Bank bonuses with no direct deposit required
Bank bonuses you can earn without setting up a direct deposit. The requirement is a minimum deposit, a debit-card spend, or a promo code instead.
Banner Bank pays up to $1,000 in combined bonuses when a business opens both a new checking and a new high yield relationship savings account, deposits $10,000 into checking and $25,000 into savings within 60 days, and keeps those balances for another 90 days.
Open a new MyMoney checking account in August with at least a $25 deposit and Deerwood Bank will deposit a $25 bonus into the account. The offer is limited to new MyMoney accounts, one bonus per customer.
Copper State Credit Union will deposit $75 into a new teen checking account opened between July 1 and August 31, 2026. The teen must have a savings account to meet membership guidelines and make a minimum $25 opening deposit.
New Forbright Bank customers who open a Growth Savings account get a 0.30% APY boost on the standard 3.85% rate, for up to 4.15% APY. You need to reach a one-time minimum balance of $1,000 by August 31, 2026, and the boost applies through December 31, 2026.
Grasshopper Bank offers a $300 sign-on bonus for opening an Innovator Business Checking account with promo code NW300. To earn it, fund the account with at least $10,000 within 30 days and maintain that average daily balance for the following 90-day period.
BECU's refer-a-friend promotion pays a new member $100 and the referring member $190 when the referred friend opens a checking and savings account with the promo code and referral code, completes 10 transactions within 30 days, and keeps the accounts open and in good standing for 90 days.
HSBC will pay up to $5,000 to new customers who open a Premier checking account and fund it with qualifying deposits or investments. The bonus tier depends on how much you deposit, ranging from $1,500 for $150,000 to $5,000 for $1,000,000 or more, and you must maintain that balance for three full months after opening.
New Raisin customers can earn up to $1,200 by depositing $200,000 or more with a partner bank and setting up recurring deposits totaling $2,000 or more within 90 days. Smaller deposit amounts qualify for smaller bonuses, starting at $50 for a $10,000 deposit.
Banner Bank pays $500 for opening a new business checking account. You deposit $10,000 within 60 days and keep that balance for another 90 days. Opening checking and savings together is a separate, larger offer.
Open a new Bask Mileage Savings account between June 1 and August 31, 2026 and fund it within 15 business days. Keep at least $50,000 in the account for 90 of the first 120 days to earn 20,000 American Airlines AAdvantage bonus miles.
Texas Capital Bank splits this $200 into a one-time $50 welcome bonus for depositing $1,500, plus three $50 activity bonuses. Each activity bonus needs both five debit purchases totaling $300 and a $2,500 average monthly balance, in three separate statement periods. Only the $50 welcome bonus is easy to earn.
Open a new BMO business checking account between May 1 and August 31, 2026 and keep a balance of $100,000 or more through day 90 to earn a $1,500 cash bonus. Lower tiers pay $400, $750, or $1,000 depending on the balance maintained.
Truity Credit Union is offering a $100 bonus for opening a new checking account. You must be a new checking customer and use the promo code 100NEWCK26 when you apply.
New Raisin customers who deposit and maintain funds with partner banks can earn a tiered cash bonus. Depositing $200,000 or more and keeping it for 90 days earns the top $1,000 bonus when you use code SUMMER26 at sign-up.
Open a new Wells Fargo business checking account and deposit $25,000 or more within 30 days to earn an $825 bonus. You must maintain that balance through day 60 and complete at least 5 qualifying transactions during the 60-day period.
Open a new U.S. Bank Platinum Business Checking account and deposit at least $25,000 in new money within 30 days to earn a $1,200 bonus. You must keep that balance for 60 days and complete six qualifying transactions to get paid.
Open a new U.S. Bank Business Essentials checking account and deposit at least $5,000 in new money within 30 days. Keep that balance for 60 days and complete six qualifying transactions to earn a $400 bonus.
Community Bank & Trust pays a $250 refer-a-friend bonus when you invite a friend to open a checking account. The new client must open the account and meet all new-account bonus requirements including 15 qualifying debit transactions and $500 in direct deposits each cycle over 90 days.
