Biggest cash bonuses right now
The largest cash sign-up bonuses live today, across banks, brokerages, and cards. The requirement sits next to each one, since the biggest bonus is not always the best use of your time.
Open and fund a new E*TRADE Traditional IRA with promo code retire26 by 10/31/26. Deposit at least $1,000 in new funds within 60 days to earn a cash credit that scales with your deposit, up to $10,000 for the largest tier.
Webull Premium subscribers who transfer or roll over funds into a self-directed IRA can earn a 3% match, up to a maximum of $7,500 on transfers up to $250,000. To get the full match you need to keep Webull Premium for a year and leave the transferred funds in the account for five years.
TradeStation is offering new brokerage customers a tiered cash bonus up to $3,500 for opening an account with code 0148AGGL and funding it with new outside assets. The bonus amount depends on how much you deposit, ranging from $150 for $5,000 to $3,500 for $1,000,000 or more, and it's paid out after a 270-day holding period.
Tastytrade will match 3% of the cash or assets you bring to a new account, up to $3,000, when you use promo code BRINGIT2026. The match is tied to how much you deposit or transfer in.
ACNB Bank pays up to $3,000 to businesses that open a new free business checking account and meet activity requirements. To get the full $3,000 you need to enroll in online banking and eDocuments, make 10 debit card transactions of at least $75 each within 60 days, and keep an average balance of $50,000 or more for the following three months.
New business checking clients who open a qualifying Bank of America Business Advantage checking account can earn a cash bonus of up to $2,500 after meeting the requirements. The actual bonus depends on the qualifying tier.
Betterment is offering new customers up to $2,000 when you open an eligible individual investing account and make a net new deposit within 45 days of enrolling. The reward is tiered by deposit size, from $100 at $1,000 up to $2,000 at $200,000 or more.
Capital One offers a $2,000 cash bonus on the Spark Cash Plus business card after you spend $30,000 in the first 3 months. You can also earn an extra $2,000 for every $500,000 spent in the first year and a $500 travel credit for hitting the same $30,000 spend mark.
BOK Financial is offering Colorado businesses up to $1,500 for opening a new Business Advantage Checking account. To get the full $1,500 you need to deposit at least $100,000 in new money within 30 days and keep an average daily balance of $100,000 for the following 60 days.
Capital One pays up to a $1,500 bonus for opening a new 360 Performance Savings account with promo code BONUS1500. You need to deposit $100,000 in new money within 15 days and keep it for 90 days to earn the top tier, with smaller bonuses for $20,000 and $50,000 deposits.
Open a new eligible Citigold checking account and earn up to $1,500 in cash after completing the required activities. The exact bonus depends on the balances you fund and maintain.
Open a new Ameriprise Bank checking account and set up at least $1,500 in direct deposits within 90 days to earn up to a $1,400 bonus. The account must be opened between July 1 and December 29, 2026.
Ameriprise Bank pays a tiered bonus up to $1,000 for opening a new savings account and funding it. You need to deposit at least $25,000 within 30 days of opening and keep that balance for 90 days to qualify, with larger deposits earning a bigger bonus.
Capital One's Spark Cash business card offers a $1,000 cash bonus for spending $10,000 in the first three months after opening the account. You must start the application from this specific page for the offer to apply.
Open any individual Betterment investing account, including an IRA, and fund it to earn a cash reward. Deposit or roll over at least $1,000 within 45 days to earn $50, with larger deposits earning up to $1,000 total.
When someone opens an IBKR individual or joint account through a friend's referral link and funds it, they earn $1 in IBKR stock for every $300 deposited, up to a maximum of $1000 in shares. The existing client who referred them separately earns $200 once the new account deposits and maintains at least $10,000.
moomoo advertises up to $1,000 in NVIDIA shares for funding a new account. The reward is tiered by deposit and you have to hold your tier's average balance for 60 days to unlock the shares. It pays in stock, not cash, so what it is worth when it lands depends on the share price.
A boosted, limited-time welcome offer: earn $1,000 cash back after you spend $8,000 in the first 4 months (up from the standard $750). The card has no annual fee and earns 5% cash back on office supplies and internet, cable, and phone services on the first $25,000 spent each account year, 2% at gas stations and restaurants, and 1% on everything else.
New clients referred by an existing Schwab customer can earn up to $1,000 by opening an eligible brokerage or IRA account and making a net deposit of $500,000 or more within 45 days of enrolling. Smaller deposit tiers pay smaller bonuses, down to $100 for a $25,000 to $49,999 deposit.
Truist's Business Premium Credit Card offers $1,000 in bonus rewards after you spend $15,000 on purchases within the first 90 days of opening the account. The bonus is limited to one per organization and posts within 2-3 billing cycles after the promotion ends.
Walden Savings Bank offers up to $1,000 for opening a new business checking account and funding it with new money. The top $1,000 tier requires depositing $100,000 or more in new money, enrolling in online/mobile banking, and completing 5 qualifying transactions within 90 days.
Air Academy Credit Union will pay up to $1,000 to businesses that open a new business checking account. You earn $1,000 by depositing $25,000 within 30 days and keeping that average daily balance for 60 days, or $500 for a $5,000 deposit and balance.
Chase offers a $1,000 cash back bonus on the Ink Business Premier card when you spend $10,000 on purchases within the first 3 months of opening the account. The bonus posts 6 to 8 weeks after you qualify.
A standing tiered transfer bonus from Chase's brokerage arm: deposit or transfer new-to-JPM money or securities within 45 days, hold the balance 90 days, and the day-45 balance sets your tier up to $1,000 at $250,000. The catch that matters: money from Chase or J.P. Morgan accounts does not count. It has to come from outside.
Merrill Edge is offering Preferred Rewards members up to $1,000 for opening a new IRA or Cash Management Account and funding it. The bonus scales with deposit size, topping out at $1,000 for deposits of $250,000 or more, and requires keeping the balance for at least 90 days.
$1,000 cash on a no-fee business card. This is the workhorse bonus for anyone with any legitimate business activity, sole proprietors included. You must be under 5/24 to be approved, but the card itself doesn't add to your count since Chase business cards don't report to personal bureaus. That is why an Ink is the card to open between personal cards: it does not use up a 5/24 slot.
WaterStone Bank pays $700 on a new business checking account that keeps an average balance of $50,000 or more through the third full statement cycle. Smaller balances earn less on a ladder that starts at $300 for $5,000, and enrolling in services such as positive pay adds another $125 to $150, which is how the page reaches the up to $1,000 it advertises. You also need at least 10 transactions in 90 days.
Atlantic Union Bank offers up to an $800 cash bonus when you open a new personal checking account and meet qualifying activities. The exact bonus depends on the activities you complete.
Open a new Truist Simple or Dynamic Business Checking account and earn up to $800 on a tiered deposit: $400 for $2,500 or $800 for $10,000, deposited within 30 days and held through day 90.
Bank of Colorado is offering a $750 bonus to new business customers who open a qualifying business checking account and mention promo code 750. To earn it you need at least $5,000 in ACH deposits or 15 or more debit card purchases within 90 days, and the bonus is paid into the account 90 days after opening.
Open a U.S. Bank Triple Cash Rewards business card and spend $6,000 on the account owner's card within 180 days to earn a one-time $750 cash back bonus. The credit posts 1-2 billing cycles after you hit the spending requirement.
