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North Shore Community Bank & Trust Checking

$500
sign-up bonus
Checked Aug 12, 20260 field reports
Apply at nscbank.comGoes straight to nscbank.com
Requirement
$2,000+/mo direct deposits for 2 months, enroll e-statements
Fee
No monthly fee on Total Access Checking; Access Plus Checking has a $10 monthly fee waived with $2,500 average daily balance or $25,000 combined relationship balance; Premier Checking has a $25 monthly fee waived with $10,000 average daily balance or $75,000 combined relationship balance
Deadline
Nov 3, 2026
Terms confirmed
Aug 12, 2026

Open a new Total Access, Access Plus, or Premier Checking account and get up to a $500 bonus. To earn the $500 tier, set up direct deposits of at least $2,000 per month for two consecutive months and enroll in online banking and e-statements.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the North Shore Community Bank & Trust Checking bonus

  1. Open a new Total Access, Access Plus, or Premier Checking account.
  2. Mention the offer or enter code BUILDER when applying online.
  3. Enroll in online banking and e-statements within the qualification period.
  4. Have direct deposits totaling at least $2,000 each month for 2 consecutive calendar months after account opening.

The fine print that matters

  • Offer valid for accounts opened 5/13/26 - 11/3/26.
  • Not available to existing or closed personal checking customers of Wintrust Financial Corporation or its subsidiaries, or to employees.
  • Limit 1 bonus payment per customer.
  • Bonus is subject to IRS 1099-INT reporting and may be considered taxable income.
  • New account must be open and have a balance greater than $0 at the end of the qualification period.
  • Bonus is deposited into the new account within 30 calendar days after the qualification period.

Verification and reports

Confirmed against nscbank.com on Aug 12, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: nscbank.com offer page (checked Aug 12, 2026)