New Percapita Cash account customers among the first 7,000 to sign up can earn $25 for each month they spend at least $300 on their Percapita debit card, for up to a year. Opening a Goals account within 30 days of the Cash account adds a one-time $10 bonus.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Percapita Cash Account bonus
- Be one of the first 7,000 new customers to open a Percapita Cash Account between Apr 16, 2025 and Dec 31, 2026.
- Spend $300 or more on your Percapita Visa debit card in a calendar month (purchases only, not ATM withdrawals or transfers).
- Keep the Cash Account open and active with a positive balance during that month.
- Receive a $25 incentive credited within 10 business days of month-end, for each qualifying month in your first year.
- Optionally open a Goals account within 30 days of the Cash account to also earn a one-time $10 incentive.
The fine print that matters
- Only new customers who have never had a Percapita Cash account qualify.
- ATM cash withdrawals, cash-equivalent purchases (gift cards, money orders, casino chips) and money transfers do not count toward the $300 spend requirement.
- Account must remain open and have at least one non-fee transaction during the incentive month.
- Incentive is paid to the Cash account, or to the Goals account if one exists.
- Offer valid April 16, 2025 through December 31, 2026 and limited to the first 7,000 new customers.
- Percapita may revoke or modify the offer at any time and can report incentive payments to the IRS.
- The one-time $10 Goals account bonus requires opening the Goals account within 30 days of the Cash account.
Verification and reports
Confirmed against percapita.com on Jul 23, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Offer history
1 tracked change
| Jul 2026 | $25/month | Previous bonus, before it changed to $25/month (up to $300). |
Sources: percapita.com offer page (checked Jul 22, 2026)
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