Valley Strong is offering new business checking customers up to $750 in value through 3 months of free treasury management services plus a free first order of business checks. To qualify you must open a new business checking account with at least $100 and enroll in business online banking for treasury management.
Open a new First Merchants basic business checking account and deposit at least $15,000 within 7 days to earn a $750 bonus, or deposit at least $5,000 to earn $300. The bonus is credited in the sixth month after account opening.
Capital One's Spark 1.5% Cash Select business card offers a $750 cash bonus after you spend $6,000 on purchases within the first 3 months of opening the account. The card also has no annual fee.
Stanford FCU offers new members up to $625 in total bonuses, with the largest single reward being $500 for opening a spending account and maintaining $2,500 in monthly direct deposits plus $1,000 in monthly card spending for three consecutive months. Smaller bonuses are available for other actions like applying for a credit card or enrolling in estatements.
Johnson Financial Group offers a closing cost discount on a home loan for JFG clients. You can get a $425 discount by keeping a JFG checking account with payroll direct deposit and an ACH mortgage payment, or a $615 discount if you also escrow your taxes and insurance.
Axos will pay up to $600 to new business customers who open both a Basic Business Checking and Business Premium Savings account together using promo code SBB600. You earn $100 per statement cycle, for up to 6 cycles, by depositing at least $1,000 into checking, making two debit purchases of $50 or more, and keeping minimum balances of $1,500 in checking and $50,000 in savings.
Bank of America's self-directed brokerage pays a tiered cash bonus for moving in new money, with no end date. It is a high-threshold offer: the top $600 needs a $200,000 transfer, and the entry $100 needs $20,000. Preferred Rewards members can reach up to $1,000 through a separate code.
Verve, a Credit Union is offering up to $600 in bonuses for a new checking account. You get $200 for setting up at least $1,000 in ACH direct deposits within two months, another $200 for keeping a $10,000 average balance for three months, and a final $200 for keeping that balance for a full 12 months.
First Merchants Bank pays a $600 bonus when you open a new Prosper Plus Checking account, deposit at least $25,000 within 7 days, and maintain that $25,000 daily balance through day 90. The bonus posts to your account in the sixth month after opening.
Open a new Affinity Premier Checking account with a mailer promo code and make direct deposits totaling $2,000 or more in a single statement cycle within the first 3 cycles to earn a $600 bonus. Lower tiers offer $300 for Affinity Checking or Affinity Plus Checking with $500 in qualifying direct deposits.
Old National Bank is offering new checking customers up to a $600 bonus. To get the full amount, open an ONB Preferred or Everyday Checking account and make at least $12,000 in qualifying direct deposits within four months of opening.
Fourleaf pays up to $550 total for a new checking account. You get $350 for setting up a qualifying direct deposit of $500 or more within 90 days of opening, then two more $100 bonuses for keeping that direct deposit going for 12 and 24 consecutive months.
Bank of America offers a $500 cash rewards bonus when you open an eligible Business Advantage cash rewards card and meet the purchase requirement within the first 90 days. A separate travel card offers 50,000 online bonus points.
Open a new Cardinals Checking account in person at Central Bank and you can earn a $500 bonus along with a Cardinals full-zip vest and two game tickets. To qualify you need to deposit $50 to open, set up at least two direct deposits totaling $5,000 or more within 90 days, and keep a minimum balance of $50 in the account 90 days after opening.
Evanston Community Bank & Trust's Total Access Checking pays up to a $500 bonus. To get the top tier you open a new account, enroll in online banking and e-statements, and deposit at least $2,000 a month via direct deposit for two consecutive months.
New clients who sign up through a Wealthfront referral and open eligible accounts within 30 days can earn a 3-month 0.75% APY boost on cash balances up to $150,000 plus a 0.50% match on investing deposits up to $100,000, worth up to $500. Both the referrer and the new client receive the benefits.
South Side Community Bank is offering up to a $500 cash bonus for opening a new Total Access, Access Plus, or Premier Checking account. To get the top $500 bonus, customers must open the account, enroll in online banking and e-statements, and receive at least $2,000 in direct deposits each month during the qualification period.
Wintrust offers up to a $500 bonus for opening a new Total Access Checking account. You earn $300 with $500 in monthly direct deposits or $500 with $2,000 in monthly direct deposits, after enrolling in online banking and e-statements.
Ridgewood Savings Bank's Mastercard World card offers a $500 cash back bonus when you spend $5,000 on purchases within the first 90 days of opening the account. The bonus is paid as a direct deposit or a statement credit, and the offer is exclusive to Ridgewood deposit customers.
Canyon View Credit Union offers new members up to $500 in bonuses for opening an account and using its services. You can earn money in stages by opening an account, setting up direct deposit, making enough debit or credit card transactions, getting an auto loan, and keeping the account open for six months.
Open a new Total Access, Access Plus, or Premier Checking account and get up to a $500 bonus. To earn the $500 tier, set up direct deposits of at least $2,000 per month for two consecutive months and enroll in online banking and e-statements.
This Bank of America business credit card offers a $500 cash rewards bonus after you spend $5,000 on purchases within 90 days of opening the account. The offer is only available when applying online.
eToro offers a tiered deposit bonus worth up to $500 in free assets for new users. Sign up, verify your account, and deposit $10,000 or more to get the maximum $500 bonus, with smaller bonuses for lower deposit tiers.
St. Mary's Bank offers up to $500 for opening new accounts. You get $300 for opening a first checking account with code GET500 and setting up $1,000 in direct deposits within 90 days, plus $200 for funding a new savings account with $2,000, adding a $25 monthly deposit, and keeping a $2,000 average balance for six months.
Open a new Truist One Checking or Truist Marquee Checking account and earn $500. You need two direct deposits totaling at least $2,000 and 20 debit card purchases within 120 days of opening.
TruStone Financial pays up to $500 for opening a first-time TruRate Checking account. You get $450 for a direct deposit of at least $5,000 and another $50 for enrolling in e-statements.
Open a new Total Access, Access Plus, or Premier Checking account and set up qualifying direct deposits to earn a cash bonus. Get $500 by enrolling in online banking and e-statements and receiving at least $2,000 in direct deposits each month of the qualification period.
Wells Fargo is offering a $500 cash rewards bonus on the Signify Business Cash card. To earn it, you need to spend $5,000 on qualifying business purchases within the first 3 months of opening the account.
Wescom's Bruin Edge Visa credit card offers a one-time $500 cash back bonus (50,000 MyRewards points) for new cardholders who spend $2,500 within the first 3 months of opening the account. Existing cardholders and those who received a bonus in the last 24 months are not eligible.
Westfield Bank is offering up to $500 in bonuses for opening a new checking account at its Ware, MA location. You earn $25 for a debit card and online banking enrollment, $75 more for eStatements, and $400 more for setting up recurring direct deposit.
Hancock Whitney will pay $500 when you open a new business checking account with the promo code and deposit at least $5,000 within 90 days. The bonus lands in your account within about 135 days of opening as long as the account stays open with a positive balance.
Open a new Key Select Checking account by 12/11/26 and get $500 after depositing at least $5,000 in eligible direct deposits within 90 days of opening. The bonus lands in your account within 60 days of meeting the requirement.
New OKX users can earn up to $500 in bitcoin by completing four tasks within 7 days of opening an account. You get $10 for verifying your identity, $40 for depositing $100, $100 for depositing and trading $1,000, and $350 for depositing and trading $10,000.
