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Verve, a Credit Union Checking

$600
sign-up bonus
Checked Aug 16, 20260 field reports
Apply at verveacu.comGoes straight to verveacu.com
Requirement
DD $1k in 2mo; keep $10k avg bal 3mo & 12mo
Fee
Monthly service fee waived with a $10,000 combined balance or a Verve credit card; otherwise $15 (Optimum) or $5 (Premier); Essential Checking has no monthly fee.
Deadline
Dec 31, 2026
Terms confirmed
Aug 16, 2026

Verve, a Credit Union is offering up to $600 in bonuses for a new checking account. You get $200 for setting up at least $1,000 in ACH direct deposits within two months, another $200 for keeping a $10,000 average balance for three months, and a final $200 for keeping that balance for a full 12 months.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Verve, a Credit Union Checking bonus

  1. Open a new Verve checking account and a savings account with a $5 share.
  2. Set up ACH direct deposits totaling at least $1,000 into checking within 2 full calendar months to earn $200.
  3. Maintain an average monthly balance of at least $10,000 in qualifying deposit accounts for the first 3 full calendar months to earn another $200.
  4. Maintain that same $10,000 average balance through 12 full calendar months to earn the final $200.

The fine print that matters

  • Only one bonus offer available per person.
  • Bonus only available to new members who have not had a Verve checking or membership share account within the past 18 months.
  • You must purchase and maintain one required share at par value of $5.00 in a savings account.
  • Checking account must be open and in good standing at time of each payment.
  • Bonus payment is considered interest and reported on IRS Form 1099-INT.
  • Offer valid for accounts opened from July 1, 2026 to December 31, 2026.

Verification and reports

Confirmed against verveacu.com on Aug 16, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: verveacu.com offer page (checked Aug 16, 2026)