SouthState Bank pays new customers $200 for opening a personal checking account with promo code EARN200. To get it you need at least 15 debit card purchases and either $250 in cumulative direct deposits or a $25 preauthorized draft, all within 60 days of opening the account.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the SouthState Bank Checking bonus
- Open a new SouthState personal checking account online using promo code EARN200.
- Make at least 15 posted debit card purchases or payments within 60 calendar days.
- Receive cumulative direct deposits of at least $250, or set up a preauthorized automatic draft of at least $25, within 60 days.
- Keep the account open with no product changes until the bonus posts.
The fine print that matters
- Not available to current or recent (past 12 months) SouthState personal checking owners or joint owners.
- Excludes SouthState at Work product type accounts.
- Bonus limited to one per primary or joint owner on an eligible account.
- Cannot be combined with other checking or deposit offers.
- Internal transfers, mobile deposits, debit card deposits, P2P transfers, instant payments, and in-person/ATM deposits do not count as direct deposits.
- Recurring debit card payments, P2P transfers, and instant payments do not count as preauthorized drafts.
- Bonus posts within 2 business days after the 60-day qualifying period ends.
- Bonus is reported to tax authorities as required by law.
- $5 monthly maintenance fee applies unless enrolled in eStatements.
- $25 minimum deposit required if opened at a branch; no minimum if opened online.
Verification and reports
Confirmed against southstatebank.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: southstatebank.com offer page (checked Jul 19, 2026)
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