qualifying period ends.
Open a new Premium Checking account and Our Credit Union will match your opening deposit up to $300. To get the full match you need to enroll in eStatements, use the debit card at least once a month for 60 days, and set up recurring direct deposits of $500 or more, with the match paid about 60 days after opening.
TD Bank is offering new customers up to $500 for opening a checking account and a savings account together. You get $300 for opening TD Beyond Checking and setting up $2,500 in qualifying direct deposits, plus $200 for opening TD Signature Savings and depositing at least $10,000 within 20 days and keeping it there for 90 more days.
Travis Credit Union is offering up to $475 for opening a new Free, Access, or Investor Checking account with promo code BONUSX75. The exact bonus depends on how much you receive in qualifying direct deposits within the first 90 days, with $10,000 or more earning the full $475.
M&T is offering up to a $1,500 cash bonus for opening a new Business Premium Checking account by September 30, 2026 with promo code BW. The exact bonus depends on your average ledger balance in the third full month, with $1,500 requiring a balance of $100,000 or more.
First National Bank in Sioux Falls pays a $350 bonus to new customers who open a personal, student, or rewards checking account. To earn it, keep the account open 60 days, sign up for estatements, and either make 12 debit card purchases or receive $500+ in direct deposits or ACH credits within the first 60 days.
Open a new Tower Free Checking account, use promo code ORIOLES or BALTIMORE, and set up a recurring direct deposit of at least $1,000 within 90 days to earn a $300 bonus. The bonus is deposited within 60 days of meeting the requirements.
E*TRADE's Premium Savings Account, offered through Morgan Stanley Private Bank, pays a $400 cash bonus and a boosted 4.00% APY for 6 months to new account holders. You need to open the account with promo code SAVING26 by September 30, 2026, deposit at least $20,000 in new money within 30 days, and maintain that balance for 45 more days to get the bonus.
Banner Bank offers up to a $500 bonus for opening a new Business High Yield Relationship Savings account. Deposit at least $25,000 in new money within 60 days and keep that balance for 90 days to get the bonus paid within 30 days.
One of the best bonus-to-hurdle ratios anywhere: $400 for just $500 in qualifying direct deposits within 90 days, but only if your application address is in the 13-state footprint, which Huntington enforces at application. A $600 Platinum Perks tier exists for $25,000 in new money. Ends September 30.
Community Bank & Trust pays a $425 cash bonus for opening a new consumer checking account, or you can take a Yeti cooler, Solo Stove, or Ninja slushie maker instead. Accounts opened online default to the cash. You need 15 qualifying Visa debit card purchases and an aggregate of $500 in direct deposits to post within 90 days of opening, and the account has to stay open for those 90 days. Iowa residents only, and it ends September 30, 2026.
Georgia's Own Credit Union is offering a $275 bonus for opening a new Perks+ Checking account. You need to enroll in online banking, make 15 qualifying debit card purchases and receive at least $1,500 in direct deposits each month for two consecutive statement cycles.
Fifth Third will pay you $300 for opening a new Momentum or Preferred Checking account and setting up qualifying direct deposits of $500 or more within 90 days. The bonus lands in your account within 10 business days of meeting that deposit requirement.
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account by September 30, 2026 and keep an average ledger balance of at least $30,000 for each of the first three statement cycles to earn a $1,000 cash reward.
Huntington Bank offers a $600 bonus when you open a new Platinum Perks Checking account, deposit $25,000 or more in new money within 90 days, and maintain the account for 90 days.
Associated Bank will pay up to $750 to new business customers who open a Business Choice Checking account. Deposit $20,000 in new money within 30 days and keep that balance through day 90 to get the full bonus, paid within 120 days.
Redstone Federal Credit Union advertises a $475 summer new membership promotion running June 2 through October 3, 2026. New members who open an account and meet the promotion requirements can earn the bonus.
Wells Fargo is offering a $125 cash bonus for opening a new Clear Access Banking account. To earn it you need to make 10 or more qualifying posted transactions, like debit card purchases, Zelle transfers, or bill pay, within 60 days of opening the account.
Chase's flagship checking bonus, elevated to $400 from its usual $300. Direct deposits totaling $1,000 within 90 days qualify. Published end date is October 14. A successor usually follows, not always this high.
Chase Private Client Checking pays up to $3,000 for opening or upgrading the account and bringing in new money. To get the top $3,000 tier you need to transfer $500,000 or more in new money within 45 days of enrollment and keep it there for 90 days.
Chase pays $125 when a parent or guardian opens a High School Checking account in branch with their 13 to 17 year old and the teen completes 5 qualifying transactions within 60 days. The bonus lands in the teen's account within 15 days of meeting the requirement.
Chase is offering new customers $175 for opening a Chase Secure Banking account and completing 10 qualifying transactions within 60 days. The bonus lands in the account within 15 days after the requirement is met, and the account must stay open to receive it.
Huntington is offering new business checking customers up to $1,000 for opening an Unlimited Plus Business Checking account and depositing at least $20,000 in new money within 30 days, then keeping that balance for 60 more days. A smaller $400 bonus is available for Unlimited Business Checking with a $5,000 deposit within 60 days. The account must stay open for 90 days total to receive the payout.
Chase pays a tiered bonus on a new Business Complete Checking account: $400 for $2,000 in new money or $500 for $10,000, plus 5 qualifying transactions in 90 days. No direct deposit is required. A sole proprietorship can apply with your own name and SSN.
Old National Bank is offering new checking customers up to a $600 bonus. To get the full amount, open an ONB Preferred or Everyday Checking account and make at least $12,000 in qualifying direct deposits within four months of opening.
