Best business checking bonuses
Cash bonuses for opening a business checking account. Most take a new-money deposit and a few qualifying transactions, and a sole proprietor can usually apply with an SSN.
ACNB Bank pays up to $3,000 to businesses that open a new free business checking account and meet activity requirements. To get the full $3,000 you need to enroll in online banking and eDocuments, make 10 debit card transactions of at least $75 each within 60 days, and keep an average balance of $50,000 or more for the following three months.
New business checking clients who open a qualifying Bank of America Business Advantage checking account can earn a cash bonus of up to $2,500 after meeting the requirements. The actual bonus depends on the qualifying tier.
BOK Financial is offering Colorado businesses up to $1,500 for opening a new Business Advantage Checking account. To get the full $1,500 you need to deposit at least $100,000 in new money within 30 days and keep an average daily balance of $100,000 for the following 60 days.
Walden Savings Bank offers up to $1,000 for opening a new business checking account and funding it with new money. The top $1,000 tier requires depositing $100,000 or more in new money, enrolling in online/mobile banking, and completing 5 qualifying transactions within 90 days.
Air Academy Credit Union will pay up to $1,000 to businesses that open a new business checking account. You earn $1,000 by depositing $25,000 within 30 days and keeping that average daily balance for 60 days, or $500 for a $5,000 deposit and balance.
WaterStone Bank pays $700 on a new business checking account that keeps an average balance of $50,000 or more through the third full statement cycle. Smaller balances earn less on a ladder that starts at $300 for $5,000, and enrolling in services such as positive pay adds another $125 to $150, which is how the page reaches the up to $1,000 it advertises. You also need at least 10 transactions in 90 days.
Open a new Truist Simple or Dynamic Business Checking account and earn up to $800 on a tiered deposit: $400 for $2,500 or $800 for $10,000, deposited within 30 days and held through day 90.
Bank of Colorado is offering a $750 bonus to new business customers who open a qualifying business checking account and mention promo code 750. To earn it you need at least $5,000 in ACH deposits or 15 or more debit card purchases within 90 days, and the bonus is paid into the account 90 days after opening.
Valley Strong is offering new business checking customers up to $750 in value through 3 months of free treasury management services plus a free first order of business checks. To qualify you must open a new business checking account with at least $100 and enroll in business online banking for treasury management.
Open a new First Merchants basic business checking account and deposit at least $15,000 within 7 days to earn a $750 bonus, or deposit at least $5,000 to earn $300. The bonus is credited in the sixth month after account opening.
Hancock Whitney will pay $500 when you open a new business checking account with the promo code and deposit at least $5,000 within 90 days. The bonus lands in your account within about 135 days of opening as long as the account stays open with a positive balance.
SouthState Bank offers a $400 bonus for opening a new business checking account and meeting the qualifying activity. The account can be opened online.
MidFlorida Credit Union offers $300 for opening a new Free Business Checking account with a $100 minimum deposit. To earn it you need to enroll in online banking, make at least $5,000 in deposits in two of the first six months, and complete five qualifying transactions within 60 days, with the bonus paid within two weeks of meeting all requirements.
Partner Colorado Credit Union pays a $250 bonus when you open a new business checking account.
Axos Bank pays new business owners up to $200 for opening a Basic Business Checking account with promo code START200. You earn $50 for each of up to four statement cycles in which you keep an average daily balance of at least $3,000.
Found is offering a $100 bonus to new business checking customers. Sign up through this page or with code REVENUED100 and deposit a total of $2,000 into your new Found account within 60 days of opening it to unlock the bonus.
North Star Credit Union pays businesses that open a new business checking account and fund it. Deposit $500 to get $50 or deposit $1,000 to get $100.
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