Arizona Financial Free Checking

Arizona Financial pays up to $200 to new members who open a Free Checking account with promo code FREE2026. To get the full $200, set up direct deposits totaling $1,000 or more per month within 60 days and keep a balance of $500 or more on day 60, with the bonus paid about 75 days after opening.

Eligibility

How to get the Arizona Financial Free Checking bonus

1. Open a new consumer checking account using promo code FREE2026.
2. Within 60 days, set up recurring direct deposits totaling $1,000 or more per month.
3. Maintain an account balance of $500 or more on the 60th day after opening.
4. Receive the $200 bonus deposited to your account about 75 days after account opening.

The fine print that matters

• Lower tiers available: $150 for $500/mo direct deposit (or $250/mo plus 15 debit transactions) with $250 balance on day 60, or $100 for 15 debit card transactions in 60 days.
• Must be 18+ and a new member with no existing primary account relationships with Arizona Financial.
• Person-to-person payments like Zelle, Venmo, or PayPal do not count as direct deposit.
• Bonus is considered income and may be reported on IRS Form 1099-MISC.
• Limit one new member bonus per person; cannot be combined with other offers.
• If the account is closed within 6 months of opening, the bonus will be deducted at closing.
• Minimum opening deposit of $20; no minimum balance required after meeting bonus qualifications.
• Offer terms subject to change and may expire at any time.

Verification and reports

Confirmed against arizonafinancial.org on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: arizonafinancial.org offer page (checked Jul 19, 2026)