New BECU members can earn a $150 bonus by opening a checking account along with a savings account using promo code TRIDENTSUP by October 31, 2026. You need to complete 10 or more qualifying transactions within the first 30 days and keep the accounts open for at least 90 days to get the bonus.
Evanston Community Bank & Trust's Total Access Checking pays up to a $500 bonus. To get the top tier you open a new account, enroll in online banking and e-statements, and deposit at least $2,000 a month via direct deposit for two consecutive months.
Open a new Total Access, Access Plus, or Premier Checking account and get up to a $500 bonus. To earn the $500 tier, set up direct deposits of at least $2,000 per month for two consecutive months and enroll in online banking and e-statements.
Bank of Colorado is offering a $750 bonus to new business customers who open a qualifying business checking account and mention promo code 750. To earn it you need at least $5,000 in ACH deposits or 15 or more debit card purchases within 90 days, and the bonus is paid into the account 90 days after opening.
Open a new Hometown Checking Plus or Premium account at First Commonwealth Bank and get a $400 bonus. You need to make 10 qualifying debit card purchases and deposit at least $2,000 within 60 days of opening.
Earn a $300 cash bonus when you open a Key Smart Checking account and make $2,000 or more in eligible direct deposits within 90 days.
Open a new Key Select Checking account by 12/11/26 and get $500 after depositing at least $5,000 in eligible direct deposits within 90 days of opening. The bonus lands in your account within 60 days of meeting the requirement.
Open a new Ameriprise Bank checking account and set up at least $1,500 in direct deposits within 90 days to earn up to a $1,400 bonus. The account must be opened between July 1 and December 29, 2026.
Ameriprise Bank pays a tiered bonus up to $1,000 for opening a new savings account and funding it. You need to deposit at least $25,000 within 30 days of opening and keep that balance for 90 days to qualify, with larger deposits earning a bigger bonus.
Open a new Cardinals Checking account in person at Central Bank and you can earn a $500 bonus along with a Cardinals full-zip vest and two game tickets. To qualify you need to deposit $50 to open, set up at least two direct deposits totaling $5,000 or more within 90 days, and keep a minimum balance of $50 in the account 90 days after opening.
First Entertainment Credit Union pays new members up to $350 for opening a Value Checking account and setting up a recurring deposit of at least $1,000 per month for 90 days. The bonus lands in your First500 Savings account within 30 days of meeting the requirement.
Found is offering a $100 bonus to new business checking customers. Sign up through this page or with code REVENUED100 and deposit a total of $2,000 into your new Found account within 60 days of opening it to unlock the bonus.
Fourleaf pays up to $550 total for a new checking account. You get $350 for setting up a qualifying direct deposit of $500 or more within 90 days of opening, then two more $100 bonuses for keeping that direct deposit going for 12 and 24 consecutive months.
Red Canoe Credit Union will give new members $150 for opening a checking account and completing 10 qualifying transactions within 45 days, after enrolling in eStatements. The bonus is deposited automatically once those requirements are met.
Central Bank's Bank at Work program pays employees $300 for opening an eligible personal checking account. You must deposit $50 or more at opening and receive two or more direct deposits totaling $800 within 90 days.
Yolo Federal Credit Union gives minors 17 and under a $50 bonus for pairing a youth savings account with a new student checking or Greenlight account. The bonus lands in the youth's S1 savings account within 30 days of opening the qualifying account.
BOK Financial is offering Colorado businesses up to $1,500 for opening a new Business Advantage Checking account. To get the full $1,500 you need to deposit at least $100,000 in new money within 30 days and keep an average daily balance of $100,000 for the following 60 days.
Service 1st Federal Credit Union pays up to $300 for opening a new checking account. You get $150 for making a debit card transaction within 30 days and enrolling in digital banking, plus another $150 for setting up a qualifying direct deposit of at least $250 within 30 days.
TruStone Financial pays up to $500 for opening a first-time TruRate Checking account. You get $450 for a direct deposit of at least $5,000 and another $50 for enrolling in e-statements.
SoFi pays a tiered direct-deposit bonus on a new Checking and Savings account. Bring $5,000 or more in direct deposits within 25 days of your first one for the full $400, or $1,000 to $4,999 for $50. There are no account fees.
Verve, a Credit Union is offering up to $600 in bonuses for a new checking account. You get $200 for setting up at least $1,000 in ACH direct deposits within two months, another $200 for keeping a $10,000 average balance for three months, and a final $200 for keeping that balance for a full 12 months.
Credit Union West pays a $350 bonus for opening a Heritage High-Yield or Loyalty Rewards Checking account with promo code JOIN350. You need at least $1,000 in direct deposits and 10 debit card purchases within 60 days, and the account must stay open and in good standing for 60 days before the bonus is available.
Open a new Rewards+ Checking account with Carolina Trust and earn a $300 cash bonus. To qualify, meet two monthly requirements, such as direct deposits, debit card purchases, or holding a qualifying loan, each month for 90 days after opening.
Valley Strong is offering new business checking customers up to $750 in value through 3 months of free treasury management services plus a free first order of business checks. To qualify you must open a new business checking account with at least $100 and enroll in business online banking for treasury management.
Wescom's refer-a-friend promotion pays both the existing member and the new member up to $200 total. The new member earns $50 for opening a checking account with a $100 deposit using promo code RAF, another $50 for reaching Signature Membership within three months, and an additional $100 for reaching Platinum Signature Membership in that same period.
Cyprus Credit Union pays up to $300 to new members who open a Dream Rewards Checking account and set up qualifying direct deposit. The bonus is split into a $100 payment after the first qualifying deposit and $200 after three consecutive months of direct deposit.
