WECU pays a $400 bonus to new members who open a Spend Plus Checking account online and receive a direct deposit of $1,000 or more within the first 60 days. The bonus lands on day 65. Membership is limited to people with a Washington state connection, so this is not a nationwide offer.
Eligibility
Available in 1 states
WA
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the WECU Spend Plus Checking bonus
- Qualify for WECU membership by living, working, worshipping, or attending school in Washington.
- Open a new Spend Plus Checking account online.
- Receive direct deposits of $1,000 or more into the new account within the first 60 days.
- Keep the account open through day 65, when the bonus is deposited.
The fine print that matters
- Open to people who have not been a WECU member in the last 12 months.
- You must not have previously received a New Member Bonus.
- Membership requires living, working, worshipping, or attending school in Washington.
- Only tax-reporting account owners are eligible, so foreign members without a tax identification number do not qualify.
- The account carries a $5 monthly fee, waived with more than $100 per month in direct deposit.
- One bonus per person and it cannot be combined with other offers.
- You are responsible for any taxes due on the value of the bonus.
- Offer expires 12/31/26.
Verification and reports
Confirmed against wecu.com on Jul 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: wecu.com offer page (checked Jul 20, 2026)
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