The gentlest bonus on the board: no fee, no reported ChexSystems pull, no published end date, and a promo code instead of a coupon. Two direct deposits of $500+ within 75 days using code CHECKING250. The code rotates every few months (the previous REWARD250 is dead), which is exactly the kind of silent change this site exists to catch.
Eligibility
How to get the Capital One 360 Checking bonus
- Open a 360 Checking account with promo code CHECKING250 (or via the promo page).
- Receive two direct deposits of $500 or more each within 75 days.
- Bonus posts within 60 days of the second qualifying deposit.
The fine print that matters
- Ineligible if you held a 360 Checking, Simply Checking, or Total Control Checking account on or after January 1, 2022.
- The promo code is load-bearing: applications without it earn nothing.
Verification and reports
Confirmed against capitalone.com on Aug 27, 2026. Based on 1 field report. Status Limited reports is computed from those reports, never hand-set.
Current code CHECKING250 confirmed via US News 7/7/26; the prior code from earlier listings no longer appears. Entry updates the day the code rotates again.
Report your result
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Offer history
| 2026 | $250 | code CHECKING250 |
| 2024-2025 | $250 | same level, earlier codes |
Sources: capitalone.com 360 Checking offer (checked Aug 27, 2026)