Hoosier Hills Credit Union is offering a $500 gift card at closing for members who open a new first mortgage and set up direct deposit with the credit union.
Clearview FCU is offering $412 to new members who open an Absolute Checking account with promo code 412. To earn it you need to sign up for digital banking and eStatements, make four debit card transactions within 60 days, and electronically deposit $412 or more within 60 days of opening the account.
Open a new Straight4ward Rewards Checking account at 4Front Credit Union and meet the monthly qualifying criteria for three consecutive months to earn a $400 bonus. The payout lands in your Prime Share savings account on the first business day of the fourth month.
Omni Community Credit Union pays both you and a friend $400 when you refer them and they join and meet the program requirements. The new member must set up direct deposits averaging $500 a month, make 8 qualifying debit transactions, and enroll in eStatements within 60 days.
Open a new Hometown Checking Plus or Premium account at First Commonwealth Bank and get a $400 bonus. You need to make 10 qualifying debit card purchases and deposit at least $2,000 within 60 days of opening.
New members can get up to $400 when they open a checking account with direct deposit at Addition Financial. This is a limited-time offer for new members.
SoFi pays a tiered direct-deposit bonus on a new Checking and Savings account. Bring $5,000 or more in direct deposits within 25 days of your first one for the full $400, or $1,000 to $4,999 for $50. There are no account fees.
Oriental Bank's Libre Account pays up to a $400 bonus when you set up direct deposit of $5,000 or more per cycle for three consecutive cycles. Smaller direct deposit amounts qualify for lower tiered bonuses of $200 or $300.
Unity Bank is offering a $400 cash bonus for opening a new Rewards Checking account. To earn it you need to make at least four direct deposits of $2,500 or more within 180 days and keep the account open that whole time.
WECU pays a $400 bonus to new members who open a Spend Plus Checking account online and receive a direct deposit of $1,000 or more within the first 60 days. The bonus lands on day 65. Membership is limited to people with a Washington state connection, so this is not a nationwide offer.
Open your first new personal checking account with Citizens and make a single direct deposit of $1,000 or more within 60 days to earn a $400 bonus.
SouthState Bank offers a $400 bonus for opening a new business checking account and meeting the qualifying activity. The account can be opened online.
Purdue Federal Credit Union offers a $400 bonus for new members who open a checking account with a qualifying Lake, Porter, or LaPorte County Indiana zip code. To earn it you need to set up direct deposits totaling $4,000 within 120 days and enroll in paperless statements.
Open a new MIDFLORIDA Free Checking account and get a $400 bonus. You need to set up direct deposit totaling at least $4,000, enroll in online banking and estatements, and make 40 debit card purchases, all within 75 days, then keep the account open for 90 days to receive the bonus.
First Entertainment Credit Union pays new members up to $350 for opening a Value Checking account and setting up a recurring deposit of at least $1,000 per month for 90 days. The bonus lands in your First500 Savings account within 30 days of meeting the requirement.
ECU Credit Union is offering up to $350 for opening a new Preferred Checking account. To earn the top $350 bonus you need to deposit at least $5,000 in qualifying electronic deposits within 90 days, along with enrolling in online banking and completing required debit transactions.
GECU offers up to $350 for using the debit card round-up feature on your checking account. The exact amount depends on your round-up activity.
Frontwave Credit Union pays new members $350 for opening a checking and savings account together. You need to enroll in eStatements and set up at least $1,000 in direct deposits or ACH transfers within 90 days.
Credit Union West pays a $350 bonus for opening a Heritage High-Yield or Loyalty Rewards Checking account with promo code JOIN350. You need at least $1,000 in direct deposits and 10 debit card purchases within 60 days, and the account must stay open and in good standing for 60 days before the bonus is available.
Chime is offering up to a $350 sign-up bonus when you open a new Chime checking account and complete the qualifying activities. The bonus is paid as three individual rewards totaling up to $350.
MCU's Everyday Hero Checking account offers up to $350 for opening a new account and setting up direct deposit. The exact bonus depends on total direct deposits received within 90 days: $150 for $1,000-$1,999.99, $250 for $2,000-$2,999.99, and $350 for $3,000 or more, with at least three qualifying deposits spaced no more than 30 days apart.
New members can earn up to $350 by opening a savings account with a checking account and setting up at least $1,000 in direct deposits within 60 days. The bonus is split into $150 for opening the accounts and $200 for meeting the direct deposit requirement.
Middlesex Savings Bank pays up to $350 for opening a new Freedom Gold or Freedom Platinum checking account. To earn it you enroll in e-statements, make at least 8 debit card purchases totaling $100, and set up two direct deposits totaling $500 or more, all within 90 days of opening, with the bonus paid 90 days after account opening.
Citi advertises a $325 bonus for opening an eligible new checking account and completing required activities. That figure and that wording are what Citi states on its public pages. The detailed qualifying activities, deposit thresholds, and payout timing render only inside Citi's own offer pages, so read the terms there before opening.
Earn a $300 cash bonus when you open a Key Smart Checking account and make $2,000 or more in eligible direct deposits within 90 days.
TruNorth Bank offers a $300 account bonus when you open a free Get Real Checking account. Additional terms apply per the offer asterisk.
MidFlorida Credit Union offers $300 for opening a new Free Business Checking account with a $100 minimum deposit. To earn it you need to enroll in online banking, make at least $5,000 in deposits in two of the first six months, and complete five qualifying transactions within 60 days, with the bonus paid within two weeks of meeting all requirements.
Central Bank's Bank at Work program pays employees $300 for opening an eligible personal checking account. You must deposit $50 or more at opening and receive two or more direct deposits totaling $800 within 90 days.
Open a new checking account at Financial Plus Credit Union using code SUMMER26 and set up direct deposits of at least $1,000 per month for two consecutive months to earn a $300 bonus. A smaller $150 bonus is available for $500 monthly direct deposits over the same period.
Service 1st Federal Credit Union pays up to $300 for opening a new checking account. You get $150 for making a debit card transaction within 30 days and enrolling in digital banking, plus another $150 for setting up a qualifying direct deposit of at least $250 within 30 days.
New cardholders enrolled in the Level Up program can earn a welcome bonus paid in CRO for meeting a spend threshold in the first 90 days. The Basic tier earns $100 for $1,500 spent and the Plus tier earns $200 for $2,000 spent, with a $300 headline advertised across tiers.
Florida Credit Union pays $300 for opening a new checking account and setting up at least $500 in direct deposits within 60 days. You must keep the account open and in good standing for 90 days before the bonus is credited.
bankESB offers a $300 bonus when you open a free Get Real Checking account. The page does not spell out the full qualifying requirements.
Open a new Rewards+ Checking account with Carolina Trust and earn a $300 cash bonus. To qualify, meet two monthly requirements, such as direct deposits, debit card purchases, or holding a qualifying loan, each month for 90 days after opening.
eToro advertises up to $300 in crypto for new users who make their first deposit. The exact amount depends on qualifying activity.
Existing Boost customers who open a new Chime checking account can earn $25 a month for up to 12 months, totaling up to $300. You must receive a $500 monthly direct deposit and pay your Boost bill with your Chime Visa card each month.