First Merchants Bank pays a $600 bonus when you open a new Prosper Plus Checking account, deposit at least $25,000 within 7 days, and maintain that $25,000 daily balance through day 90. The bonus posts to your account in the sixth month after opening.
MCU's Everyday Hero Checking account offers up to $350 for opening a new account and setting up direct deposit. The exact bonus depends on total direct deposits received within 90 days: $150 for $1,000-$1,999.99, $250 for $2,000-$2,999.99, and $350 for $3,000 or more, with at least three qualifying deposits spaced no more than 30 days apart.
Oriental Bank's Libre Account pays up to a $400 bonus when you set up direct deposit of $5,000 or more per cycle for three consecutive cycles. Smaller direct deposit amounts qualify for lower tiered bonuses of $200 or $300.
Walden Savings Bank offers up to $1,000 for opening a new business checking account and funding it with new money. The top $1,000 tier requires depositing $100,000 or more in new money, enrolling in online/mobile banking, and completing 5 qualifying transactions within 90 days.
WECU pays a $400 bonus to new members who open a Spend Plus Checking account online and receive a direct deposit of $1,000 or more within the first 60 days. The bonus lands on day 65. Membership is limited to people with a Washington state connection, so this is not a nationwide offer.
Verity Credit Union offers up to $150 in cash bonuses for new members. Open a checking account with promo code MOVEMENT and set up a $500 direct deposit within 60 days to earn $50, then open and fund a Verity loan within 60 days to earn an additional $100.
Open a new First Merchants basic business checking account and deposit at least $15,000 within 7 days to earn a $750 bonus, or deposit at least $5,000 to earn $300. The bonus is credited in the sixth month after account opening.
New Percapita Cash account customers among the first 7,000 to sign up can earn $25 for each month they spend at least $300 on their Percapita debit card, for up to a year. Opening a Goals account within 30 days of the Cash account adds a one-time $10 bonus.
PSECU pays new members $300 for opening a savings and checking account with promo code 2026promo and setting up two payroll direct deposits of $500 or more within 100 days. The bonus is deposited into your savings account within 145 days of joining once requirements are verified.
Alltru Credit Union is offering new members $300 for opening a checking account with promo code CHECKING300. To earn it you need to set up online banking, make two direct deposits of at least $500, and complete 15 debit card purchases within 60 days of opening the account.
Bravera Bank will pay $200 to first-time personal checking customers who open a new account and set up direct deposit. You can earn another $200 by referring a friend or family member who opens their own Bravera checking account.
Middlesex Savings Bank pays up to $350 for opening a new Freedom Gold or Freedom Platinum checking account. To earn it you enroll in e-statements, make at least 8 debit card purchases totaling $100, and set up two direct deposits totaling $500 or more, all within 90 days of opening, with the bonus paid 90 days after account opening.
Purdue Federal Credit Union offers a $400 bonus for new members who open a checking account with a qualifying Lake, Porter, or LaPorte County Indiana zip code. To earn it you need to set up direct deposits totaling $4,000 within 120 days and enroll in paperless statements.
Power Financial Credit Union pays a $100 cash bonus when you join and open a new checking and savings account with a minimum $500 direct deposit or initial deposit. You must keep the funds and the checking account open for at least 90 days to earn it, and the bonus is deposited within 120 days of opening.
Open a new youth savings account with promo code YOUTH50 and deposit at least $50 at account opening to earn a $50 bonus.
Axos will pay up to $600 to new business customers who open both a Basic Business Checking and Business Premium Savings account together using promo code SBB600. You earn $100 per statement cycle, for up to 6 cycles, by depositing at least $1,000 into checking, making two debit purchases of $50 or more, and keeping minimum balances of $1,500 in checking and $50,000 in savings.
Frontwave Credit Union pays new members $350 for opening a checking and savings account together. You need to enroll in eStatements and set up at least $1,000 in direct deposits or ACH transfers within 90 days.
Axos Bank pays new business owners up to $200 for opening a Basic Business Checking account with promo code START200. You earn $50 for each of up to four statement cycles in which you keep an average daily balance of at least $3,000.
Firstrust's Eagles FirstPay Premier checking account gives new customers 15,000 bonus reward points for making at least $1,000 in debit card purchases within 60 days of opening the account. Points are redeemable through the RedZone Rewards programme, and the regular FirstPay account earns 10,000 on the same terms.
Open a new Truist One Checking or Truist Marquee Checking account and earn $500. You need two direct deposits totaling at least $2,000 and 20 debit card purchases within 120 days of opening.
Hancock Whitney will pay $500 when you open a new business checking account with the promo code and deposit at least $5,000 within 90 days. The bonus lands in your account within about 135 days of opening as long as the account stays open with a positive balance.
Open a new Truist Simple or Dynamic Business Checking account and earn up to $800 on a tiered deposit: $400 for $2,500 or $800 for $10,000, deposited within 30 days and held through day 90.
Lindale School District employees who are new Altra members can earn $150 by opening a free A+ Checking or A+ Platinum account and completing 10 debit card transactions within 30 days. Enter promo code LISD_A+150 at account opening.
Airbus team members who become Alabama Credit Union members get $50 for opening a share savings account plus a Lifestyle checking account, and another $50 after setting up direct deposit within 60 days, for a total of $100.
Join Ascent Credit Union as a new member and get $100 deposited into your account after meeting transaction requirements. The bonus is paid 6 to 8 weeks after opening and is limited to those who haven't been a primary account owner in the past 24 months.
Atlantic Union Bank offers up to an $800 cash bonus when you open a new personal checking account and meet qualifying activities. The exact bonus depends on the activities you complete.
