Axos Bank pays new business owners up to $200 for opening a Basic Business Checking account with promo code START200. You earn $50 for each of up to four statement cycles in which you keep an average daily balance of at least $3,000.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Axos Bank Basic Business Checking bonus
- Open a Basic Business Checking account using promo code START200 by January 31, 2027.
- Fund the account within 60 days of approval to avoid automatic closure.
- Maintain an average daily balance of at least $3,000 in a statement cycle to earn $50 for that cycle.
- Meet the balance requirement in any 4 of the first 5 statement cycles to earn up to $200 total.
- Keep the account open for 180 days to avoid an early closure fee.
The fine print that matters
- Only available to new Axos small business customers whose business was established less than one calendar year before applying.
- Not available to anyone who has previously held primary ownership of an Axos small business banking account.
- Each $50 incentive is paid within 10 business days after the end of the qualifying statement cycle.
- Account must remain open 180 days or an early closure fee of up to $200 may apply.
- Incentive may be taxable and reported on IRS Form 1099-MISC or 1099-INT.
- Cannot be combined with other new Axos small business account introductory offers unless stated otherwise.
Verification and reports
Confirmed against axosbank.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: axosbank.com offer page (checked Jul 19, 2026)