Current offers a $30 sign-up bonus for opening a personal checking account and receiving an eligible payroll deposit of $200 or more within 45 days. A separate referral bonus is also available.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Current Personal Checking bonus
- Open a Current personal checking account online or in the app.
- Receive an eligible payroll deposit of $200 or more within 45 days.
- Meet the qualifying deposit requirement to unlock the bonus.
The fine print that matters
- Welcome bonuses are typically one-time per customer.
- A separate referral bonus of $100 to $175 may be earned with a referral link.
- May be stackable with shopping portal offers such as Rakuten.
Verification and reports
Confirmed against current.com on Jul 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: current.com offer page (checked Jul 20, 2026)
Similar offers to compare
First Community Bank Checking$20sign-up bonus
Open a new personal checking account
Telhio Credit Union Youth Savings$50sign-up bonus
Deposit $50+ at opening with code YOUTH50
Betterment Cash Reserve0.25% APY boostsign-up bonus
Deposit $20k+ from external accounts into investing
Marcus Online Savings3.40% APY
No minimum balance, no fees