New members who are referred to Arapahoe Credit Union can earn up to $200 by opening a checking account, using their debit card, downloading the CardControl app, and adding a direct deposit or loan product. Existing members who refer them can earn up to $660 across five referrals.
Betterment will boost your Cash Reserve APY by 0.25% for 92 days if you deposit at least $20,000 from an external account into a Betterment investing account within 45 days of enrolling. You must enroll in the offer within 7 days of receiving it and keep the deposited funds in place for the promotional period.
Beginnings Credit Union runs a refer-a-friend offer where a member invites someone to open a new checking account. Both the new account holder and the referring member receive a certificate redeemable for a $25 gift card.
Citi advertises a $325 bonus for opening an eligible new checking account and completing required activities. That figure and that wording are what Citi states on its public pages. The detailed qualifying activities, deposit thresholds, and payout timing render only inside Citi's own offer pages, so read the terms there before opening.
Dedham Savings offers a $50 graduation bonus for new Student Checking clients aged 13 to 24. Open the account and present a graduation diploma or certificate dated after account opening to receive the bonus.
Columbine FCU gives teens and young adults with a Youth Checking account a one-time $25 bonus for completing the free GreenPath CheckRight online money management course. You need to already have or open a youth checking account and submit proof you finished the course.
Commerce Bank's refer-a-friend program pays the existing customer a $100 Visa Reward Card, and the new customer who signs up through the referral gets a Visa Reward Card worth at least $200 after opening and using a new checking account. Rewards are capped at $1,000 in Visa Reward Cards per person per calendar year.
New members who join Community Choice Credit Union through a friend's referral can earn $100 by opening an account and either setting up $300 in direct deposits or making 20 debit/credit Mastercard transactions within 60 days. The referring member also gets $100 once the new account has been open 30 days in good standing.
Embold Credit Union pays $250 when you refinance an auto loan of $15,000 or more from another financial institution. Embold also covers the refinance fees.
Ephrata National Bank gives new Success Checking customers ages 18 to 25 a $50 opening deposit just for opening the account, as long as they don't already have an ENB checking account. The bonus is credited right away when the account is opened.
Clearview FCU is offering $412 to new members who open an Absolute Checking account with promo code 412. To earn it you need to sign up for digital banking and eStatements, make four debit card transactions within 60 days, and electronically deposit $412 or more within 60 days of opening the account.
Credit Union of Texas offers up to a $250 matching deposit bonus on a new Secure or Secure Plus Checking account. You must open with at least $25, maintain a $600 monthly direct deposit, and keep the account open for at least 60 days (and 6 months to keep the bonus).
UNT employees can earn a $100 credit by opening a DATCU checking account with direct deposit and making their first deposit. A separate $100 bonus is available for opening a credit card and spending $1,000 in the first 90 days.
Decatur Postal Credit Union will match your first deposit up to $25 when you open a new share account with the required $10 minimum deposit. Membership is limited to postal and federal employees and their families.
ECU Credit Union is offering up to $350 for opening a new Preferred Checking account. To earn the top $350 bonus you need to deposit at least $5,000 in qualifying electronic deposits within 90 days, along with enrolling in online banking and completing required debit transactions.
Everwise Credit Union pays a $250 bonus for opening a new Simply, Plus, or Max checking account with promo code GET250. To earn it, enroll in eStatements, make 10 debit card purchases, and receive a qualifying deposit of $500 or more, all within 60 days of opening.
Open a new personal checking account at First Community Bank with no minimum deposit and get a $20 gift deposited into the account. Business checking customers get $50 instead.
Refinance your auto loan with Franklin Trust and earn cash back. You get $100 back on refinances of $10,000 or more, or $200 back on refinances of $20,000 or more.
Freedom Bank of Virginia offers a $250 cash bonus to freedom@work program employees who open a new checking account and set up three payroll direct deposits of at least $500 each within 90 days. The bonus is deposited directly into the account after the 90 day period.
GECU offers up to $350 for using the debit card round-up feature on your checking account. The exact amount depends on your round-up activity.
Chase pays a tiered bonus on a new Chase Savings account: $100 for $5,000 in new money or $200 for $10,000, deposited within 20 days and held for 90 days. New money must come from outside Chase.
Open a new Horizon Credit Union checking account with promo code GET200 and get $200. To earn it you need to deposit at least $250 within 5 business days, make 15 debit card transactions and sign up for e-statements, all within 60 days of opening the account.
Trustmark pays a $100 bonus when you open a new student checking account. It rewards students starting their financial journey.
Resound Credit Union is offering a $150 bonus for opening a new teen #FYB account with a $50 opening deposit. The promotion runs until September 30.
Refer a friend to Kohler Credit Union and you can both earn $100 when the new member opens a checking account and meets requirements within 90 days. New members must set up at least $3,000 in direct deposits, enroll in eStatements, and make three debit card purchases of $20 or more to earn their $100.
Lafayette Federal Credit Union pays new members a $150 bonus for opening a checking account. You get $50 for opening the account with $50 minimum and enrolling in online banking with a debit card, then $100 more for setting up a monthly direct deposit of at least $500 within 45 days.
First National Bank offers a $100 bonus to new residents who open a checking account at its Valley Junction branch in West Des Moines, Iowa. You just need to open the account there and reach out by phone, email, or in person to claim the deposit.
City National Bank offers select customers a $200 bonus for opening a new City checking account and setting up a qualifying recurring direct deposit of $200 or more within 90 days. The bonus is paid 91 days after account opening once the deposit requirement is met.
