Columbia Bank Checking

Open a new personal checking account in person at a participating California branch and fund it within 10 days. Set up $3,000 in direct deposits and keep a $3,000 average balance for 90 days to earn a $250 cash bonus.

Eligibility

How to get the Columbia Bank Checking bonus

1. Open a new personal checking account in person at a participating branch and fund it within 10 days.
2. Enroll in online banking within 90 days of account opening.
3. Maintain at least a $3,000 average deposit balance for 90 days.
4. Direct deposit a total of $3,000 or more within the first 90 days.

The fine print that matters

• Existing customers or anyone with a deposit account in the last 12 months do not qualify.
• Only Pinnacle, Embark and Foundation checking accounts are eligible.
• Offer must be activated by the banker at account opening.
• Bonus paid within 45 days of meeting requirements, deposited into the qualifying account.
• Account must be open with no negative balance to receive the bonus.
• Bonus is reported as interest on IRS Form 1099-INT and is taxable.
• Limit one $250 bonus per qualifying account and per household per address.
• Fiduciary accounts and nonprofit organizations do not qualify.
• Employees of Columbia Bank and affiliates are not eligible.
• Offer cannot be combined with other checking account offers.
• Offer may be restricted or changed at any time.

Verification and reports

Confirmed against columbiabank.com on Jul 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: columbiabank.com offer page (checked Jul 21, 2026)