KeyBankA regional bank across about 15 states that runs recurring checking bonuses on a modest direct-deposit hurdle, currently $300 for $2,000 in direct deposits. The offers rotate promo codes, so the current code is part of the entry.
KeyBank
Bank · 2 live offers, $800 cash
KeyBank has 2 live sign-up bonuses we track, the biggest $500. Every offer below is verified against KeyBank's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.
What counts as a direct deposit
The bank's own definition: Eligible direct deposits are electronic ACH deposits such as payroll, Social Security, pension, or government benefits.
Counts
- Employer payroll over ACH
- Social Security
- Pension and government benefits
Does not count
- Deposits made at a teller
- ATM deposits
- Deposits through the mobile app
Quoted from the bank's page and checked Jul 17, 2026.
Live offers
Key Smart CheckingChecking · 15 states$300Checked Aug 29, 2026Key Select CheckingChecking · Nationwide$500Checked Aug 29, 2026
Common questions
What sign-up bonuses does KeyBank have right now?
KeyBank has 2 live sign-up bonuses, the biggest $500. See the full list above, each verified against KeyBank's own terms.
Does KeyBank use ChexSystems?
Soft pull reported
Does opening a KeyBank account affect my credit?
Soft pull for checking
