Beacon Credit Union pays $5 to teens who open a new Youth Debit Account and complete four setup steps in person, including activating card controls and depositing the $5 check via mobile deposit.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Beacon Credit Union Youth Debit Account bonus
- Open a new youth debit account at any member center.
- Download the Beacon mobile app and activate CardSmart card controls.
- Load your debit card into your digital wallet.
- Deposit the $5 check via mobile deposit capture.
- Complete all steps during account opening at a member center.
The fine print that matters
- Account is not eligible for Courtesy Pay or Draw Path to a savings account.
- Debit card limit of $200 (POS and ATM).
- At age 18 the account converts to a Net Direct Checking account and the joint owner may sign off.
- $5 monthly paper statement fee, avoidable by enrolling in eStatements.
- A parent or legal guardian is required as a joint owner.
Verification and reports
Confirmed against beaconcu.org on Aug 7, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: beaconcu.org offer page (checked Aug 7, 2026)
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