Community First Credit Union pays $200 to new members who open a checking account with the code FREECHECK. You need $5 to open, at least $1,000 in deposits, and 10 qualifying debit card transactions within the first 90 days. The bonus lands in the account on day 91 to 97, and there is no minimum balance or monthly maintenance fee.
M&T Bank's refer-a-friend program pays the new customer a $50 Visa reward card for opening a personal checking account and making at least $500 in qualifying direct deposits within 90 days. The referring existing customer also earns $50 per successful referral, up to $500 a year.
Partner Colorado Credit Union pays a $250 bonus when you open a new business checking account.
Open a new Straight4ward Rewards Checking account at 4Front Credit Union and meet the monthly qualifying criteria for three consecutive months to earn a $400 bonus. The payout lands in your Prime Share savings account on the first business day of the fourth month.
Open an Affinity Cash Back Debit account and set up a recurring direct deposit of $500 or more within 60 days to earn a $100 cash bonus. The bonus is deposited into your account by the last business day of the month after you meet the requirements.
TruNorth Bank offers a $300 account bonus when you open a free Get Real Checking account. Additional terms apply per the offer asterisk.
Members 1st runs a referral program where an existing member and each new member they refer both earn a $50 Amazon eGift card. The new customer receives $50 for joining through a referral.
Open a new membership and checking account with MembersAlliance, then add any five of their listed services within 60 days to get a $25 bonus deposited into your account.
Mill Town Credit Union gives you $5 when you enroll in eStatements. Sign up for electronic statements to receive the bonus.
MidFlorida Credit Union offers $300 for opening a new Free Business Checking account with a $100 minimum deposit. To earn it you need to enroll in online banking, make at least $5,000 in deposits in two of the first six months, and complete five qualifying transactions within 60 days, with the bonus paid within two weeks of meeting all requirements.
North Shore Bank is offering a $50 bonus for students who open a Student Checking account and enroll in the mobile app within 60 days. The $50 is deposited directly into the new checking account.
North State Bank offers a $200 account opening bonus for opening a Performance Checking 2.0 account. The account requires a $100 opening deposit.
Reynolds and Reynolds associates can earn up to $250 from myUSA Credit Union by completing qualifying actions worth $50 each, including opening a checking account, setting up direct deposit, opening a credit card, and refinancing or opening loans. Bonuses are deposited into savings within 30 days of each qualifying action.
Bellco Credit Union offers students $100 for opening a free student checking account. The page does not detail the exact qualifying requirements.
Open a new personal checking account in person at a participating California branch and fund it within 10 days. Set up $3,000 in direct deposits and keep a $3,000 average balance for 90 days to earn a $250 cash bonus.
OneAZ Credit Union is celebrating 75 years with a referral offer where both the existing member and the newly referred member each get $75 once the new member joins and qualifies.
Oklahoma Capital Bank's Capital Basic Bonus Checking pays a one-time $100 bonus. You earn it by signing up for direct deposit and making at least 10 debit card transactions in each of the first three months after opening the account.
Omni Community Credit Union pays both you and a friend $400 when you refer them and they join and meet the program requirements. The new member must set up direct deposits averaging $500 a month, make 8 qualifying debit transactions, and enroll in eStatements within 60 days.
Oxford Federal Credit Union runs a refer a friend program for checking accounts. When a member refers a friend who opens a new checking account, both the existing member and the new member each get $50.
Picatinny Federal Credit Union pays a $250 cash reward when you open a Basic Checking account and set up a recurring direct deposit of at least $500 a month within 60 days. You also need to open a savings account with a $5 minimum deposit, and the checking account must stay open for 6 months.
On Tap Credit Union offers an extra $50 for school supplies when you open a new teen or youth account using promo code YOUTH, plus a one-time $25 or $50 youth rewards bonus. You must make contributions for three consecutive months and, for teen accounts, complete a quiz within 90 days.
PrimeWay Federal Credit Union pays new members $100 when they are referred by an existing member. To earn it, the new member opens a personal checking account and within 60 days makes at least $500 in direct deposits and five or more debit card transactions, receiving a $100 Mastercard reward card. The referring member also gets a $100 reward card, up to $500 per calendar year.
Open a new Alliant high-rate checking account through Rakuten and you can earn $100 cash back. You must make a $500+ opening deposit, 5 debit purchases of $10+ within 45 days, and a $500+ direct deposit within 30 days.
South Side Community Bank is offering up to a $500 cash bonus for opening a new Total Access, Access Plus, or Premier Checking account. To get the top $500 bonus, customers must open the account, enroll in online banking and e-statements, and receive at least $2,000 in direct deposits each month during the qualification period.
Open a new Blaze Free Checking account and get $250. You need direct deposit or an automatic payment, 6 debit card transactions within 60 days, and the account kept open for six months.
Open a new checking account at Financial Plus Credit Union using code SUMMER26 and set up direct deposits of at least $1,000 per month for two consecutive months to earn a $300 bonus. A smaller $150 bonus is available for $500 monthly direct deposits over the same period.
Flagstar's referral program pays a new customer a $200 Visa reward card for opening a personal checking account through a friend's referral link and meeting activity requirements. The referred person must keep the account open 90 days, make 10 or more debit card, bill pay, or Zelle transactions, and receive at least $1,000 in direct deposits within that period.
Open a new DuPage Credit Union High-Yield Checking account and earn a $200 welcome reward. To qualify, enroll in eStatements and spend at least $1,200 per billing cycle on a DuPage Visa credit card during the third full month after opening.
Wintrust offers up to a $500 bonus for opening a new Total Access Checking account. You earn $300 with $500 in monthly direct deposits or $500 with $2,000 in monthly direct deposits, after enrolling in online banking and e-statements.
