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ECU Credit Union Preferred Checking

$350
sign-up bonus
Checked Aug 20, 20260 field reports
Apply at ecucreditunion.comGoes straight to ecucreditunion.com
Requirement
$5,000+ in electronic deposits within 90 days
Fee
$6 monthly service fee, waived for the first 90 days and waived thereafter with a $5,000 average daily balance
Deadline
No published end date
Terms confirmed
Aug 20, 2026

ECU Credit Union is offering up to $350 for opening a new Preferred Checking account. To earn the top $350 bonus you need to deposit at least $5,000 in qualifying electronic deposits within 90 days, along with enrolling in online banking and completing required debit transactions.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the ECU Credit Union Preferred Checking bonus

  1. Open a new Preferred Checking account with a minimum $100 deposit.
  2. Enroll in online banking with eStatements within 90 days.
  3. Complete 10 debit transactions within 90 days of opening.
  4. Complete two or more electronic deposits within 30 days of opening.
  5. Reach $5,000 or more in total electronic deposits within 90 days to earn $350.

The fine print that matters

  • Offer not available to accounts closed with a negative balance within the last two years.
  • Only one new checking account opening bonus allowed every two years and one bonus per account.
  • Must not have an existing checking account or a Preferred Checking account in the last 12 months.
  • Membership requires a $25 minimum savings account and field of membership eligibility.
  • Monthly $6 service fee applies after the first 90 days, waived if average daily balance is $5,000+.
  • Mobile deposits, transfers between own accounts, Zelle, and branch/ATM deposits do not count as qualifying electronic deposits.
  • Bonus paid within 30 calendar days after the 90-day qualification period if requirements are met.
  • Offer may be discontinued or changed at any time and cannot be combined with other ECU deposit offers.

Verification and reports

Confirmed against ecucreditunion.com on Aug 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: ecucreditunion.com offer page (checked Aug 20, 2026)