Skip to content
dealaka.
Truist · Bank

Truist Checking

$500
sign-up bonus
Limited reportsConfirmed Jul 22, 2026 · 0 field reports
Apply at truist.comGoes straight to truist.com
Requirement
2 DDs totaling $2,000+ and 20 debit purchases in 120 days
Fee
$12-$0 (One Checking) or $35-$0 (Marquee Checking) monthly maintenance fee, waivable by meeting balance or direct deposit requirements
Deadline
Feb 2, 2027
Terms confirmed
Jul 22, 2026

Open a new Truist One Checking or Truist Marquee Checking account and earn $500. You need two direct deposits totaling at least $2,000 and 20 debit card purchases within 120 days of opening.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Truist Checking bonus

  1. Open a new Truist One Checking or Truist Marquee Checking account online, in branch, or by phone between 7/14/26 and 2/2/27.
  2. Enter a valid promo code at account opening to enroll in the offer.
  3. Receive at least two qualifying direct deposits totaling $2,000 or more within 120 days.
  4. Make at least 20 qualifying debit card purchases within 120 days.
  5. Keep the account open and funded to receive the $500 reward within 10 business days of qualifying.

The fine print that matters

  • Not eligible if you are or were a primary holder on a Truist personal checking account closed on or after 7/14/25.
  • Offer limited to residents of AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
  • Truist employees, directors, officers and advisors are not eligible.
  • Person-to-person payments like Zelle, ATM, branch, and mail deposits do not count as qualifying direct deposits.
  • Reward is forfeited if the account has a $0 or negative balance or is restricted/closed at payout time.
  • Offer is limited to one per checking account and per client, and reward value may be reported to the IRS as taxable income.
  • Truist Marquee Checking has a $35 or $0 monthly maintenance fee and Truist One Checking has a $12 or $0 monthly fee, each waivable under stated conditions.

Verification and reports

Confirmed against truist.com on Jul 22, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: truist.com offer page (checked Jul 22, 2026)