Johnson Financial Group offers a closing cost discount on a home loan for JFG clients. You can get a $425 discount by keeping a JFG checking account with payroll direct deposit and an ACH mortgage payment, or a $615 discount if you also escrow your taxes and insurance.
Sentinel Federal Credit Union's refer-a-friend program pays both the existing member and the new member $50 when a referred friend opens an account. A local non-profit also receives a donation as part of the promotion.
GreenState is doubling its refer-a-friend bonus for a limited time. When a friend opens a new and active checking account through a referral, both you and the friend each earn $100.
Amazon employees who are new Wealthfront clients can get a +0.50% APY boost on their Cash Account balance for up to 4 months by opening and funding the account through this page. The boost applies to balances up to $250,000.
Canyon View Credit Union offers new members up to $500 in bonuses for opening an account and using its services. You can earn money in stages by opening an account, setting up direct deposit, making enough debit or credit card transactions, getting an auto loan, and keeping the account open for six months.
Greater Nevada Credit Union pays new members $250 for opening a share savings account plus a new Aspire, Cash Back, or Connect checking account using promo code GNCU250. To qualify you must set up direct deposit, enroll in digital banking and estatements within 60 days of joining, and keep the accounts in good standing.
Current offers a $30 sign-up bonus for opening a personal checking account and receiving an eligible payroll deposit of $200 or more within 45 days. A separate referral bonus is also available.
ValleyStar Credit Union offers $250 when you open a new checking account and set up direct deposit. It's a simple sign-up bonus for new checking customers.
Open a new United Federal Credit Union checking account with a $50 minimum deposit and set up direct deposit. Once you receive more than $1,500 in qualifying direct deposits within 90 days, you'll get a $250 bonus deposited within 30 days.
Chickasaw Community Bank is offering a $100 bonus for opening a new checking account. You need to open with a $500 minimum deposit and set up a direct deposit of $500 or more within 90 days to earn the bonus.
Maui Federal Credit Union's referral program pays new members $25 when they join using an existing member's referral. To get the bonus, new members must open a share account, enroll in eStatements and digital banking, and either set up a recurring deposit or open a share certificate, all within 30 days of joining.
New customers who open a TD Complete Checking account and complete the qualifying activities can earn a $200 bonus. TD Beyond Checking offers a separate $300 bonus with qualifying activities.
Country Bank gives new Student Checking customers a $25 bonus just for opening the account with a minimum $10 deposit. The account is for account holders 22 or younger and the bonus is credited within five business days.
Alpena Alcona Area Credit Union will deposit $250 into a new 7-month certificate earning 6.00% APY when you become a member. You can join by applying online or visiting a branch.
St. Jean's Credit Union gives new members a $25 membership match when they open a Wired Checking account and sign up for direct deposit. The account must remain open for at least six months or a $25 penalty is charged, and there is no monthly maintenance fee.
SouthState Bank pays new customers $200 for opening a personal checking account with promo code EARN200. To get it you need at least 15 debit card purchases and either $250 in cumulative direct deposits or a $25 preauthorized draft, all within 60 days of opening the account.
New members can get up to $400 when they open a checking account with direct deposit at Addition Financial. This is a limited-time offer for new members.
Open a Junior Share savings account for your child at St. Thomas FCU and keep a $50 balance for three months to earn a $25 debit card.
Regent Bank's refer-a-friend program pays the new customer a $200 Mastercard reward card for opening a personal checking account through a referral link and completing two direct deposits of at least $500 each within 60 days, then keeping the account open for 60 days. The existing member who referred them separately earns a $100 reward card.
St. Mary's Bank offers up to $500 for opening new accounts. You get $300 for opening a first checking account with code GET500 and setting up $1,000 in direct deposits within 90 days, plus $200 for funding a new savings account with $2,000, adding a $25 monthly deposit, and keeping a $2,000 average balance for six months.
Sterling Bank will pay $100 to new personal checking customers who make 12 or more debit card transactions, enroll in eStatements, and receive at least $500 in direct deposit, all within the first 45 days of opening the account.
Open a new Safe 1 Credit Union checking account online and get $200. You need to set up a recurring direct deposit of $500 or more per month, or make at least 10 debit card transactions within 60 days, plus open a savings account and enroll in eDocuments.
Florida Credit Union pays $300 for opening a new checking account and setting up at least $500 in direct deposits within 60 days. You must keep the account open and in good standing for 90 days before the bonus is credited.
TBK Bank offers up to $275 when you open and use a new Aim Checking account. A separate Launch Checking account earns up to $50 in bonuses.
1st United Credit Union offers a $200 bonus for opening a Checking Plus account. The account adds perks like cell phone and identity protection on top of everyday banking.
Ulster Savings Bank's Smart Start Checking account is designed for students aged 13 to 17 with a parent or guardian as joint owner. Complete a 10 module playlist in the bank's online financial education center and present your certificate when opening the account to get a $25 deposit.
Escondido Federal Credit Union pays $50 to both an existing member and a newly referred member once the new member opens an account. The new customer must be eligible for membership and complete account opening to receive their $50.
bankESB offers a $300 bonus when you open a free Get Real Checking account. The page does not spell out the full qualifying requirements.
WEOKIE Federal Credit Union pays $200 cash when you open a new Ultimate with Bazing Checking account and meet the qualifying requirements.
Open a new Total Access, Access Plus, or Premier Checking account and set up qualifying direct deposits to earn a cash bonus. Get $500 by enrolling in online banking and e-statements and receiving at least $2,000 in direct deposits each month of the qualification period.
