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Ameriprise · Bank

Ameriprise Bank Checking Account

$1,400
sign-up bonus
Limited reportsConfirmed Jul 20, 2026 · 0 field reports
Apply at ameriprise.comGoes straight to ameriprise.com
Requirement
$1,500+ direct deposit within 90 days of opening
Fee
No monthly maintenance or overdraft fees
Deadline
Dec 29, 2026
Terms confirmed
Jul 20, 2026

Open a new Ameriprise Bank checking account and set up at least $1,500 in direct deposits within 90 days to earn up to a $1,400 bonus. The account must be opened between July 1 and December 29, 2026.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Ameriprise Bank Checking Account bonus

  1. Open a new Ameriprise Bank checking account between July 1, 2026 and December 29, 2026.
  2. Set up qualifying direct deposits totaling $1,500 or more within 90 days of account opening.
  3. Maintain the account and qualifying activity to receive the bonus.

The fine print that matters

  • Offer requires opening the account between July 1, 2026 and December 29, 2026.
  • Direct deposits of at least $1,500 must post within 90 calendar days of account opening.
  • Terms, conditions, fees and features of the account may change; see full terms and conditions.
  • Ameriprise Bank checking accounts are subject to approval.

Verification and reports

Confirmed against ameriprise.com on Jul 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: ameriprise.com offer page (checked Jul 20, 2026)