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KeyBank · Bank

KeyBank Key Smart Checking

$300
sign-up bonus
Checked Aug 29, 20260 field reports
Apply at key.comGoes straight to key.com
Requirement
$2,000 in direct deposits within 90 days
Fee
No monthly maintenance fee on Key Smart Checking
Deadline
Dec 11, 2026
Terms confirmed
Aug 29, 2026

Earn a $300 cash bonus when you open a Key Smart Checking account and make $2,000 or more in eligible direct deposits within 90 days.

Eligibility

Available in 15 states
AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the KeyBank Key Smart Checking bonus

  1. Apply through the offer page to open the Key Smart Checking.
  2. Complete the requirement: $2,000 in direct deposits within 90 days.

Verification and reports

Confirmed against key.com on Aug 29, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: key.com offer page (checked Aug 29, 2026)