Capital One pays up to a $1,500 bonus for opening a new 360 Performance Savings account with promo code BONUS1500. You need to deposit $100,000 in new money within 15 days and keep it for 90 days to earn the top tier, with smaller bonuses for $20,000 and $50,000 deposits.
No referral needed. Capital One's refer-a-friend program pays the person referred nothing extra, so this offer is what you get either way. The full program terms, including what the referring member earns.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Capital One 360 Performance Savings bonus
- Open a new 360 Performance Savings account with promo code BONUS1500.
- Deposit $100,000 in new funds within 15 days of opening.
- Maintain the balance for 90 days after the initial 15-day hold period.
- Receive the bonus within 60 days.
The fine print that matters
- Tiered bonus: $20,000 deposit earns $300, $50,000 earns $750, $100,000 earns $1,500.
- Not eligible if you were a primary or secondary holder on certain Capital One savings accounts since Jan. 1, 2022.
- Bonus is taxable income.
- Account earns 3.20% APY with no monthly maintenance fee.
Verification and reports
Confirmed against capitalone.com on Aug 29, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: capitalone.com offer page (checked Aug 29, 2026)
Other Capital One offers, so you can compare
Capital One Spark Cash$1,000sign-up bonus
Spend $10,000 in first 3 months
Capital One Venture X Business150,000 milesmiles bonus
Spend $30,000 in first 3 months
Capital One Savor Rewards$250sign-up bonus
Spend $500 on purchases in first 3 months
Capital One Spark Cash Plus$2,000sign-up bonus
$30,000 in purchases in 3 months