Beacon Credit Union pays $5 to teens who open a new Youth Debit Account and complete four setup steps in person, including activating card controls and depositing the $5 check via mobile deposit.
White Rose Credit Union will give you a $50 bonus when you set up direct deposit of at least $500 per month into a checking account. Just fill out their direct deposit form and submit it to your employer.
Fulton Bank pays a $200 bonus to workplace banking program members who open a new Team Advantage Banking checking account. To qualify you must make 15 debit card purchases or set up $250 or more in recurring direct deposits within 60 days of opening.
Existing Boost customers who open a new Chime checking account can earn $25 a month for up to 12 months, totaling up to $300. You must receive a $500 monthly direct deposit and pay your Boost bill with your Chime Visa card each month.
Compass Credit Union will match your opening deposit on a new HSA checking account with a $100 bonus. You need to qualify for the account and make the minimum $100 opening deposit to get the match.
Capital One pays up to a $1,500 bonus for opening a new 360 Performance Savings account with promo code BONUS1500. You need to deposit $100,000 in new money within 15 days and keep it for 90 days to earn the top tier, with smaller bonuses for $20,000 and $50,000 deposits.
Westfield Bank is offering up to $500 in bonuses for opening a new checking account at its Ware, MA location. You earn $25 for a debit card and online banking enrollment, $75 more for eStatements, and $400 more for setting up recurring direct deposit.
1st Advantage Federal Credit Union pays $200 cash when you open a qualifying checking account with promo code CHECKING200. To earn it you need eStatements, a recurring direct deposit, and at least $200 in debit card spending within 60 days of opening.
First Heroes National Bank pays up to $250 to military members and their families who open a Service 1 or Service 1 High Yield checking account. You earn $50 for a direct deposit of at least $600 within 45 days of opening, another $50 for a similar deposit near your six month mark, and a final $150 for one more near your twelve month mark.
In celebration of its 65th anniversary, Aerospace Federal Credit Union is offering new members up to $130 for joining AFCU in 2026. The exact requirements to earn the full amount are not detailed on this page.
Jovia Financial Credit Union is offering a $150 cash bonus for opening a new first-time checking account and setting up qualifying direct deposits. To earn it you need a recurring direct deposit of at least $500 that posts three times within 90 days, plus enrollment in online banking and paperless statements.
Monterra Credit Union is offering a $150 bonus for opening a new Premium Checking account. To earn it, set up direct deposit, payroll deposit, or an ACH transfer and make 10 or more card purchases along with enrolling in eStatements in the month after opening.
Arizona Financial pays up to $200 to new members who open a Free Checking account with promo code FREE2026. To get the full $200, set up direct deposits totaling $1,000 or more per month within 60 days and keep a balance of $500 or more on day 60, with the bonus paid about 75 days after opening.
Westmark Credit Union offers $150 in cash for opening a new checking account. You get $25 immediately, another $25 for completing 15 debit transactions within 90 days, and $100 more if you deposit at least $1,000 and complete those 15 transactions within 90 days.
Unity Bank is offering a $400 cash bonus for opening a new Rewards Checking account. To earn it you need to make at least four direct deposits of $2,500 or more within 180 days and keep the account open that whole time.
Axos Bank pays both an existing customer and a referred friend up to $100 when the friend opens an eligible Axos One, Axos Checking, or Summit Savings account using the referral link and meets the funding or direct deposit requirement for that account. The reward is deposited into both parties' accounts within 21 days after the friend satisfies the promotion's conditions.
A referred new member who opens a savings account and then a Kasasa Cash Back account gets a $250 one-time cash bonus. They must meet the account's monthly qualifications for three consecutive months to earn it.
Bank of Hawaii is offering up to $300 for opening a new Bonus Rate Savings account. To get the top tier, deposit at least $20,000 within 30 days and keep that balance for the next 60 days, and the bonus is credited to your account within 30 days of qualifying.
BECU is running a referral bonus for its 90th anniversary. An existing member who refers a friend gets $190, and the new friend who joins gets $100.
North Star Credit Union pays businesses that open a new business checking account and fund it. Deposit $500 to get $50 or deposit $1,000 to get $100.
Alliant will pay you $100 if you deposit at least $100 into a new Ultimate Opportunity Savings account every month for 12 consecutive months. The bonus is paid after you complete the full 12 month streak.
Open a Seattle Credit Union checking account and earn a $150 bonus. Meet two of three requirements during a 90-day period: $500 in monthly direct deposits, 10 transactions a month, or eStatements enrollment.
New or existing Brex customers can earn 10,000 bonus points by opening a Brex Business Account and spending at least $3,000 on their Brex card within the first 90 days. Points are typically credited within 30 days after the 90-day earning period ends.
Broadway Bank will pay $300 to new customers who open a Free Checking account with promo code CKPR. To earn it you need at least $2,000 in direct deposits and 15 debit card purchases within 90 days, and the bonus lands in your account within 30 days after that.
Open a new Austin FCU checking account and set up a direct deposit of at least $250 within 90 days to get a $100 bonus. You must not have had an Austin FCU checking account in the last 90 days.
Open a new Affinity Premier Checking account with a mailer promo code and make direct deposits totaling $2,000 or more in a single statement cycle within the first 3 cycles to earn a $600 bonus. Lower tiers offer $300 for Affinity Checking or Affinity Plus Checking with $500 in qualifying direct deposits.
Air Academy Credit Union will pay up to $1,000 to businesses that open a new business checking account. You earn $1,000 by depositing $25,000 within 30 days and keeping that average daily balance for 60 days, or $500 for a $5,000 deposit and balance.
