Dealaka.
Chime · Bank

Chime Checking

$300
sign-up bonus
Limited reportsConfirmed Jul 19, 2026 · 0 field reports
Apply at chime.comGoes straight to chime.com
Requirement
$500+ direct deposit monthly + pay Boost bill with Chime
Fee
No fee
Deadline
No published end date
Terms confirmed
Jul 19, 2026

Existing Boost customers who open a new Chime checking account can earn $25 a month for up to 12 months, totaling up to $300. You must receive a $500 monthly direct deposit and pay your Boost bill with your Chime Visa card each month.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Chime Checking bonus

  1. Be an existing eligible Boost plan customer before receiving the offer.
  2. Open a new Chime checking account through the offer webpage using your Boost email and phone number.
  3. Receive a qualifying direct deposit of at least $500 within the 34 days before each Boost payment.
  4. Pay your monthly Boost bill using Boost autopay with your Chime Visa card.

The fine print that matters

  • Available only to existing Boost customers who are first-time Chime members.
  • Reward is $25 per month for up to 12 months, credited within 7 business days of each qualifying Boost payment.
  • First $500 direct deposit must arrive by the end of the 4th month and first Boost payment by the end of the 5th month to earn all 12 rewards.
  • Offer expires 16 months after you open your Chime account.
  • Cannot be combined with other Chime account opening bonuses; limit one per customer.
  • Credits of $10 or more reported on tax form 1099-INT.
  • A first Boost payment made before a qualifying direct deposit does not qualify.

Verification and reports

Confirmed against chime.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: chime.com offer page (checked Jul 19, 2026)