E*TRADE's Premium Savings account pays a 4.00% APY boost for the first 6 months on new accounts opened by September 30, 2026, then reverts to its variable base rate of 3.50%. There is no monthly fee and no minimum balance.
New members can earn up to $750 by opening a Reward Checking account and a qualifying loan or Visa credit card of at least $5,000, then meeting Reward Checking qualifications three times within five months. Existing members can earn a smaller $450 or $300 bonus depending on which product they already have.
Open a qualifying checking account at Midland States Bank using promo code BANKGIFT and you'll get a $25 eGift card, or $100 if you open the account between August 22 and 28, 2026. The gift card is sent electronically within two business days of account opening, and the minimum opening deposit required is $50.
Seacoast Bank pays a tiered bonus on a new business checking account: $300 for a $5,000 deposit plus 10 qualifying electronic payments, or $600 for a $10,000 deposit plus 15 payments. The deposit must be held for 90 days and the payments completed within 90 days.
Open a new Banner Bank savings account with promo code 2026dp and deposit new money to earn a bonus. Deposit $5,000 within 60 days and keep it for 90 days to get $250, or deposit $25,000 into a High Yield Relationship Savings account to get $500.
Equity Bank is offering a $1000 bonus for opening a new business checking account. You need to fund the account, deposit at least $20,000 in new money within 60 days, and activate the debit card to qualify.
S&T Bank pays up to $600 for opening new personal accounts. You can earn $350 by opening a Preferred Banking checking account and making two $500 direct deposits within 90 days, plus another $250 for funding a new Preferred Savings account with $10,000 in new money.
Open a BreakFree Checking Plus or Direct Checking Plus account in person with at least $25 and complete 25 debit transactions plus two direct or mobile deposits of $200 or more within 60 days to earn a $400 bonus. The bonus is paid within 75 days of opening the account.
New members can earn $100 by opening a Peninsula Shores Rewards Checking account and completing the qualifying activities. The offer runs from May 1 through September 30, 2026 and is limited to new member accounts.
Radifi Credit Union is offering a $50 bonus for opening a new Teen Checking account for a 13 to 17 year old. To earn it the teen needs to enroll in digital banking, make at least five debit card purchases within 60 days, and keep the account open and in good standing for 90 consecutive days.
BMI Federal Credit Union pays a $100 cash bonus for opening a new Free Checking account with promo code ADD26. You need a $20 opening deposit and 30 debit card purchases of at least $5 each within 90 days. The bonus is deposited into your savings account within 10 business days after the qualifications are met.
M&T is offering up to a $1,500 cash bonus for opening a new Business Premium Checking account by September 30, 2026 with promo code BW. The exact bonus depends on your average ledger balance in the third full month, with $1,500 requiring a balance of $100,000 or more.
E*TRADE's Premium Savings Account, offered through Morgan Stanley Private Bank, pays a $400 cash bonus and a boosted 4.00% APY for 6 months to new account holders. You need to open the account with promo code SAVING26 by September 30, 2026, deposit at least $20,000 in new money within 30 days, and maintain that balance for 45 more days to get the bonus.
Banner Bank offers up to a $500 bonus for opening a new Business High Yield Relationship Savings account. Deposit at least $25,000 in new money within 60 days and keep that balance for 90 days to get the bonus paid within 30 days.
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account by September 30, 2026 and keep an average ledger balance of at least $30,000 for each of the first three statement cycles to earn a $1,000 cash reward.
Huntington Bank offers a $600 bonus when you open a new Platinum Perks Checking account, deposit $25,000 or more in new money within 90 days, and maintain the account for 90 days.
Associated Bank will pay up to $750 to new business customers who open a Business Choice Checking account. Deposit $20,000 in new money within 30 days and keep that balance through day 90 to get the full bonus, paid within 120 days.
Redstone Federal Credit Union advertises a $475 summer new membership promotion running June 2 through October 3, 2026. New members who open an account and meet the promotion requirements can earn the bonus.
Wells Fargo is offering a $125 cash bonus for opening a new Clear Access Banking account. To earn it you need to make 10 or more qualifying posted transactions, like debit card purchases, Zelle transfers, or bill pay, within 60 days of opening the account.