Cyprus Credit Union pays up to $300 to new members who open a Dream Rewards Checking account and set up qualifying direct deposit. The bonus is split into a $100 payment after the first qualifying deposit and $200 after three consecutive months of direct deposit.
Bank of Hawaii is offering up to $300 for opening a new Bonus Rate Savings account. To get the top tier, deposit at least $20,000 within 30 days and keep that balance for the next 60 days, and the bonus is credited to your account within 30 days of qualifying.
American Express advertises as high as $300 back after you spend $3,000 on purchases in the first 6 months. The welcome offer is targeted: Amex states that offers vary and that you may not be eligible for one, so the amount you are shown on applying can be lower than $300 or absent. The card carries no annual fee for the first year, then $95.
Broadway Bank will pay $300 to new customers who open a Free Checking account with promo code CKPR. To earn it you need at least $2,000 in direct deposits and 15 debit card purchases within 90 days, and the bonus lands in your account within 30 days after that.
New Percapita Cash account customers among the first 7,000 to sign up can earn $25 for each month they spend at least $300 on their Percapita debit card, for up to a year. Opening a Goals account within 30 days of the Cash account adds a one-time $10 bonus.
PSECU pays new members $300 for opening a savings and checking account with promo code 2026promo and setting up two payroll direct deposits of $500 or more within 100 days. The bonus is deposited into your savings account within 145 days of joining once requirements are verified.
Alltru Credit Union is offering new members $300 for opening a checking account with promo code CHECKING300. To earn it you need to set up online banking, make two direct deposits of at least $500, and complete 15 debit card purchases within 60 days of opening the account.
Compass Community Credit Union is offering a $300 cash bonus for opening a new Directional Checking account using the promo code 'cal poly $300'. To earn it, you need to open the account, enroll in online banking with e-statements, receive at least $750 in direct deposits, and make at least $400 in debit card purchases, all within 90 days.
Holyoke Credit Union offers a $300 cash bonus for opening a SimplyFree Checking account and meeting the qualifying requirements. The exact requirements are not detailed on this page.
Open a new checking account at Grow Financial and set up online and mobile banking, then receive two direct deposits of at least $500 each within 90 days to earn a $300 bonus.
TBK Bank offers up to $275 when you open and use a new Aim Checking account. A separate Launch Checking account earns up to $50 in bonuses.
Capital One is offering a one-time $250 cash bonus on the Savor Rewards card. You get it after spending $500 on purchases within the first 3 months of opening the account.
Embold Credit Union pays $250 when you refinance an auto loan of $15,000 or more from another financial institution. Embold also covers the refinance fees.
The One Key Card from Wells Fargo offers $250 in OneKeyCash after you spend $1,000 on purchases within the first 3 months of account opening. There is no annual fee.
Credit Union of Texas offers up to a $250 matching deposit bonus on a new Secure or Secure Plus Checking account. You must open with at least $25, maintain a $600 monthly direct deposit, and keep the account open for at least 60 days (and 6 months to keep the bonus).
Everwise Credit Union pays a $250 bonus for opening a new Simply, Plus, or Max checking account with promo code GET250. To earn it, enroll in eStatements, make 10 debit card purchases, and receive a qualifying deposit of $500 or more, all within 60 days of opening.
Freedom Bank of Virginia offers a $250 cash bonus to freedom@work program employees who open a new checking account and set up three payroll direct deposits of at least $500 each within 90 days. The bonus is deposited directly into the account after the 90 day period.
Partner Colorado Credit Union pays a $250 bonus when you open a new business checking account.
Reynolds and Reynolds associates can earn up to $250 from myUSA Credit Union by completing qualifying actions worth $50 each, including opening a checking account, setting up direct deposit, opening a credit card, and refinancing or opening loans. Bonuses are deposited into savings within 30 days of each qualifying action.
Open a new personal checking account in person at a participating California branch and fund it within 10 days. Set up $3,000 in direct deposits and keep a $3,000 average balance for 90 days to earn a $250 cash bonus.
Open a new Navy Federal cashRewards or cashRewards Plus credit card and spend $2,500 within 90 days to earn a $250 cash back bonus. The bonus posts to your rewards balance up to 8 weeks after the 90-day spending window ends.
Picatinny Federal Credit Union pays a $250 cash reward when you open a Basic Checking account and set up a recurring direct deposit of at least $500 a month within 60 days. You also need to open a savings account with a $5 minimum deposit, and the checking account must stay open for 6 months.
Open a new Blaze Free Checking account and get $250. You need direct deposit or an automatic payment, 6 debit card transactions within 60 days, and the account kept open for six months.
Greater Nevada Credit Union pays new members $250 for opening a share savings account plus a new Aspire, Cash Back, or Connect checking account using promo code GNCU250. To qualify you must set up direct deposit, enroll in digital banking and estatements within 60 days of joining, and keep the accounts in good standing.
ValleyStar Credit Union offers $250 when you open a new checking account and set up direct deposit. It's a simple sign-up bonus for new checking customers.
Open a new United Federal Credit Union checking account with a $50 minimum deposit and set up direct deposit. Once you receive more than $1,500 in qualifying direct deposits within 90 days, you'll get a $250 bonus deposited within 30 days.
Alpena Alcona Area Credit Union will deposit $250 into a new 7-month certificate earning 6.00% APY when you become a member. You can join by applying online or visiting a branch.
USAA is offering a $250 bonus on its Preferred Cash Rewards Visa Signature card. Spend $1,000 on qualifying purchases by November 30, 2026 to earn it, and the reward posts to your rewards balance up to 90 days after the promotion ends.
First Heroes National Bank pays up to $250 to military members and their families who open a Service 1 or Service 1 High Yield checking account. You earn $50 for a direct deposit of at least $600 within 45 days of opening, another $50 for a similar deposit near your six month mark, and a final $150 for one more near your twelve month mark.
A referred new member who opens a savings account and then a Kasasa Cash Back account gets a $250 one-time cash bonus. They must meet the account's monthly qualifications for three consecutive months to earn it.
California Credit Union pays new members $250 for opening a free eChecking account. To earn it you need to enroll in digital banking and eStatements, set up a recurring direct deposit of at least $400 a month within 120 days, and receive three months of those deposits.
The gentlest bonus on the board: no fee, no reported ChexSystems pull, no published end date, and a promo code instead of a coupon. Two direct deposits of $500+ within 75 days using code CHECKING250. The code rotates every few months (the previous REWARD250 is dead), which is exactly the kind of silent change this site exists to catch.
New members who are referred to Arapahoe Credit Union can earn up to $200 by opening a checking account, using their debit card, downloading the CardControl app, and adding a direct deposit or loan product. Existing members who refer them can earn up to $660 across five referrals.
Open an FNBO Evergreen Business Edition credit card and spend $3,000 within the first three billing cycles to earn a $200 cash bonus, paid as 20,000 points equivalent. You must apply directly through this offer to qualify since terms vary by application channel.
Refinance your auto loan with Franklin Trust and earn cash back. You get $100 back on refinances of $10,000 or more, or $200 back on refinances of $20,000 or more.
Chase pays a tiered bonus on a new Chase Savings account: $100 for $5,000 in new money or $200 for $10,000, deposited within 20 days and held for 90 days. New money must come from outside Chase.
Open a new Horizon Credit Union checking account with promo code GET200 and get $200. To earn it you need to deposit at least $250 within 5 business days, make 15 debit card transactions and sign up for e-statements, all within 60 days of opening the account.
