Jovia Financial Credit Union is offering a $150 cash bonus for opening a new first-time checking account and setting up qualifying direct deposits. To earn it you need a recurring direct deposit of at least $500 that posts three times within 90 days, plus enrollment in online banking and paperless statements.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Jovia Checking Account bonus
- Open a new first-time Jovia checking account (Go Green or Carefree Checking).
- Set up a recurring direct deposit of at least $500.
- Have the direct deposit credit the account three times within 90 days of opening.
- Sign up for online and mobile banking and enroll in paperless statements.
The fine print that matters
- Offer available only for new, first-time Go Green and Carefree checking accounts.
- Members with current or prior checking accounts are not eligible.
- Person-to-person transfers, check deposits, external bank ACH transfers, or apps like PayPal, Zelle, or Venmo do not qualify as direct deposit.
- Cash bonus is reported as income on IRS Form 1099-INT.
- Employees, volunteers, and affiliates of Jovia and their immediate families are not eligible.
- Existing accounts and submitted applications do not qualify for promotional offers.
Verification and reports
Confirmed against jovia.org on Jul 30, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: jovia.org offer page (checked Jul 30, 2026)
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