Wintrust offers up to a $500 bonus for opening a new Total Access Checking account. You earn $300 with $500 in monthly direct deposits or $500 with $2,000 in monthly direct deposits, after enrolling in online banking and e-statements.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Wintrust Total Access Checking bonus
- Open a new Total Access Checking account.
- Enroll in online banking.
- Enroll in e-statements.
- Have $2,000 in direct deposits each month of the qualification period.
The fine print that matters
- $100 minimum to open the account.
- Promo code applied automatically.
- Program rates, terms, and conditions subject to change.
Verification and reports
Confirmed against wintrust.com on Jul 31, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: wintrust.com offer page (checked Jul 31, 2026)
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