Chase Private Client Checking pays up to $3,000 for opening or upgrading the account and bringing in new money. To get the top $3,000 tier you need to transfer $500,000 or more in new money within 45 days of enrollment and keep it there for 90 days.
Chase pays $125 when a parent or guardian opens a High School Checking account in branch with their 13 to 17 year old and the teen completes 5 qualifying transactions within 60 days. The bonus lands in the teen's account within 15 days of meeting the requirement.
Chase is offering new customers $175 for opening a Chase Secure Banking account and completing 10 qualifying transactions within 60 days. The bonus lands in the account within 15 days after the requirement is met, and the account must stay open to receive it.
Huntington is offering new business checking customers up to $1,000 for opening an Unlimited Plus Business Checking account and depositing at least $20,000 in new money within 30 days, then keeping that balance for 60 more days. A smaller $400 bonus is available for Unlimited Business Checking with a $5,000 deposit within 60 days. The account must stay open for 90 days total to receive the payout.
Chase pays a tiered bonus on a new Business Complete Checking account: $400 for $2,000 in new money or $500 for $10,000, plus 5 qualifying transactions in 90 days. No direct deposit is required. A sole proprietorship can apply with your own name and SSN.
New BECU members can earn a $150 bonus by opening a checking account along with a savings account using promo code TRIDENTSUP by October 31, 2026. You need to complete 10 or more qualifying transactions within the first 30 days and keep the accounts open for at least 90 days to get the bonus.
Bank of Colorado is offering a $750 bonus to new business customers who open a qualifying business checking account and mention promo code 750. To earn it you need at least $5,000 in ACH deposits or 15 or more debit card purchases within 90 days, and the bonus is paid into the account 90 days after opening.
Open a new Hometown Checking Plus or Premium account at First Commonwealth Bank and get a $400 bonus. You need to make 10 qualifying debit card purchases and deposit at least $2,000 within 60 days of opening.
Ameriprise Bank pays a tiered bonus up to $1,000 for opening a new savings account and funding it. You need to deposit at least $25,000 within 30 days of opening and keep that balance for 90 days to qualify, with larger deposits earning a bigger bonus.
Found is offering a $100 bonus to new business checking customers. Sign up through this page or with code REVENUED100 and deposit a total of $2,000 into your new Found account within 60 days of opening it to unlock the bonus.
Red Canoe Credit Union will give new members $150 for opening a checking account and completing 10 qualifying transactions within 45 days, after enrolling in eStatements. The bonus is deposited automatically once those requirements are met.
Yolo Federal Credit Union gives minors 17 and under a $50 bonus for pairing a youth savings account with a new student checking or Greenlight account. The bonus lands in the youth's S1 savings account within 30 days of opening the qualifying account.
BOK Financial is offering Colorado businesses up to $1,500 for opening a new Business Advantage Checking account. To get the full $1,500 you need to deposit at least $100,000 in new money within 30 days and keep an average daily balance of $100,000 for the following 60 days.
Valley Strong is offering new business checking customers up to $750 in value through 3 months of free treasury management services plus a free first order of business checks. To qualify you must open a new business checking account with at least $100 and enroll in business online banking for treasury management.
Wescom's refer-a-friend promotion pays both the existing member and the new member up to $200 total. The new member earns $50 for opening a checking account with a $100 deposit using promo code RAF, another $50 for reaching Signature Membership within three months, and an additional $100 for reaching Platinum Signature Membership in that same period.
First Merchants Bank pays a $600 bonus when you open a new Prosper Plus Checking account, deposit at least $25,000 within 7 days, and maintain that $25,000 daily balance through day 90. The bonus posts to your account in the sixth month after opening.
Walden Savings Bank offers up to $1,000 for opening a new business checking account and funding it with new money. The top $1,000 tier requires depositing $100,000 or more in new money, enrolling in online/mobile banking, and completing 5 qualifying transactions within 90 days.
