Open a new Hometown Checking Plus or Premium account at First Commonwealth Bank and get a $400 bonus. You need to make 10 qualifying debit card purchases and deposit at least $2,000 within 60 days of opening.
Eligibility
Available in 5 states
IN, KY, OH, PA, WV
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the First Commonwealth Bank Eligible checking bonus
- Open a new Hometown Checking Plus or Hometown Checking Premium account in person, by phone, or online using promo code 'FCB400' by 7/31/2026.
- Complete 10 or more qualifying debit card purchases that post and clear within 60 days of account opening.
- Complete $2,000 or more in cumulative deposits within 60 days of account opening.
- Keep the account active to receive the promotional credit on the scheduled deposit date.
The fine print that matters
- Offer available only to customers residing in FCB markets (PA, OH, IN, KY, WV); online opening limited to PA, OH and select KY zip codes.
- Limited to one checking reward per customer; excludes existing FCB checking customers or those paid a promo credit in the past 12 months.
- Reward deposited as 'promotional credit' on a set schedule after requirements are met (e.g., accounts opened 6/1-7/31/2026 get credit by 10/15/2026).
- Reward may be reported as taxable income on IRS Form 1099.
- Offer may be extended, modified or discontinued at any time.
- Minimum deposit to open a Hometown Checking account is $50.
Verification and reports
Confirmed against fcbanking.com on Aug 29, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: fcbanking.com offer page (checked Aug 29, 2026)
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