First Merchants Bank Business Checking

Open a new First Merchants basic business checking account and deposit at least $15,000 within 7 days to earn a $750 bonus, or deposit at least $5,000 to earn $300. The bonus is credited in the sixth month after account opening.

Eligibility

How to get the First Merchants Bank Business Checking bonus

1. Ask an FMB banker to enroll you in the Mich-Bus Checking offer when opening a new basic business checking account between 3/1/26 and 12/31/26.
2. Deposit at least $15,000 in new funds within the first 7 calendar days of account opening to earn $750, or at least $5,000 to earn $300.
3. Maintain a $5,000 monthly average collected balance to avoid a $20 monthly fee.
4. Keep the account open for at least 6 months.

The fine print that matters

• Must be a new FMB business checking client; existing or recently closed (within 12 months) accounts are not eligible.
• Primary account holder must be at least 18 years old; FMB employees are not eligible.
• Limited to one offer per client; not valid for public funds, estate accounts, U.S. government entities, or other banks/financial institutions.
• Bonus is credited in the sixth month following account opening and appears as 'new checking offer reward'.
• Bonus value may be reported to the IRS; recipient is responsible for any taxes.
• If the account is closed within 6 months, you may be charged up to the full bonus amount plus a $50 early closing fee.
• Offer may change or be discontinued at any time.

Verification and reports

Confirmed against firstmerchants.com on Jul 24, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: firstmerchants.com offer page (checked Jul 24, 2026)