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Commerce Bank · Bank

Commerce Bank Checking

$100
sign-up bonus
Checked Aug 17, 20260 field reports
Apply at commercebank.com ↗Goes straight to commercebank.com
Requirement
Open and use a new Commerce checking account via referral
Fee
Not stated on this page
Deadline
No published end date
Terms confirmed
Aug 17, 2026
Ranked in:#71Bank bonuses with no direct deposit required#138Nationwide sign-up bonuses#152Best checking account bonuses#164Sign-up bonuses with no hard credit pull

Commerce Bank's refer-a-friend program pays the existing customer a $100 Visa Reward Card, and the new customer who signs up through the referral gets a Visa Reward Card worth at least $200 after opening and using a new checking account. Rewards are capped at $1,000 in Visa Reward Cards per person per calendar year.

Referral-gated. This bonus requires signing up through an existing member's referral link. Dealaka links only the official program page and never inserts its own referral link. See the method.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
Requires a referral link
You sign up through an existing member's referral link.

How to get the Commerce Bank Checking bonus

  1. Get a referral link from an existing Commerce Bank customer.
  2. Open a new Commerce personal checking account using that referral.
  3. Use the new account to meet the program's qualifications.
  4. Receive a Visa Reward Card once qualifications are met.

The fine print that matters

  • The referrer receives a $100 Visa Reward Card and the referred person receives a Visa Reward Card worth at least $200.
  • Maximum $1,000 in Visa Reward Cards per person, per calendar year.
  • Terms and conditions apply.
  • Limited time offer.

Verification and reports

Confirmed against commercebank.com on Aug 17, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: commercebank.com offer page (checked Aug 17, 2026)

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