Best business checking bonuses
Cash bonuses for opening a business checking account. Most take a new-money deposit and a few qualifying transactions, and a sole proprietor can usually apply with an SSN.
ACNB Bank pays up to $3,000 to businesses that open a new free business checking account and meet activity requirements. To get the full $3,000 you need to enroll in online banking and eDocuments, make 10 debit card transactions of at least $75 each within 60 days, and keep an average balance of $50,000 or more for the following three months.
New business checking clients who open a qualifying Bank of America Business Advantage checking account can earn a cash bonus of up to $2,500 after meeting the requirements. The actual bonus depends on the qualifying tier.
BOK Financial is offering Colorado businesses up to $1,500 for opening a new Business Advantage Checking account. To get the full $1,500 you need to deposit at least $100,000 in new money within 30 days and keep an average daily balance of $100,000 for the following 60 days.
Open a new BMO business checking account between May 1 and August 31, 2026 and keep a balance of $100,000 or more through day 90 to earn a $1,500 cash bonus. Lower tiers pay $400, $750, or $1,000 depending on the balance maintained.
M&T is offering up to a $1,500 cash bonus for opening a new Business Premium Checking account by September 30, 2026 with promo code BW. The exact bonus depends on your average ledger balance in the third full month, with $1,500 requiring a balance of $100,000 or more.
Open a new U.S. Bank Platinum Business Checking account and deposit at least $25,000 in new money within 30 days to earn a $1,200 bonus. You must keep that balance for 60 days and complete six qualifying transactions to get paid.
Equity Bank is offering a $1000 bonus for opening a new business checking account. You need to fund the account, deposit at least $20,000 in new money within 60 days, and activate the debit card to qualify.
Walden Savings Bank offers up to $1,000 for opening a new business checking account and funding it with new money. The top $1,000 tier requires depositing $100,000 or more in new money, enrolling in online/mobile banking, and completing 5 qualifying transactions within 90 days.
Air Academy Credit Union will pay up to $1,000 to businesses that open a new business checking account. You earn $1,000 by depositing $25,000 within 30 days and keeping that average daily balance for 60 days, or $500 for a $5,000 deposit and balance.
Huntington is offering new business checking customers up to $1,000 for opening an Unlimited Plus Business Checking account and depositing at least $20,000 in new money within 30 days, then keeping that balance for 60 more days. A smaller $400 bonus is available for Unlimited Business Checking with a $5,000 deposit within 60 days. The account must stay open for 90 days total to receive the payout.
WaterStone Bank pays $700 on a new business checking account that keeps an average balance of $50,000 or more through the third full statement cycle. Smaller balances earn less on a ladder that starts at $300 for $5,000, and enrolling in services such as positive pay adds another $125 to $150, which is how the page reaches the up to $1,000 it advertises. You also need at least 10 transactions in 90 days.
Open a new Wells Fargo business checking account and deposit $25,000 or more within 30 days to earn an $825 bonus. You must maintain that balance through day 60 and complete at least 5 qualifying transactions during the 60-day period.
Open a new Truist Simple or Dynamic Business Checking account and earn up to $800 on a tiered deposit: $400 for $2,500 or $800 for $10,000, deposited within 30 days and held through day 90.
Bank of Colorado is offering a $750 bonus to new business customers who open a qualifying business checking account and mention promo code 750. To earn it you need at least $5,000 in ACH deposits or 15 or more debit card purchases within 90 days, and the bonus is paid into the account 90 days after opening.
Associated Bank will pay up to $750 to new business customers who open a Business Choice Checking account. Deposit $20,000 in new money within 30 days and keep that balance through day 90 to get the full bonus, paid within 120 days.
Valley Strong is offering new business checking customers up to $750 in value through 3 months of free treasury management services plus a free first order of business checks. To qualify you must open a new business checking account with at least $100 and enroll in business online banking for treasury management.
Open a new First Merchants basic business checking account and deposit at least $15,000 within 7 days to earn a $750 bonus, or deposit at least $5,000 to earn $300. The bonus is credited in the sixth month after account opening.
Seacoast Bank pays a tiered bonus on a new business checking account: $300 for a $5,000 deposit plus 10 qualifying electronic payments, or $600 for a $10,000 deposit plus 15 payments. The deposit must be held for 90 days and the payments completed within 90 days.
Chase pays a tiered bonus on a new Business Complete Checking account: $400 for $2,000 in new money or $500 for $10,000, plus 5 qualifying transactions in 90 days. No direct deposit is required. A sole proprietorship can apply with your own name and SSN.
Banner Bank pays $500 for opening a new business checking account. You deposit $10,000 within 60 days and keep that balance for another 90 days. Opening checking and savings together is a separate, larger offer.
Hancock Whitney will pay $500 when you open a new business checking account with the promo code and deposit at least $5,000 within 90 days. The bonus lands in your account within about 135 days of opening as long as the account stays open with a positive balance.
SouthState Bank offers a $400 bonus for opening a new business checking account and meeting the qualifying activity. The account can be opened online.
Open a new U.S. Bank Business Essentials checking account and deposit at least $5,000 in new money within 30 days. Keep that balance for 60 days and complete six qualifying transactions to earn a $400 bonus.
Grasshopper Bank offers a $300 sign-on bonus for opening an Innovator Business Checking account with promo code NW300. To earn it, fund the account with at least $10,000 within 30 days and maintain that average daily balance for the following 90-day period.
MidFlorida Credit Union offers $300 for opening a new Free Business Checking account with a $100 minimum deposit. To earn it you need to enroll in online banking, make at least $5,000 in deposits in two of the first six months, and complete five qualifying transactions within 60 days, with the bonus paid within two weeks of meeting all requirements.
Partner Colorado Credit Union pays a $250 bonus when you open a new business checking account.
Axos Bank pays new business owners up to $200 for opening a Basic Business Checking account with promo code START200. You earn $50 for each of up to four statement cycles in which you keep an average daily balance of at least $3,000.
Found is offering a $100 bonus to new business checking customers. Sign up through this page or with code REVENUED100 and deposit a total of $2,000 into your new Found account within 60 days of opening it to unlock the bonus.
North Star Credit Union pays businesses that open a new business checking account and fund it. Deposit $500 to get $50 or deposit $1,000 to get $100.
More best lists: Best credit card sign-up bonuses · Best checking account bonuses · Best savings account bonuses · Best brokerage transfer bonuses · Best travel card welcome bonuses · Best cash-back card bonuses · Best business card welcome bonuses · Biggest cash bonuses right now · Easiest bonuses to earn · Bank bonuses with no direct deposit required · Sign-up bonuses with no hard credit pull · Bank bonuses with no ChexSystems pull · Credit card bonuses not blocked by 5/24 · Nationwide sign-up bonuses · Sign-up bonuses ending soon