Open a new First Merchants basic business checking account and deposit at least $15,000 within 7 days to earn a $750 bonus, or deposit at least $5,000 to earn $300. The bonus is credited in the sixth month after account opening.
New Percapita Cash account customers among the first 7,000 to sign up can earn $25 for each month they spend at least $300 on their Percapita debit card, for up to a year. Opening a Goals account within 30 days of the Cash account adds a one-time $10 bonus.
Open a new youth savings account with promo code YOUTH50 and deposit at least $50 at account opening to earn a $50 bonus.
Axos will pay up to $600 to new business customers who open both a Basic Business Checking and Business Premium Savings account together using promo code SBB600. You earn $100 per statement cycle, for up to 6 cycles, by depositing at least $1,000 into checking, making two debit purchases of $50 or more, and keeping minimum balances of $1,500 in checking and $50,000 in savings.
Axos Bank pays new business owners up to $200 for opening a Basic Business Checking account with promo code START200. You earn $50 for each of up to four statement cycles in which you keep an average daily balance of at least $3,000.
Firstrust's Eagles FirstPay Premier checking account gives new customers 15,000 bonus reward points for making at least $1,000 in debit card purchases within 60 days of opening the account. Points are redeemable through the RedZone Rewards programme, and the regular FirstPay account earns 10,000 on the same terms.
Hancock Whitney will pay $500 when you open a new business checking account with the promo code and deposit at least $5,000 within 90 days. The bonus lands in your account within about 135 days of opening as long as the account stays open with a positive balance.
Open a new Truist Simple or Dynamic Business Checking account and earn up to $800 on a tiered deposit: $400 for $2,500 or $800 for $10,000, deposited within 30 days and held through day 90.
Lindale School District employees who are new Altra members can earn $150 by opening a free A+ Checking or A+ Platinum account and completing 10 debit card transactions within 30 days. Enter promo code LISD_A+150 at account opening.
Join Ascent Credit Union as a new member and get $100 deposited into your account after meeting transaction requirements. The bonus is paid 6 to 8 weeks after opening and is limited to those who haven't been a primary account owner in the past 24 months.
Atlantic Union Bank offers up to an $800 cash bonus when you open a new personal checking account and meet qualifying activities. The exact bonus depends on the activities you complete.
Betterment will boost your Cash Reserve APY by 0.25% for 92 days if you deposit at least $20,000 from an external account into a Betterment investing account within 45 days of enrolling. You must enroll in the offer within 7 days of receiving it and keep the deposited funds in place for the promotional period.
Beginnings Credit Union runs a refer-a-friend offer where a member invites someone to open a new checking account. Both the new account holder and the referring member receive a certificate redeemable for a $25 gift card.
Citi advertises a $325 bonus for opening an eligible new checking account and completing required activities. That figure and that wording are what Citi states on its public pages. The detailed qualifying activities, deposit thresholds, and payout timing render only inside Citi's own offer pages, so read the terms there before opening.
Dedham Savings offers a $50 graduation bonus for new Student Checking clients aged 13 to 24. Open the account and present a graduation diploma or certificate dated after account opening to receive the bonus.
Columbine FCU gives teens and young adults with a Youth Checking account a one-time $25 bonus for completing the free GreenPath CheckRight online money management course. You need to already have or open a youth checking account and submit proof you finished the course.
Commerce Bank's refer-a-friend program pays the existing customer a $100 Visa Reward Card, and the new customer who signs up through the referral gets a Visa Reward Card worth at least $200 after opening and using a new checking account. Rewards are capped at $1,000 in Visa Reward Cards per person per calendar year.
Embold Credit Union pays $250 when you refinance an auto loan of $15,000 or more from another financial institution. Embold also covers the refinance fees.
Ephrata National Bank gives new Success Checking customers ages 18 to 25 a $50 opening deposit just for opening the account, as long as they don't already have an ENB checking account. The bonus is credited right away when the account is opened.
Clearview FCU is offering $412 to new members who open an Absolute Checking account with promo code 412. To earn it you need to sign up for digital banking and eStatements, make four debit card transactions within 60 days, and electronically deposit $412 or more within 60 days of opening the account.
