First Commonwealth Bank Eligible checking

Open a new Hometown Checking Plus or Premium account at First Commonwealth Bank and get a $400 bonus. You need to make 10 qualifying debit card purchases and deposit at least $2,000 within 60 days of opening.

Eligibility

How to get the First Commonwealth Bank Eligible checking bonus

1. Open a new Hometown Checking Plus or Hometown Checking Premium account in person, by phone, or online using promo code 'FCB400' by 7/31/2026.
2. Complete 10 or more qualifying debit card purchases that post and clear within 60 days of account opening.
3. Complete $2,000 or more in cumulative deposits within 60 days of account opening.
4. Keep the account active to receive the promotional credit on the scheduled deposit date.

The fine print that matters

• Offer available only to customers residing in FCB markets (PA, OH, IN, KY, WV); online opening limited to PA, OH and select KY zip codes.
• Limited to one checking reward per customer; excludes existing FCB checking customers or those paid a promo credit in the past 12 months.
• Reward deposited as 'promotional credit' on a set schedule after requirements are met (e.g., accounts opened 6/1-7/31/2026 get credit by 10/15/2026).
• Reward may be reported as taxable income on IRS Form 1099.
• Offer may be extended, modified or discontinued at any time.
• Minimum deposit to open a Hometown Checking account is $50.

Verification and reports

Confirmed against fcbanking.com on Jul 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: fcbanking.com offer page (checked Jul 20, 2026)