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Picatinny Federal Credit Union Basic Checking

$250
sign-up bonus
Checked Aug 4, 20260 field reports
Apply at picacreditunion.comGoes straight to picacreditunion.com
Requirement
Open checking, set up $500/mo direct deposit in 60 days
Fee
No fee stated for checking accounts
Deadline
No published end date
Terms confirmed
Aug 4, 2026

Picatinny Federal Credit Union pays a $250 cash reward when you open a Basic Checking account and set up a recurring direct deposit of at least $500 a month within 60 days. You also need to open a savings account with a $5 minimum deposit, and the checking account must stay open for 6 months.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Picatinny Federal Credit Union Basic Checking bonus

  1. Open a new Picatinny Basic Checking account.
  2. Also open a savings account with a minimum $5 deposit.
  3. Set up a repeating direct deposit of at least $500 a month from an employer, Social Security, or pension.
  4. Initiate the first direct deposit within 60 days of account opening.
  5. Keep the checking account open for 6 months.

The fine print that matters

  • Cash reward is considered interest and will be reported on IRS Form 1099-INT.
  • The $250 cash reward is deposited into the savings account within the first 90 days of account opening.
  • Checking account must remain open for 6 months.
  • Offer subject to approval by the credit union.
  • Cannot be combined with any other offers or promotions.

Verification and reports

Confirmed against picacreditunion.com on Aug 4, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: picacreditunion.com offer page (checked Aug 4, 2026)