Best checking account bonuses
Current checking account sign-up bonuses, ranked by payout. Most ask for a direct deposit, so check that requirement and the deadline before you open one.
Ranked by bonus amount · 8 live
1. Huntington Platinum Perks Checking
Huntington Platinum Perks Checking · Bank
$600
Deposit $25,000 or more in new money within 90 days and keep account open for 90 days
verified today
ends Sep 30
2. Chase Total Checking
Total Checking · Bank
nationwidesoft pull
$400
$1,000 in direct deposits, 90 days
verified 6d ago
ends Oct 14
3. Huntington Perks Checking
Perks Checking · Bank
soft pull
$400
$500 in direct deposits, 90 days
verified yesterday
ends Sep 30
4. SoFi Checking and Savings
Checking and Savings · Bank
nationwidesoft pull
up to $400
$5,000+ in direct deposits within 25 days ($50 at $1,000)
verified today
ends Dec 31
5. BMO Checking
Smart Advantage / Smart Money / Relationship Checking · Bank
soft pull
$400
$4,000 in direct deposits, 90 days
verified 6d ago
ends Sep 8
6. KeyBank Key Smart Checking
Key Smart Checking · Bank
$300
$2,000 in eligible direct deposits within 90 days of account opening
verified today
ends Dec 11
7. TD Bank Beyond Checking
Beyond Checking · Bank
$300
$2,500 in qualifying direct deposits, by 7/30/26
verified today
ends Jul 30
8. Capital One 360 Checking
360 Checking · Bank
nationwideno credit pull
$250
Code CHECKING250 + 2 DDs of $500+, 75 days
verified today
no end date
More best lists: Best savings account bonuses · Best brokerage transfer bonuses · Best travel card welcome bonuses · Best cash-back card bonuses · Best business card welcome bonuses · Biggest cash bonuses right now · Easiest bonuses to earn · Bank bonuses with no direct deposit required · Sign-up bonuses with no hard credit pull · Bank bonuses with no ChexSystems pull · Credit card bonuses not blocked by 5/24 · Nationwide sign-up bonuses · Sign-up bonuses ending soon