Rakuten

Cashback portal · 6 live offers, $550 cash

Rakuten has 6 live sign-up bonuses we track, the biggest $150. Every offer below is verified against Rakuten's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.

The largest cashback portal, with 3,500+ retailers and quarterly payouts. Power users can route earnings to Amex Membership Rewards or Bilt points instead of cash. Its referral program is at a best-ever level whose end date keeps moving, so the entry ships with whatever the official page says on verification day.

Live offers

New Member BonusCashback portal · Referral bonus$50Checked Aug 17, 2026 BofA Customized Cash RewardsCashback portal$150Checked Aug 18, 2026 RewardsCashback portal$100Checked Aug 18, 2026 High-Rate CheckingChecking · Nationwide$100Checked Aug 25, 2026 American Express CardCash-back card · No annual fee$100Checked Aug 26, 2026 Cash BackCashback portal$50Checked Aug 29, 2026

Common questions

What sign-up bonuses does Rakuten have right now?

Rakuten has 6 live sign-up bonuses, the biggest $150. See the full list above, each verified against Rakuten's own terms.

Does Rakuten use ChexSystems?

Not applicable

Does opening a Rakuten account affect my credit?

None

How Rakuten bonuses have moved

Every tracked figure below is flat or down on its previous level. Each row shows where the current figure sits against its own history, not against any other institution.

Cash Back

now $50