Ameriprise Bank pays a tiered bonus up to $1,000 for opening a new savings account and funding it. You need to deposit at least $25,000 within 30 days of opening and keep that balance for 90 days to qualify, with larger deposits earning a bigger bonus.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Ameriprise Savings Account bonus
- Open a new Ameriprise Bank savings account between July 1, 2026 and December 29, 2026.
- Make eligible deposits totaling $25,000 or more within 30 calendar days of account opening.
- Maintain that qualifying balance for 90 calendar days.
- Bonus amount is tiered based on deposit amount, up to $1,000 for $100,000 or more.
The fine print that matters
- Deposits of $25,000-$49,999.99 earn $350, $50,000-$99,999.99 earn $650, and $100,000 or more earns $1,000.
- Account opening must occur between July 1, 2026 and December 29, 2026.
- Minimum deposit to open the account is $100.
- Accounts are subject to approval and other terms and conditions apply.
- No monthly maintenance fee, but fees could reduce earnings.
- Withdrawal/transfer limits apply: six per monthly statement cycle before fees or account restrictions kick in.
- See full terms and conditions for complete offer details.
Verification and reports
Confirmed against ameriprise.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: ameriprise.com offer page (checked Jul 19, 2026)
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