Decatur Postal Credit Union will match your first deposit up to $25 when you open a new share account with the required $10 minimum deposit. Membership is limited to postal and federal employees and their families.
ECU Credit Union is offering up to $350 for opening a new Preferred Checking account. To earn the top $350 bonus you need to deposit at least $5,000 in qualifying electronic deposits within 90 days, along with enrolling in online banking and completing required debit transactions.
Open a new personal checking account at First Community Bank with no minimum deposit and get a $20 gift deposited into the account. Business checking customers get $50 instead.
Refinance your auto loan with Franklin Trust and earn cash back. You get $100 back on refinances of $10,000 or more, or $200 back on refinances of $20,000 or more.
GECU offers up to $350 for using the debit card round-up feature on your checking account. The exact amount depends on your round-up activity.
Chase pays a tiered bonus on a new Chase Savings account: $100 for $5,000 in new money or $200 for $10,000, deposited within 20 days and held for 90 days. New money must come from outside Chase.
Open a new Horizon Credit Union checking account with promo code GET200 and get $200. To earn it you need to deposit at least $250 within 5 business days, make 15 debit card transactions and sign up for e-statements, all within 60 days of opening the account.
Trustmark pays a $100 bonus when you open a new student checking account. It rewards students starting their financial journey.
Resound Credit Union is offering a $150 bonus for opening a new teen #FYB account with a $50 opening deposit. The promotion runs until September 30.
First National Bank offers a $100 bonus to new residents who open a checking account at its Valley Junction branch in West Des Moines, Iowa. You just need to open the account there and reach out by phone, email, or in person to claim the deposit.
Community First Credit Union pays $200 to new members who open a checking account with the code FREECHECK. You need $5 to open, at least $1,000 in deposits, and 10 qualifying debit card transactions within the first 90 days. The bonus lands in the account on day 91 to 97, and there is no minimum balance or monthly maintenance fee.
Partner Colorado Credit Union pays a $250 bonus when you open a new business checking account.
Open a new Straight4ward Rewards Checking account at 4Front Credit Union and meet the monthly qualifying criteria for three consecutive months to earn a $400 bonus. The payout lands in your Prime Share savings account on the first business day of the fourth month.
TruNorth Bank offers a $300 account bonus when you open a free Get Real Checking account. Additional terms apply per the offer asterisk.
Members 1st runs a referral program where an existing member and each new member they refer both earn a $50 Amazon eGift card. The new customer receives $50 for joining through a referral.
Open a new membership and checking account with MembersAlliance, then add any five of their listed services within 60 days to get a $25 bonus deposited into your account.
Mill Town Credit Union gives you $5 when you enroll in eStatements. Sign up for electronic statements to receive the bonus.
MidFlorida Credit Union offers $300 for opening a new Free Business Checking account with a $100 minimum deposit. To earn it you need to enroll in online banking, make at least $5,000 in deposits in two of the first six months, and complete five qualifying transactions within 60 days, with the bonus paid within two weeks of meeting all requirements.
North Shore Bank is offering a $50 bonus for students who open a Student Checking account and enroll in the mobile app within 60 days. The $50 is deposited directly into the new checking account.
North State Bank offers a $200 account opening bonus for opening a Performance Checking 2.0 account. The account requires a $100 opening deposit.
Reynolds and Reynolds associates can earn up to $250 from myUSA Credit Union by completing qualifying actions worth $50 each, including opening a checking account, setting up direct deposit, opening a credit card, and refinancing or opening loans. Bonuses are deposited into savings within 30 days of each qualifying action.
Bellco Credit Union offers students $100 for opening a free student checking account. The page does not detail the exact qualifying requirements.
OneAZ Credit Union is celebrating 75 years with a referral offer where both the existing member and the newly referred member each get $75 once the new member joins and qualifies.
Oxford Federal Credit Union runs a refer a friend program for checking accounts. When a member refers a friend who opens a new checking account, both the existing member and the new member each get $50.
On Tap Credit Union offers an extra $50 for school supplies when you open a new teen or youth account using promo code YOUTH, plus a one-time $25 or $50 youth rewards bonus. You must make contributions for three consecutive months and, for teen accounts, complete a quiz within 90 days.
