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Carolina Trust Rewards+ Checking

$300
sign-up bonus
Checked Aug 24, 20260 field reports
Apply at carolinatrust.orgGoes straight to carolinatrust.org
Requirement
E-statements, login, and 2 of: DD $1,000/mo, 12 debit txns, or loan
Fee
$5.95 monthly fee, waived if qualifiers met, first 2 cycles, or ages 18-24
Deadline
Dec 31, 2026
Terms confirmed
Aug 24, 2026

Open a new Rewards+ Checking account with Carolina Trust and earn a $300 cash bonus. To qualify, meet two monthly requirements, such as direct deposits, debit card purchases, or holding a qualifying loan, each month for 90 days after opening.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Carolina Trust Rewards+ Checking bonus

  1. Open a new Rewards+ checking account between August 1, 2025 and August 31, 2026.
  2. Enroll in e-statements and log into digital banking once per qualification cycle.
  3. Each month for 90 days, meet two qualifying activities: $1,000+ in direct deposits, 12 debit card purchases, or hold a qualifying loan/mortgage.
  4. Keep the account open and in good standing through the qualification period and bonus payout.
  5. Receive the $300 bonus credited within 30 days after the qualification period ends.

The fine print that matters

  • Limited to new Rewards+ checking accounts; existing Rewards+ account holders are not eligible.
  • Only the primary account holder may participate.
  • Consumer accounts only, must be 18 or older.
  • One bonus per individual, account, or SSN regardless of number of accounts opened.
  • Cannot be combined with other consumer deposit promotional offers.
  • Employees, officers, and directors of Carolina Trust are excluded.
  • Bonus may be reported as taxable income; backup withholding may apply.
  • A $5.95 monthly maintenance fee applies if monthly qualifiers are not met, waived for first two statement cycles and for members aged 18-24.

Verification and reports

Confirmed against carolinatrust.org on Aug 24, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

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Sources: carolinatrust.org offer page (checked Aug 24, 2026)