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Truist · Bank

Truist Checking

$500
sign-up bonus
Checked Aug 28, 20260 field reports
Apply at truist.comGoes straight to truist.com
Requirement
2 DDs totaling $2,000+ and 20 debit purchases in 120 days
Fee
$12 or $0 monthly fee on Truist One Checking, waivable several ways; $35 or $0 on Marquee Checking, waivable with $250k balance or wealth relationship
Deadline
Feb 2, 2027
Terms confirmed
Aug 28, 2026

Open a new Truist One Checking or Truist Marquee Checking account and earn $500. You need two direct deposits totaling at least $2,000 and 20 debit card purchases within 120 days of opening.

Eligibility

Available in 18 states
AL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Truist Checking bonus

  1. Open a new Truist One Checking or Truist Marquee Checking account online, in branch, or by phone between 7/14/26 and 2/2/27.
  2. Enter a valid promo code at account opening to enroll in the offer.
  3. Receive at least two qualifying direct deposits totaling $2,000 or more within 120 days.
  4. Make at least 20 qualifying debit card purchases within 120 days.
  5. Keep the account open and funded to receive the $500 reward within 10 business days of qualifying.

The fine print that matters

  • Not eligible if you are or were a primary holder on a Truist personal checking account closed on or after 7/14/25.
  • Offer limited to residents of AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
  • Truist employees, directors, officers and advisors are not eligible.
  • Person-to-person payments like Zelle, ATM, branch, and mail deposits do not count as qualifying direct deposits.
  • Reward is forfeited if the account has a $0 or negative balance or is restricted/closed at payout time.
  • Offer is limited to one per checking account and per client, and reward value may be reported to the IRS as taxable income.
  • Truist Marquee Checking has a $35 or $0 monthly maintenance fee and Truist One Checking has a $12 or $0 monthly fee, each waivable under stated conditions.

Verification and reports

Confirmed against truist.com on Aug 28, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

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Sources: truist.com offer page (checked Aug 28, 2026)