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WECU · Bank

WECU Spend Plus Checking

$400
sign-up bonus
Limited reportsConfirmed Jul 20, 2026 · 0 field reports
Apply at wecu.comGoes straight to wecu.com
Requirement
$1,000+ direct deposit within 60 days
Fee
$5 monthly, waived with direct deposit over $100 per month
Deadline
Dec 31, 2026
Terms confirmed
Jul 20, 2026

WECU pays a $400 bonus to new members who open a Spend Plus Checking account online and receive a direct deposit of $1,000 or more within the first 60 days. The bonus lands on day 65. Membership is limited to people with a Washington state connection, so this is not a nationwide offer.

Eligibility

Available in 1 states
WA
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the WECU Spend Plus Checking bonus

  1. Qualify for WECU membership by living, working, worshipping, or attending school in Washington.
  2. Open a new Spend Plus Checking account online.
  3. Receive direct deposits of $1,000 or more into the new account within the first 60 days.
  4. Keep the account open through day 65, when the bonus is deposited.

The fine print that matters

  • Open to people who have not been a WECU member in the last 12 months.
  • You must not have previously received a New Member Bonus.
  • Membership requires living, working, worshipping, or attending school in Washington.
  • Only tax-reporting account owners are eligible, so foreign members without a tax identification number do not qualify.
  • The account carries a $5 monthly fee, waived with more than $100 per month in direct deposit.
  • One bonus per person and it cannot be combined with other offers.
  • You are responsible for any taxes due on the value of the bonus.
  • Offer expires 12/31/26.

Verification and reports

Confirmed against wecu.com on Jul 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: wecu.com offer page (checked Jul 20, 2026)