New BECU Cash Back Credit Card holders can earn a $200 bonus by spending $2,000 in purchases within the first three months of opening the account. The bonus is paid as a statement credit within about 30 days of qualifying.
City National Bank offers select customers a $200 bonus for opening a new City checking account and setting up a qualifying recurring direct deposit of $200 or more within 90 days. The bonus is paid 91 days after account opening once the deposit requirement is met.
Community First Credit Union pays $200 to new members who open a checking account with the code FREECHECK. You need $5 to open, at least $1,000 in deposits, and 10 qualifying debit card transactions within the first 90 days. The bonus lands in the account on day 91 to 97, and there is no minimum balance or monthly maintenance fee.
North State Bank offers a $200 account opening bonus for opening a Performance Checking 2.0 account. The account requires a $100 opening deposit.
Flagstar's referral program pays a new customer a $200 Visa reward card for opening a personal checking account through a friend's referral link and meeting activity requirements. The referred person must keep the account open 90 days, make 10 or more debit card, bill pay, or Zelle transactions, and receive at least $1,000 in direct deposits within that period.
Open a new DuPage Credit Union High-Yield Checking account and earn a $200 welcome reward. To qualify, enroll in eStatements and spend at least $1,200 per billing cycle on a DuPage Visa credit card during the third full month after opening.
PNC is offering a $200 bonus on its Cash Rewards Visa credit card. Open an account and spend at least $1,000 in purchases within the first 3 months to earn it.
New customers who open a TD Complete Checking account and complete the qualifying activities can earn a $200 bonus. TD Beyond Checking offers a separate $300 bonus with qualifying activities.
SouthState Bank pays new customers $200 for opening a personal checking account with promo code EARN200. To get it you need at least 15 debit card purchases and either $250 in cumulative direct deposits or a $25 preauthorized draft, all within 60 days of opening the account.
Regent Bank's refer-a-friend program pays the new customer a $200 Mastercard reward card for opening a personal checking account through a referral link and completing two direct deposits of at least $500 each within 60 days, then keeping the account open for 60 days. The existing member who referred them separately earns a $100 reward card.
Open a new Safe 1 Credit Union checking account online and get $200. You need to set up a recurring direct deposit of $500 or more per month, or make at least 10 debit card transactions within 60 days, plus open a savings account and enroll in eDocuments.
Sallie Mae's Accelerate Mastercard offers new cardholders $200 cash back after spending $1,000 in purchases within the first 3 months. The card also lets you redeem rewards at 2% cash back toward paying down a student loan.
1st United Credit Union offers a $200 bonus for opening a Checking Plus account. The account adds perks like cell phone and identity protection on top of everyday banking.
USAA is offering a $200 cash bonus on its Cashback Rewards Plus American Express Card when you spend $1,000 on qualifying purchases by November 30, 2026. The bonus is added to your rewards balance up to 90 days after the promotion ends.
The Active Cash pays a $200 cash rewards bonus after $500 of spend in 3 months, with no annual fee. It earns a flat 2% back on everything.
The Freedom Unlimited pays a $200 cash bonus after $500 of spend in 3 months, with no annual fee. It earns 1.5% back on everything and more in select categories. As a Chase card it is subject to 5/24.
WEOKIE Federal Credit Union pays $200 cash when you open a new Ultimate with Bazing Checking account and meet the qualifying requirements.
Wescom's refer-a-friend promotion pays both the existing member and the new member up to $200 total. The new member earns $50 for opening a checking account with a $100 deposit using promo code RAF, another $50 for reaching Signature Membership within three months, and an additional $100 for reaching Platinum Signature Membership in that same period.
Fulton Bank pays a $200 bonus to workplace banking program members who open a new Team Advantage Banking checking account. To qualify you must make 15 debit card purchases or set up $250 or more in recurring direct deposits within 60 days of opening.
Bank of America is offering a $200 welcome bonus to new Customized Cash Rewards and Unlimited Cash Rewards credit cardholders who spend $1,000 or more on purchases within the first 90 days of opening the account.
1st Advantage Federal Credit Union pays $200 cash when you open a qualifying checking account with promo code CHECKING200. To earn it you need eStatements, a recurring direct deposit, and at least $200 in debit card spending within 60 days of opening.
Arizona Financial pays up to $200 to new members who open a Free Checking account with promo code FREE2026. To get the full $200, set up direct deposits totaling $1,000 or more per month within 60 days and keep a balance of $500 or more on day 60, with the bonus paid about 75 days after opening.
Wells Fargo's Active Cash Card offers a $200 cash rewards bonus for new cardholders who spend $500 in purchases within the first 3 months of opening the account. The bonus becomes redeemable within 60 days after it is earned.
Axos Bank pays new business owners up to $200 for opening a Basic Business Checking account with promo code START200. You earn $50 for each of up to four statement cycles in which you keep an average daily balance of at least $3,000.
The AT&T Points Plus Card from Citi gives new cardholders a $200 statement credit after they spend $1,000 on purchases within the first three months of opening the account.
Desert Financial will pay you $200 for opening a new free checking account. You need to also open a membership savings account, set up a direct deposit of at least $1,000, and enroll in eStatements, all within 60 days of opening.
A $200 cash bonus for new Freedom Flex cardholders who spend $500 in the first three months. The card has no annual fee.
The Capital One Quicksilver card pays a $200 cash bonus after you spend $500 on purchases within three months of opening the account.
CIBC is offering a $200 bonus for opening a new iCan or MyChoice Prestige checking account. To earn it you need to open with a $50 minimum deposit, get $500 or more in qualifying direct deposits each month for three consecutive months within 120 days, and switch to e-statements.
Dynamic Federal Credit Union will pay up to $200 to new members who move their checking account over and set up a qualifying direct deposit along with eStatements enrollment. Membership is limited to those who live, work, worship, or attend school in Mercer County, Ohio.
Bravera Bank will pay $200 to first-time personal checking customers who open a new account and set up direct deposit. You can earn another $200 by referring a friend or family member who opens their own Bravera checking account.
The Citi Double Cash Card offers $200 cash back after you spend $1,500 on purchases within the first 6 months of opening the account. You also earn unlimited 2% cash back on every purchase, 1% when you buy and 1% when you pay.
Open an Upgrade Cash Rewards Card along with a Rewards Checking Preferred account and make 3 debit card transactions to earn a $200 bonus. The card also earns 1.5% cash back on purchases once paid off, but that is separate from this welcome bonus.
Open a new Cash Back Checking account in a Credit Union One branch and earn $200 in debit card rewards. To qualify, set up direct deposit, register for digital banking, and keep the account open for 90 days with an active Mastercard debit card.
Samsung's new Galaxy Card offers $200 in bonus cash rewards after you spend $2,000 within the first 90 days of opening the account. Applications open to the general public on July 22, 2026.
U.S. Bank is offering a $200 cash bonus on its Cash+ Visa Signature Card. Spend $1,000 in eligible purchases within the first 90 days of opening the account to earn it, with the bonus posting 1-2 billing cycles after you hit the spend requirement.
Spend $1,500 on purchases in the first 6 months after opening the Citi Double Cash Card and earn $200 cash back.
Open a Community Choice Checking account with new money and you can earn up to $200. Get $100 for setting up a direct deposit within 90 days and another $100 for making 15 debit card purchases within 90 days.
