Apps & portals
Available now in sign-up bonuses: $1,640 in cash.
Subscribe to this view (RSS)New Raisin customers who enter promo code SUMMER26 and fund an account earn a tiered cash bonus. Depositing $10,000 to $24,999 pays $50, scaling up to $1,000 for deposits of $200,000 or more, with funds held 90 days.
Rakuten gives new members a $50 cash-back bonus (or 5,000 American Express Membership Rewards points) after they join through a referral and spend $50 on qualifying purchases within 90 days. The cash bonus is paid on Rakuten's normal quarterly schedule by check or PayPal.
Baselane pays a $150 cash bonus when you open a new Baselane Banking checking account through an approved partner referral link and deposit at least $500 in new money within 30 days. You must also keep a $500 average balance for 30 days after the deposit requirement is met.
New US Coinbase users who make a first single crypto purchase of at least $50 get a bitcoin reward. The amount is random, with most users receiving $10 to $100 and a rare 1% getting $1,000 or $2,000.
Join BeFrugal for free and get a $10 welcome bonus once you shop and earn $10 in cash back within a year of joining. The bonus becomes available for withdrawal 30 to 90 days after your qualifying purchase.
Rakuten pays $150 cash back when you apply for and are approved for the Bank of America Customized Cash Rewards credit card and keep the account open for at least three months. The bonus is limited to one per Rakuten member account and to new approved cardholders.
New Rakuten members can earn a $100 cash back bonus by signing up where the offer is available, installing the Rakuten browser extension, and making 3 qualifying purchases of $35 or more within 45 days of joining. Purchases on Amazon (aside from Amazon Music) and categories like travel, in-store, and dining do not count toward the bonus.
New KYC-approved Crypto.com app users can unlock up to four mystery boxes by hitting trading volume milestones within 30 days. Reaching $5,000 in trading volume unlocks a box worth a randomized $25 to $100.
Refer a friend to Betterment and once they open and fund an account through your link, you both get a $150 investing bonus plus a boosted 4.00% variable APY on Cash Reserve balances up to $1m for three months.
inKind's standing deal pays $25 each side after the new member's first $50+ dining purchase, and it's currently doubled on the referrer side: $50 per qualifying referral and $25 to the new member, reported through August 31, 2026. The end date has already moved once this year (a May 10 deadline was extended), so the verification stamp on this entry is doing real work. No reported cap on referral count. The bigger win is combining perks: 5% to 25% back for paying through the app, plus discounted gift cards and occasional Amex/Citi card offers.
New Rakuten members earn an extra 10% cash back as a welcome reward when they shop through eligible offers, worth up to an extra $50. Cash back is paid out every three months via PayPal, Bilt points, or check.
Chime is offering up to a $350 sign-up bonus when you open a new Chime checking account and complete the qualifying activities. The bonus is paid as three individual rewards totaling up to $350.
New clients who open a Wealthfront Cash Account through an existing client's referral link get a 0.75% APY boost on top of the base rate for three months, on balances up to $150,000. The referring client gets the same boost.
New OKX users can earn up to $500 in bitcoin by completing four tasks within 7 days of opening an account. You get $10 for verifying your identity, $40 for depositing $100, $100 for depositing and trading $1,000, and $350 for depositing and trading $10,000.
New OnePay Wallet customers can earn $10 cash back by spending $5 or more in-store at Walmart or on walmart.com. The bonus is only available to those who sign up directly for OnePay Wallet and is valid for 90 days after signup.
New Cash App users can earn a $10 bonus by entering a referral code, linking a debit card or bank account, and sending $5 to another Cash App user within 14 days. The bonus pays out within 30 days once all steps are completed.