Open your first new personal checking account with Citizens and make a single direct deposit of $1,000 or more within 60 days to earn a $400 bonus.
Desert Financial will pay you $200 for opening a new free checking account. You need to also open a membership savings account, set up a direct deposit of at least $1,000, and enroll in eStatements, all within 60 days of opening.
Open a new eligible Citigold checking account and earn up to $1,500 in cash after completing the required activities. The exact bonus depends on the balances you fund and maintain.
SouthState Bank offers a $400 bonus for opening a new business checking account and meeting the qualifying activity. The account can be opened online.
Landings Credit Union offers a $50 bonus when you open a new checking account and make your first debit card swipes.
Altra Federal Credit Union offers a $50 cash bonus for new members who open a free checking account and deposit at least $50 within 60 days. The bonus is deposited into the new account within 30 business days of that deposit.
New members can earn up to $350 by opening a savings account with a checking account and setting up at least $1,000 in direct deposits within 60 days. The bonus is split into $150 for opening the accounts and $200 for meeting the direct deposit requirement.
Cal-Com FCU gives new Kasasa Tunes checking customers a one-time $30 refund for iTunes, Amazon, or Google Play purchases when they open the account. After that, members can earn up to $15 per month in similar purchase refunds.
California Credit Union pays new members $250 for opening a free eChecking account. To earn it you need to enroll in digital banking and eStatements, set up a recurring direct deposit of at least $400 a month within 120 days, and receive three months of those deposits.
Allegius Credit Union pays existing members $50 for each new family member they refer to open a savings account, up to $150 total. The referred new member can also earn a $250 incentive by opening a Kasasa Cash Back account and meeting monthly transaction requirements for three consecutive months.
The gentlest bonus on the board: no fee, no reported ChexSystems pull, no published end date, and a promo code instead of a coupon. Two direct deposits of $500+ within 75 days using code CHECKING250. The code rotates every few months (the previous REWARD250 is dead), which is exactly the kind of silent change this site exists to catch.
Compass Community Credit Union is offering a $300 cash bonus for opening a new Directional Checking account using the promo code 'cal poly $300'. To earn it, you need to open the account, enroll in online banking with e-statements, receive at least $750 in direct deposits, and make at least $400 in debit card purchases, all within 90 days.
CIBC is offering a $200 bonus for opening a new iCan or MyChoice Prestige checking account. To earn it you need to open with a $50 minimum deposit, get $500 or more in qualifying direct deposits each month for three consecutive months within 120 days, and switch to e-statements.
Dynamic Federal Credit Union will pay up to $200 to new members who move their checking account over and set up a qualifying direct deposit along with eStatements enrollment. Membership is limited to those who live, work, worship, or attend school in Mercer County, Ohio.
Hoosier Hills Credit Union is offering a $500 gift card at closing for members who open a new first mortgage and set up direct deposit with the credit union.
CoastLife Credit Union's RealTunes teen checking account pays a $20 download refund just for opening and funding the account. New members earn it by making at least $20 in iTunes, Amazon, or Google Play purchases with the account's debit card within the first 60 days.
Holyoke Credit Union offers a $300 cash bonus for opening a SimplyFree Checking account and meeting the qualifying requirements. The exact requirements are not detailed on this page.
ACNB Bank pays up to $3,000 to businesses that open a new free business checking account and meet activity requirements. To get the full $3,000 you need to enroll in online banking and eDocuments, make 10 debit card transactions of at least $75 each within 60 days, and keep an average balance of $50,000 or more for the following three months.
Unify's refer-a-friend program pays new members $50 for opening a qualifying checking account with a debit card, plus an extra $25 for using that new debit card. Existing members earn $50 per referral, up to $600 a year for 12 referrals.
Open an iThink Financial checking account and set up direct deposits totaling at least $1,000 within 90 days to earn a $75 bonus. The bonus is paid within 60 days after you meet the requirement.
Stanford FCU offers new members up to $625 in total bonuses, with the largest single reward being $500 for opening a spending account and maintaining $2,500 in monthly direct deposits plus $1,000 in monthly card spending for three consecutive months. Smaller bonuses are available for other actions like applying for a credit card or enrolling in estatements.
Open a new MIDFLORIDA Free Checking account and get a $400 bonus. You need to set up direct deposit totaling at least $4,000, enroll in online banking and estatements, and make 40 debit card purchases, all within 75 days, then keep the account open for 90 days to receive the bonus.
Open a new Cash Back Checking account in a Credit Union One branch and earn $200 in debit card rewards. To qualify, set up direct deposit, register for digital banking, and keep the account open for 90 days with an active Mastercard debit card.
Refer a friend to First Community Credit Union and when they open a new checking account or loan you get $50 and they get $100. The new member must complete 20 debit card transactions within 60 days and set up direct deposit to qualify.
Open a new checking account at Grow Financial and set up online and mobile banking, then receive two direct deposits of at least $500 each within 90 days to earn a $300 bonus.
New business checking clients who open a qualifying Bank of America Business Advantage checking account can earn a cash bonus of up to $2,500 after meeting the requirements. The actual bonus depends on the qualifying tier.
Open a Community Choice Checking account with new money and you can earn up to $200. Get $100 for setting up a direct deposit within 90 days and another $100 for making 15 debit card purchases within 90 days.
WaterStone Bank pays $700 on a new business checking account that keeps an average balance of $50,000 or more through the third full statement cycle. Smaller balances earn less on a ladder that starts at $300 for $5,000, and enrolling in services such as positive pay adds another $125 to $150, which is how the page reaches the up to $1,000 it advertises. You also need at least 10 transactions in 90 days.
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