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Monterra Credit Union Premium Checking

$150
sign-up bonus
Limited reportsConfirmed Jul 30, 2026 · 0 field reports
Apply at monterra.orgGoes straight to monterra.org
Requirement
DD/ACH + 10 card purchases in month after opening
Fee
No monthly maintenance fee
Deadline
No published end date
Terms confirmed
Jul 30, 2026

Monterra Credit Union is offering a $150 bonus for opening a new Premium Checking account. To earn it, set up direct deposit, payroll deposit, or an ACH transfer and make 10 or more card purchases along with enrolling in eStatements in the month after opening.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Monterra Credit Union Premium Checking bonus

  1. Open a new Premium Checking account with Monterra Credit Union.
  2. In the month following account opening, set up direct deposit, payroll deposit, or an ACH transfer.
  3. Make 10 or more debit or credit card purchases that same month.
  4. Enroll in eStatements.

The fine print that matters

  • Continue meeting the same monthly requirements to keep earning 3.50% APY on checking balance.
  • Terms, conditions, and eligibility requirements apply.
  • No monthly maintenance fee.

Verification and reports

Confirmed against monterra.org on Jul 30, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: monterra.org offer page (checked Jul 30, 2026)