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Central Bank · Bank

Central Bank Cardinals Checking

$500
sign-up bonus
Checked Aug 24, 20260 field reports
Apply at centralbank.netGoes straight to centralbank.net
Requirement
$5,000+ in direct deposits within 90 days, keep $50 min
Fee
Not stated on this page
Deadline
Dec 31, 2026
Terms confirmed
Aug 24, 2026

Open a new Cardinals Checking account in person at Central Bank and you can earn a $500 bonus along with a Cardinals full-zip vest and two game tickets. To qualify you need to deposit $50 to open, set up at least two direct deposits totaling $5,000 or more within 90 days, and keep a minimum balance of $50 in the account 90 days after opening.

Eligibility

Available in 2 states
IL, MO
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Central Bank Cardinals Checking bonus

  1. Visit a Central Bank location to get the offer code and open an eligible checking account.
  2. Deposit $50 or more at account opening.
  3. Set up two or more direct deposits totaling $5,000 or more within 90 days.
  4. Maintain a minimum balance of $50 90 days after account opening.

The fine print that matters

  • Bonuses are reported to the IRS as interest.
  • Available to new to bank checking account customers only.
  • Not available to those whose accounts have been closed with a negative balance within the last 2 years.
  • Only one new checking account opening bonus every two years from the last date an incentive was paid.
  • Only one bonus per household.
  • Customer must mention the offer to receive the incentive.
  • Only one offer may be redeemed by the intended recipient and is nontransferable.
  • The new checking account must be open and in good standing on the date the bonus is paid.
  • Offer not available on Free Checking, World Checking, or Outlook prepaid card.
  • Bank reserves the right not to open accounts for customers outside its market area.
  • Promotion ends 12/31/2026.

Verification and reports

Confirmed against centralbank.net on Aug 24, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: centralbank.net offer page (checked Aug 24, 2026)