Sterling Bank will pay $100 to new personal checking customers who make 12 or more debit card transactions, enroll in eStatements, and receive at least $500 in direct deposit, all within the first 45 days of opening the account.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Sterling Bank Personal Checking bonus
- Open a new personal checking account.
- Use your debit card 12 or more times within the first 45 days.
- Enroll in eStatements within the first 45 days.
- Receive $500 or more in ACH/direct deposit within the first 45 days.
The fine print that matters
- Minimum opening deposit is only $50.
- Non-sufficient funds, overdraft, and other fees as disclosed in the fee schedule may apply.
- The reward is available for a limited time.
- Bank rules and regulations apply.
- UChoose Rewards is not an affiliate of Sterling Bank.
Verification and reports
Confirmed against sterbank.bank on Aug 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: sterbank.bank offer page (checked Aug 21, 2026)
Similar offers to compare
Alabama Credit Union Lifestyle Checking$100sign-up bonus
Open Lifestyle checking + savings, set up DD in 60 days
Ascent Credit Union Membership$100sign-up bonus
Join as a new member and meet transaction requirements
Commerce Bank Checking$100sign-up bonus
Open and use a new Commerce checking account via referral
Community Choice Credit Union Checking$100sign-up bonus
$300 in direct deposits or 20 debit/credit txns in 60 days