Rakuten pays $150 cash back when you apply for and are approved for the Bank of America Customized Cash Rewards credit card and keep the account open for at least three months. The bonus is limited to one per Rakuten member account and to new approved cardholders.
Eligibility
Available nationwide
No state restrictions on this offer.
No hard credit pull
Opening this account does not post a hard inquiry.
How to get the Rakuten BofA Customized Cash Rewards bonus
- Apply for the Bank of America Customized Cash Rewards credit card through Rakuten.
- Get approved for the new card.
- Keep the account open for at least 3 months after approval.
The fine print that matters
- Cash back provided by Rakuten, not Bank of America.
- Only available for new, approved cardholders.
- Only one cash back bonus per Rakuten member account.
- U.S. residents only.
- Cash back added to your Rakuten account within a few months.
Verification and reports
Confirmed against rakuten.com on Aug 18, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: rakuten.com offer page (checked Aug 18, 2026)
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