fourleaf Free Checking

Fourleaf pays up to $550 total for a new checking account. You get $350 for setting up a qualifying direct deposit of $500 or more within 90 days of opening, then two more $100 bonuses for keeping that direct deposit going for 12 and 24 consecutive months.

Eligibility

How to get the fourleaf Free Checking bonus

1. Open a new fourleaf Free Checking, Smart Checking, or Student Checking account by 12/31/2026.
2. Set up a qualifying direct deposit of $500 or more within 90 days of account opening to earn a $350 bonus.
3. Maintain the monthly recurring direct deposit for 12 consecutive months to earn an additional $100 bonus.
4. Maintain the monthly recurring direct deposit for 24 consecutive months to earn a further $100 bonus.

The fine print that matters

• Only one new checking account bonus offer is allowed per member.
• Must not have previously held a fourleaf checking account or received a prior new-account bonus.
• Bonuses are reported as interest on IRS Form 1099-INT and the account holder is responsible for taxes.
• If no qualifying direct deposit posts within 90 days, the account is ineligible for the 12- and 24-month bonuses.
• Account must remain open and in good standing through each bonus payout date.
• Qualifying direct deposit excludes ATM deposits, debit card transfers, online transfers, and P2P payments like Zelle.
• A $5 minimum deposit is required to open a savings account and establish membership.
• Offer may be modified or discontinued without notice.

Verification and reports

Confirmed against fourleaffcu.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: fourleaffcu.com offer page (checked Jul 19, 2026)