Baselane pays a $150 cash bonus when you open a new Baselane Banking checking account through an approved partner referral link and deposit at least $500 in new money within 30 days. You must also keep a $500 average balance for 30 days after the deposit requirement is met.
New BECU members can earn a $150 bonus by opening a checking account along with a savings account using promo code TRIDENTSUP by October 31, 2026. You need to complete 10 or more qualifying transactions within the first 30 days and keep the accounts open for at least 90 days to get the bonus.
Resound Credit Union is offering a $150 bonus for opening a new teen #FYB account with a $50 opening deposit. The promotion runs until September 30.
Lafayette Federal Credit Union pays new members a $150 bonus for opening a checking account. You get $50 for opening the account with $50 minimum and enrolling in online banking with a debit card, then $100 more for setting up a monthly direct deposit of at least $500 within 45 days.
Rakuten pays $150 cash back when you apply for and are approved for the Bank of America Customized Cash Rewards credit card and keep the account open for at least three months. The bonus is limited to one per Rakuten member account and to new approved cardholders.
Red Canoe Credit Union will give new members $150 for opening a checking account and completing 10 qualifying transactions within 45 days, after enrolling in eStatements. The bonus is deposited automatically once those requirements are met.
Refer a friend to Betterment and once they open and fund an account through your link, you both get a $150 investing bonus plus a boosted 4.00% variable APY on Cash Reserve balances up to $1m for three months.
Trumark Credit Union offers new Everyday Elite Visa cardholders a $150 bonus after spending $1,500 in purchases within the first 90 days of opening the account.
New Betterment customers who sign up through a friend's referral link and deposit at least $100 into a new individual investing account within 30 days get a $150 bonus deposited about 30 days later. Depositing at least $10 into a new individual Cash Reserve account instead earns a 0.75% APY boost for 92 days.
Jovia Financial Credit Union is offering a $150 cash bonus for opening a new first-time checking account and setting up qualifying direct deposits. To earn it you need a recurring direct deposit of at least $500 that posts three times within 90 days, plus enrollment in online banking and paperless statements.
Monterra Credit Union is offering a $150 bonus for opening a new Premium Checking account. To earn it, set up direct deposit, payroll deposit, or an ACH transfer and make 10 or more card purchases along with enrolling in eStatements in the month after opening.
Westmark Credit Union offers $150 in cash for opening a new checking account. You get $25 immediately, another $25 for completing 15 debit transactions within 90 days, and $100 more if you deposit at least $1,000 and complete those 15 transactions within 90 days.
Open a Seattle Credit Union checking account and earn a $150 bonus. Meet two of three requirements during a 90-day period: $500 in monthly direct deposits, 10 transactions a month, or eStatements enrollment.
Verity Credit Union offers up to $150 in cash bonuses for new members. Open a checking account with promo code MOVEMENT and set up a $500 direct deposit within 60 days to earn $50, then open and fund a Verity loan within 60 days to earn an additional $100.
Lindale School District employees who are new Altra members can earn $150 by opening a free A+ Checking or A+ Platinum account and completing 10 debit card transactions within 30 days. Enter promo code LISD_A+150 at account opening.
In celebration of its 65th anniversary, Aerospace Federal Credit Union is offering new members up to $130 for joining AFCU in 2026. The exact requirements to earn the full amount are not detailed on this page.
Airbus team members who become Alabama Credit Union members get $50 for opening a share savings account plus a Lifestyle checking account, and another $50 after setting up direct deposit within 60 days, for a total of $100.
Join Ascent Credit Union as a new member and get $100 deposited into your account after meeting transaction requirements. The bonus is paid 6 to 8 weeks after opening and is limited to those who haven't been a primary account owner in the past 24 months.
Commerce Bank's refer-a-friend program pays the existing customer a $100 Visa Reward Card, and the new customer who signs up through the referral gets a Visa Reward Card worth at least $200 after opening and using a new checking account. Rewards are capped at $1,000 in Visa Reward Cards per person per calendar year.
New members who join Community Choice Credit Union through a friend's referral can earn $100 by opening an account and either setting up $300 in direct deposits or making 20 debit/credit Mastercard transactions within 60 days. The referring member also gets $100 once the new account has been open 30 days in good standing.
UNT employees can earn a $100 credit by opening a DATCU checking account with direct deposit and making their first deposit. A separate $100 bonus is available for opening a credit card and spending $1,000 in the first 90 days.
The Discover it Student Cash Back card offers a $100 statement credit bonus for new cardholders who spend $300 in purchases within their first 3 months. Discover also matches all cash back earned in the first year, though that is a separate ongoing rewards match rather than part of this sign-up bonus.
Found is offering a $100 bonus to new business checking customers. Sign up through this page or with code REVENUED100 and deposit a total of $2,000 into your new Found account within 60 days of opening it to unlock the bonus.
Trustmark pays a $100 bonus when you open a new student checking account. It rewards students starting their financial journey.
Refer a friend to Kohler Credit Union and you can both earn $100 when the new member opens a checking account and meets requirements within 90 days. New members must set up at least $3,000 in direct deposits, enroll in eStatements, and make three debit card purchases of $20 or more to earn their $100.
First National Bank offers a $100 bonus to new residents who open a checking account at its Valley Junction branch in West Des Moines, Iowa. You just need to open the account there and reach out by phone, email, or in person to claim the deposit.
Open an Affinity Cash Back Debit account and set up a recurring direct deposit of $500 or more within 60 days to earn a $100 cash bonus. The bonus is deposited into your account by the last business day of the month after you meet the requirements.
Bellco Credit Union offers students $100 for opening a free student checking account. The page does not detail the exact qualifying requirements.
New Rakuten members can earn a $100 cash back bonus by signing up where the offer is available, installing the Rakuten browser extension, and making 3 qualifying purchases of $35 or more within 45 days of joining. Purchases on Amazon (aside from Amazon Music) and categories like travel, in-store, and dining do not count toward the bonus.
Oklahoma Capital Bank's Capital Basic Bonus Checking pays a one-time $100 bonus. You earn it by signing up for direct deposit and making at least 10 debit card transactions in each of the first three months after opening the account.
River's referral program pays both the existing user and the new signup in bitcoin as the new user buys more. The new customer earns $5 after buying $100 of bitcoin, an extra $15 after reaching $1,000 in purchases, and an extra $80 after reaching $10,000, for up to $100 total.
PrimeWay Federal Credit Union pays new members $100 when they are referred by an existing member. To earn it, the new member opens a personal checking account and within 60 days makes at least $500 in direct deposits and five or more debit card transactions, receiving a $100 Mastercard reward card. The referring member also gets a $100 reward card, up to $500 per calendar year.
Open a new Alliant high-rate checking account through Rakuten and you can earn $100 cash back. You must make a $500+ opening deposit, 5 debit purchases of $10+ within 45 days, and a $500+ direct deposit within 30 days.
The Rakuten American Express Card pays a $100 cash bonus after you spend $1,000 in the first 90 days, with no annual fee. It runs on the Amex network but is issued by First Electronic Bank and serviced by Imprint, so it is separate from an Amex-issued card and its once-per-lifetime rules.
GreenState is doubling its refer-a-friend bonus for a limited time. When a friend opens a new and active checking account through a referral, both you and the friend each earn $100.