Open a new DuPage Credit Union High-Yield Checking account and earn a $200 welcome reward. To qualify, enroll in eStatements and spend at least $1,200 per billing cycle on a DuPage Visa credit card during the third full month after opening.
Wintrust offers up to a $500 bonus for opening a new Total Access Checking account. You earn $300 with $500 in monthly direct deposits or $500 with $2,000 in monthly direct deposits, after enrolling in online banking and e-statements.
Sentinel Federal Credit Union's refer-a-friend program pays both the existing member and the new member $50 when a referred friend opens an account. A local non-profit also receives a donation as part of the promotion.
GreenState is doubling its refer-a-friend bonus for a limited time. When a friend opens a new and active checking account through a referral, both you and the friend each earn $100.
Amazon employees who are new Wealthfront clients can get a +0.50% APY boost on their Cash Account balance for up to 4 months by opening and funding the account through this page. The boost applies to balances up to $250,000.
Current offers a $30 sign-up bonus for opening a personal checking account and receiving an eligible payroll deposit of $200 or more within 45 days. A separate referral bonus is also available.
Maui Federal Credit Union's referral program pays new members $25 when they join using an existing member's referral. To get the bonus, new members must open a share account, enroll in eStatements and digital banking, and either set up a recurring deposit or open a share certificate, all within 30 days of joining.
New customers who open a TD Complete Checking account and complete the qualifying activities can earn a $200 bonus. TD Beyond Checking offers a separate $300 bonus with qualifying activities.
Country Bank gives new Student Checking customers a $25 bonus just for opening the account with a minimum $10 deposit. The account is for account holders 22 or younger and the bonus is credited within five business days.
Alpena Alcona Area Credit Union will deposit $250 into a new 7-month certificate earning 6.00% APY when you become a member. You can join by applying online or visiting a branch.
Open a Junior Share savings account for your child at St. Thomas FCU and keep a $50 balance for three months to earn a $25 debit card.
TBK Bank offers up to $275 when you open and use a new Aim Checking account. A separate Launch Checking account earns up to $50 in bonuses.
1st United Credit Union offers a $200 bonus for opening a Checking Plus account. The account adds perks like cell phone and identity protection on top of everyday banking.
Ulster Savings Bank's Smart Start Checking account is designed for students aged 13 to 17 with a parent or guardian as joint owner. Complete a 10 module playlist in the bank's online financial education center and present your certificate when opening the account to get a $25 deposit.
Escondido Federal Credit Union pays $50 to both an existing member and a newly referred member once the new member opens an account. The new customer must be eligible for membership and complete account opening to receive their $50.
bankESB offers a $300 bonus when you open a free Get Real Checking account. The page does not spell out the full qualifying requirements.
WEOKIE Federal Credit Union pays $200 cash when you open a new Ultimate with Bazing Checking account and meet the qualifying requirements.
Beacon Credit Union pays $5 to teens who open a new Youth Debit Account and complete four setup steps in person, including activating card controls and depositing the $5 check via mobile deposit.
Compass Credit Union will match your opening deposit on a new HSA checking account with a $100 bonus. You need to qualify for the account and make the minimum $100 opening deposit to get the match.
Capital One pays up to a $1,500 bonus for opening a new 360 Performance Savings account with promo code BONUS1500. You need to deposit $100,000 in new money within 15 days and keep it for 90 days to earn the top tier, with smaller bonuses for $20,000 and $50,000 deposits.
In celebration of its 65th anniversary, Aerospace Federal Credit Union is offering new members up to $130 for joining AFCU in 2026. The exact requirements to earn the full amount are not detailed on this page.
Westmark Credit Union offers $150 in cash for opening a new checking account. You get $25 immediately, another $25 for completing 15 debit transactions within 90 days, and $100 more if you deposit at least $1,000 and complete those 15 transactions within 90 days.
