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Percapita · Bank

Percapita Cash Account

$25/month
sign-up bonus
Limited reportsConfirmed Jul 22, 2026 · 0 field reports
Apply at percapita.comGoes straight to percapita.com
Requirement
$300+ debit card spend per month, up to 12 mo
Fee
No fee
Deadline
Dec 31, 2026
Terms confirmed
Jul 22, 2026

New Percapita Cash account customers among the first 7,000 to sign up can earn $25 for each month they spend at least $300 on their Percapita debit card, for up to a year. Opening a Goals account within 30 days of the Cash account adds a one-time $10 bonus.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Percapita Cash Account bonus

  1. Be one of the first 7,000 new customers to open a Percapita Cash Account between Apr 16, 2025 and Dec 31, 2026.
  2. Spend $300 or more on your Percapita Visa debit card in a calendar month (purchases only, not ATM withdrawals or transfers).
  3. Keep the Cash Account open and active with a positive balance during that month.
  4. Receive a $25 incentive credited within 10 business days of month-end, for each qualifying month in your first year.
  5. Optionally open a Goals account within 30 days of the Cash account to also earn a one-time $10 incentive.

The fine print that matters

  • Only new customers who have never had a Percapita Cash account qualify.
  • ATM cash withdrawals, cash-equivalent purchases (gift cards, money orders, casino chips) and money transfers do not count toward the $300 spend requirement.
  • Account must remain open and have at least one non-fee transaction during the incentive month.
  • Incentive is paid to the Cash account, or to the Goals account if one exists.
  • Offer valid April 16, 2025 through December 31, 2026 and limited to the first 7,000 new customers.
  • Percapita may revoke or modify the offer at any time and can report incentive payments to the IRS.
  • The one-time $10 Goals account bonus requires opening the Goals account within 30 days of the Cash account.

Verification and reports

Confirmed against percapita.com on Jul 22, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: percapita.com offer page (checked Jul 22, 2026)