Chickasaw Community Bank is offering a $100 bonus for opening a new checking account. You need to open with a $500 minimum deposit and set up a direct deposit of $500 or more within 90 days to earn the bonus.
Sterling Bank will pay $100 to new personal checking customers who make 12 or more debit card transactions, enroll in eStatements, and receive at least $500 in direct deposit, all within the first 45 days of opening the account.
Compass Credit Union will match your opening deposit on a new HSA checking account with a $100 bonus. You need to qualify for the account and make the minimum $100 opening deposit to get the match.
PenFed's Power Cash Rewards card gives a $100 statement credit if you spend $1,500 on purchases within the first 90 days of opening the account. The credit shows up about 4 weeks after you hit the spending threshold.
Axos Bank pays both an existing customer and a referred friend up to $100 when the friend opens an eligible Axos One, Axos Checking, or Summit Savings account using the referral link and meets the funding or direct deposit requirement for that account. The reward is deposited into both parties' accounts within 21 days after the friend satisfies the promotion's conditions.
BECU is running a referral bonus for its 90th anniversary. An existing member who refers a friend gets $190, and the new friend who joins gets $100.
North Star Credit Union pays businesses that open a new business checking account and fund it. Deposit $500 to get $50 or deposit $1,000 to get $100.
Alliant will pay you $100 if you deposit at least $100 into a new Ultimate Opportunity Savings account every month for 12 consecutive months. The bonus is paid after you complete the full 12 month streak.
Open a new Austin FCU checking account and set up a direct deposit of at least $250 within 90 days to get a $100 bonus. You must not have had an Austin FCU checking account in the last 90 days.
One of the lowest-hurdle brokerage bonuses: register with code FIDELITY100, open an eligible Fidelity account, and deposit at least $50 from outside Fidelity to get $100. Open to new and existing customers across brokerage, Cash Management, and IRA accounts.
Power Financial Credit Union pays a $100 cash bonus when you join and open a new checking and savings account with a minimum $500 direct deposit or initial deposit. You must keep the funds and the checking account open for at least 90 days to earn it, and the bonus is deposited within 120 days of opening.
Refer a friend to First Community Credit Union and when they open a new checking account or loan you get $50 and they get $100. The new member must complete 20 debit card transactions within 60 days and set up direct deposit to qualify.
Kraken's referral program lets both you and a friend earn up to $75 when your friend signs up with your invite link, deposits fiat, and completes the offer's trading requirements within 15 days. You can refer multiple friends for payouts up to a total of $1500.
Ally Invest will credit you $75 to cover transfer fees when you move $2,500 or more into a new self-directed brokerage account via an initial ACAT transfer from another broker. You request the credit online after logging in and completing the transfer.
M1's referral program pays both you and a friend $75 when the friend opens a new M1 brokerage or retirement account through your link and deposits at least $10,000 within 30 days, keeping it there for another 30 days. You can earn up to 10 of these $75 bonuses per year.
OneAZ Credit Union is celebrating 75 years with a referral offer where both the existing member and the newly referred member each get $75 once the new member joins and qualifies.
Open an iThink Financial checking account and set up direct deposits totaling at least $1,000 within 90 days to earn a $75 bonus. The bonus is paid within 60 days after you meet the requirement.
Dedham Savings offers a $50 graduation bonus for new Student Checking clients aged 13 to 24. Open the account and present a graduation diploma or certificate dated after account opening to receive the bonus.
Ephrata National Bank gives new Success Checking customers ages 18 to 25 a $50 opening deposit just for opening the account, as long as they don't already have an ENB checking account. The bonus is credited right away when the account is opened.
Fremont Bank's Platinum Rewards Mastercard offers a one-time $50 cash back bonus when you spend $1,000 in purchases within the first three months of opening the account.
Charles Schwab pays a $50 reward in fractional shares (split across the top 5 S&P 500 stocks) when you open a Starter Kit brokerage account and deposit at least $50 within 30 days.
M&T Bank's refer-a-friend program pays the new customer a $50 Visa reward card for opening a personal checking account and making at least $500 in qualifying direct deposits within 90 days. The referring existing customer also earns $50 per successful referral, up to $500 a year.
Members 1st runs a referral program where an existing member and each new member they refer both earn a $50 Amazon eGift card. The new customer receives $50 for joining through a referral.
North Shore Bank is offering a $50 bonus for students who open a Student Checking account and enroll in the mobile app within 60 days. The $50 is deposited directly into the new checking account.
Oxford Federal Credit Union runs a refer a friend program for checking accounts. When a member refers a friend who opens a new checking account, both the existing member and the new member each get $50.
On Tap Credit Union offers an extra $50 for school supplies when you open a new teen or youth account using promo code YOUTH, plus a one-time $25 or $50 youth rewards bonus. You must make contributions for three consecutive months and, for teen accounts, complete a quiz within 90 days.
Yolo Federal Credit Union gives minors 17 and under a $50 bonus for pairing a youth savings account with a new student checking or Greenlight account. The bonus lands in the youth's S1 savings account within 30 days of opening the qualifying account.
Sentinel Federal Credit Union's refer-a-friend program pays both the existing member and the new member $50 when a referred friend opens an account. A local non-profit also receives a donation as part of the promotion.
E*TRADE advertises up to $1,500 for opening a new brokerage account and funding it with new money within 60 days, using promo code OFFER26. The bonus is tiered by deposit, starting at $50 for $1,000. Larger tiers exist above the headline figure, reaching $10,000, but that one requires $5 million. New money must come from outside E*TRADE.
New Rakuten members earn an extra 10% cash back as a welcome reward when they shop through eligible offers, worth up to an extra $50. Cash back is paid out every three months via PayPal, Bilt points, or check.
Escondido Federal Credit Union pays $50 to both an existing member and a newly referred member once the new member opens an account. The new customer must be eligible for membership and complete account opening to receive their $50.
White Rose Credit Union will give you a $50 bonus when you set up direct deposit of at least $500 per month into a checking account. Just fill out their direct deposit form and submit it to your employer.
Landings Credit Union offers a $50 bonus when you open a new checking account and make your first debit card swipes.
Altra Federal Credit Union offers a $50 cash bonus for new members who open a free checking account and deposit at least $50 within 60 days. The bonus is deposited into the new account within 30 business days of that deposit.
Allegius Credit Union pays existing members $50 for each new family member they refer to open a savings account, up to $150 total. The referred new member can also earn a $250 incentive by opening a Kasasa Cash Back account and meeting monthly transaction requirements for three consecutive months.
Unify's refer-a-friend program pays new members $50 for opening a qualifying checking account with a debit card, plus an extra $25 for using that new debit card. Existing members earn $50 per referral, up to $600 a year for 12 referrals.
Sign up for Gemini through a referral link and both you and your friend earn $50 in crypto. To get your $50, you need to trade $100 within your first 30 days.
Open a new youth savings account with promo code YOUTH50 and deposit at least $50 at account opening to earn a $50 bonus.
Current offers a $30 sign-up bonus for opening a personal checking account and receiving an eligible payroll deposit of $200 or more within 45 days. A separate referral bonus is also available.
Cal-Com FCU gives new Kasasa Tunes checking customers a one-time $30 refund for iTunes, Amazon, or Google Play purchases when they open the account. After that, members can earn up to $15 per month in similar purchase refunds.