Axos Bank pays both an existing customer and a referred friend up to $100 when the friend opens an eligible Axos One, Axos Checking, or Summit Savings account using the referral link and meets the funding or direct deposit requirement for that account. The reward is deposited into both parties' accounts within 21 days after the friend satisfies the promotion's conditions.
A referred new member who opens a savings account and then a Kasasa Cash Back account gets a $250 one-time cash bonus. They must meet the account's monthly qualifications for three consecutive months to earn it.
Bank of Hawaii is offering up to $300 for opening a new Bonus Rate Savings account. To get the top tier, deposit at least $20,000 within 30 days and keep that balance for the next 60 days, and the bonus is credited to your account within 30 days of qualifying.
BECU is running a referral bonus for its 90th anniversary. An existing member who refers a friend gets $190, and the new friend who joins gets $100.
North Star Credit Union pays businesses that open a new business checking account and fund it. Deposit $500 to get $50 or deposit $1,000 to get $100.
Alliant will pay you $100 if you deposit at least $100 into a new Ultimate Opportunity Savings account every month for 12 consecutive months. The bonus is paid after you complete the full 12 month streak.
New or existing Brex customers can earn 10,000 bonus points by opening a Brex Business Account and spending at least $3,000 on their Brex card within the first 90 days. Points are typically credited within 30 days after the 90-day earning period ends.
Air Academy Credit Union will pay up to $1,000 to businesses that open a new business checking account. You earn $1,000 by depositing $25,000 within 30 days and keeping that average daily balance for 60 days, or $500 for a $5,000 deposit and balance.
Open a new eligible Citigold checking account and earn up to $1,500 in cash after completing the required activities. The exact bonus depends on the balances you fund and maintain.
SouthState Bank offers a $400 bonus for opening a new business checking account and meeting the qualifying activity. The account can be opened online.
Landings Credit Union offers a $50 bonus when you open a new checking account and make your first debit card swipes.
Altra Federal Credit Union offers a $50 cash bonus for new members who open a free checking account and deposit at least $50 within 60 days. The bonus is deposited into the new account within 30 business days of that deposit.
Cal-Com FCU gives new Kasasa Tunes checking customers a one-time $30 refund for iTunes, Amazon, or Google Play purchases when they open the account. After that, members can earn up to $15 per month in similar purchase refunds.
Allegius Credit Union pays existing members $50 for each new family member they refer to open a savings account, up to $150 total. The referred new member can also earn a $250 incentive by opening a Kasasa Cash Back account and meeting monthly transaction requirements for three consecutive months.
CoastLife Credit Union's RealTunes teen checking account pays a $20 download refund just for opening and funding the account. New members earn it by making at least $20 in iTunes, Amazon, or Google Play purchases with the account's debit card within the first 60 days.
Holyoke Credit Union offers a $300 cash bonus for opening a SimplyFree Checking account and meeting the qualifying requirements. The exact requirements are not detailed on this page.
ACNB Bank pays up to $3,000 to businesses that open a new free business checking account and meet activity requirements. To get the full $3,000 you need to enroll in online banking and eDocuments, make 10 debit card transactions of at least $75 each within 60 days, and keep an average balance of $50,000 or more for the following three months.
Unify's refer-a-friend program pays new members $50 for opening a qualifying checking account with a debit card, plus an extra $25 for using that new debit card. Existing members earn $50 per referral, up to $600 a year for 12 referrals.
Stanford FCU offers new members up to $625 in total bonuses, with the largest single reward being $500 for opening a spending account and maintaining $2,500 in monthly direct deposits plus $1,000 in monthly card spending for three consecutive months. Smaller bonuses are available for other actions like applying for a credit card or enrolling in estatements.
New business checking clients who open a qualifying Bank of America Business Advantage checking account can earn a cash bonus of up to $2,500 after meeting the requirements. The actual bonus depends on the qualifying tier.
WaterStone Bank pays $700 on a new business checking account that keeps an average balance of $50,000 or more through the third full statement cycle. Smaller balances earn less on a ladder that starts at $300 for $5,000, and enrolling in services such as positive pay adds another $125 to $150, which is how the page reaches the up to $1,000 it advertises. You also need at least 10 transactions in 90 days.
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