Beginnings Credit Union runs a refer-a-friend offer where a member invites someone to open a new checking account. Both the new account holder and the referring member receive a certificate redeemable for a $25 gift card.
Columbine FCU gives teens and young adults with a Youth Checking account a one-time $25 bonus for completing the free GreenPath CheckRight online money management course. You need to already have or open a youth checking account and submit proof you finished the course.
Decatur Postal Credit Union will match your first deposit up to $25 when you open a new share account with the required $10 minimum deposit. Membership is limited to postal and federal employees and their families.
Open a new membership and checking account with MembersAlliance, then add any five of their listed services within 60 days to get a $25 bonus deposited into your account.
New KYC-approved Crypto.com app users can unlock up to four mystery boxes by hitting trading volume milestones within 30 days. Reaching $5,000 in trading volume unlocks a box worth a randomized $25 to $100.
Maui Federal Credit Union's referral program pays new members $25 when they join using an existing member's referral. To get the bonus, new members must open a share account, enroll in eStatements and digital banking, and either set up a recurring deposit or open a share certificate, all within 30 days of joining.
Country Bank gives new Student Checking customers a $25 bonus just for opening the account with a minimum $10 deposit. The account is for account holders 22 or younger and the bonus is credited within five business days.
St. Jean's Credit Union gives new members a $25 membership match when they open a Wired Checking account and sign up for direct deposit. The account must remain open for at least six months or a $25 penalty is charged, and there is no monthly maintenance fee.
Open a Junior Share savings account for your child at St. Thomas FCU and keep a $50 balance for three months to earn a $25 debit card.
inKind's standing deal pays $25 each side after the new member's first $50+ dining purchase, and it's currently doubled on the referrer side: $50 per qualifying referral and $25 to the new member, reported through August 31, 2026. The end date has already moved once this year (a May 10 deadline was extended), so the verification stamp on this entry is doing real work. No reported cap on referral count. The bigger win is combining perks: 5% to 25% back for paying through the app, plus discounted gift cards and occasional Amex/Citi card offers.
Ulster Savings Bank's Smart Start Checking account is designed for students aged 13 to 17 with a parent or guardian as joint owner. Complete a 10 module playlist in the bank's online financial education center and present your certificate when opening the account to get a $25 deposit.
Open a new personal checking account at First Community Bank with no minimum deposit and get a $20 gift deposited into the account. Business checking customers get $50 instead.
Webull gives new users about $20 in fractional NVIDIA shares plus a 30-day Webull Premium trial after a qualifying deposit of $500 or more. A separate offer reimburses up to $100 in transfer fees when you move in $2,000 or more from another broker. The reward is stock, not cash, and its dollar value moves with the share price.
CoastLife Credit Union's RealTunes teen checking account pays a $20 download refund just for opening and funding the account. New members earn it by making at least $20 in iTunes, Amazon, or Google Play purchases with the account's debit card within the first 60 days.
Gemini gives new users $20 in bitcoin for signing up with promo code Newsletter20 and trading at least $100 in crypto within 30 days of account approval. You must complete identity verification to Verified Full Tier to qualify. This is a public promo-code offer through a Gemini partner landing page, not a friend's referral link.
New Kalshi users who sign up with promo code 'covers', deposit at least $10, and transact at least $25 on the predictions product earn a randomized bonus worth between $15 and $500. Most participants receive $15, with small odds of larger rewards up to $500. Bonus credit must be used on the predictions product and expires seven days after it is granted.
SoFi's Claw promotion lets new Active Investing customers win a random amount of stock worth between $15 and $3,000. You need to open a new self-directed brokerage account (not IRA or robo) and fund it with at least $50 within 45 days to play.
New US Coinbase users who make a first single crypto purchase of at least $50 get a bitcoin reward. The amount is random, with most users receiving $10 to $100 and a rare 1% getting $1,000 or $2,000.
New users who sign up for a Crypto.com Exchange account with a referral code and stake CRO can earn a sign-up bonus paid in CRO. The bonus is US$10 worth of CRO for staking 1,000-4,999 CRO, or up to US$50 worth of CRO for staking 5,000 CRO or more.
Gemini gives new customers $10 in bitcoin when they sign up and trade $100 in crypto within 30 days of registration. You must use the offer link at signup to qualify.
Join BeFrugal for free and get a $10 welcome bonus once you shop and earn $10 in cash back within a year of joining. The bonus becomes available for withdrawal 30 to 90 days after your qualifying purchase.
New OnePay Wallet customers can earn $10 cash back by spending $5 or more in-store at Walmart or on walmart.com. The bonus is only available to those who sign up directly for OnePay Wallet and is valid for 90 days after signup.
New Cash App users can earn a $10 bonus by entering a referral code, linking a debit card or bank account, and sending $5 to another Cash App user within 14 days. The bonus pays out within 30 days once all steps are completed.
New Acorns users who sign up through a referring client's invitation link and invest at least $5 in their Acorns Invest account within 14 days receive a one-time $5 bonus in reward shares. The referring client also earns $5 in reward shares for each successful referral.
Mill Town Credit Union gives you $5 when you enroll in eStatements. Sign up for electronic statements to receive the bonus.
Robinhood gives new customers a free stock worth between $5 and $200 for opening and funding their first individual taxable brokerage account. About 99% of people receive the minimum $5 value, and you must link a bank account or debit card to claim it.
Stash gives a $5 bonus for opening a qualifying UGMA/UTMA custodial account. You must complete the account opening steps and keep the account open for the full 90-day period.
Beacon Credit Union pays $5 to teens who open a new Youth Debit Account and complete four setup steps in person, including activating card controls and depositing the $5 check via mobile deposit.
Betterment will boost your Cash Reserve APY by 0.25% for 92 days if you deposit at least $20,000 from an external account into a Betterment investing account within 45 days of enrolling. You must enroll in the offer within 7 days of receiving it and keep the deposited funds in place for the promotional period.
Amazon employees who are new Wealthfront clients can get a +0.50% APY boost on their Cash Account balance for up to 4 months by opening and funding the account through this page. The boost applies to balances up to $250,000.
SoFi Plus members get a 1% cash match on eligible deposits into a taxable SoFi Invest account. To keep the full match you must stay a SoFi Plus member for one year and leave the deposited funds in the account for five years, or the match can be partially or fully clawed back.
M1 offered a 0.5% bonus on assets transferred from an external brokerage account during January, up to $25,000. A minimum transfer of $10,000 was required to qualify.
New clients who open a Wealthfront Cash Account through an existing client's referral link get a 0.75% APY boost on top of the base rate for three months, on balances up to $150,000. The referring client gets the same boost.
Percentage-match economics instead of a flat bonus: Robinhood matches 1% of IRA or brokerage transfers with no cap (the match scales linearly with what you move) and 3% on new IRA contributions with a Gold subscription. The catch is time: matched money has to stay five years, and you must keep Gold a year to get the 3%. Nothing else caps how much you can match, so the five-year hold is the only real question.
Betterment offers a tiered cash reward of up to $2,000 based on the net amount you roll over or deposit into an eligible IRA within your first 60 days after enrolling in the offer. Only external rollovers and deposits count, not internal transfers.
Public will match 1% of the value of assets you transfer into a Public brokerage account with no cap, plus reimburse up to $100 in transfer fees from your old broker. You earn the match by completing an ACAT transfer of your brokerage account into Public and keeping the funds there for the required holding period.
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